Getting your Georgia insurance license is the first step to becoming an insurance agent in Georgia. Whether you’re interested in selling property and casualty insurance, life insurance, health insurance, or any combination of those lines of authority, this article has the information you need to get started.
The Georgia Office of Insurance and Safety Fire Commissioner has a 7-step process on how to become an insurance agent in Georgia. We’ll walk you through step-by-step; from the license application to insurance test prep, to the Georgia insurance exam, and beyond.
This guide has everything you need to know to get your GA insurance license quickly and easily.
Recommended: Interested in getting started? We recommend using Kaplan’s online study packages, which come with a 93% pass rate.
How to Get Your Georgia Insurance License
Getting a new insurance license in Georgia is easy! Just follow our step-by-step guide. Be sure to bookmark this page so that you can visit it again throughout this process.
Step 1. Which Insurance Licenses Do You Need?
The first step to getting your insurance license is choosing which licenses you need. The most common licenses new insurance agents get are the property & casualty license (P&C), life and health insurance license (L&H).
The types of insurance products and policies you’ll be selling will determine which licenses you need. Here are some examples of the types of policies you can market with each license:
- Property and Casualty Insurance License – Auto Insurance, Home Insurance, Business Insurance, etc…
- Life and Health Insurance License – Life Insurance, Annuities, Medicare, Health Insurance, etc…
Most insurance agents and producers choose to get both P&C and L&H licenses, but if you plan on specializing in only one category then you don’t need every license.
Step 2. Georgia Insurance Pre-License Education
After you’ve determined which licenses you need, you must now take your Georgia insurance pre-license education courses.
Most folks choose to take their insurance pre-license course online. These courses are created specifically to give you the skills you need to pass the test. The types of licenses you choose (also known as “lines of authority”) will determine which courses you take.
Each line of authority in Georgia requires twenty (20) hours of pre-license education. This means that if you wish to get a Property and Casualty license, you must take forty (40) hours of pre-licensing, and for Life, Accident, and Health you must also take forty (40) hours.
You will receive a certificate upon completion of the course. Keep this certificate, as you will need it when taking your exam.
Over 81% of our readers use Kaplan’s online courses — which come with a 93% pass rate — when preparing for their insurance license exam(s). For comprehensive study packages, StateRequirement recommends:
Step 3. Georgia Insurance License Exam
The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each line of insurance you wish to carry. Life, Accident, & Sickness (LA&S) and Property & Casualty (P&C) lines are combined lines in Georgia, so you will take two exams if you wish to attain all of these lines of authority: Property, Casualty, Life, Accident.
This is a proctored test, which means that you will be in a controlled environment with a person watching over you. For people who haven’t tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam.
The fee for each attempt of the exams is $63 (one exam per combined lines of authority). When you show up you must have two forms of ID, including a photo ID (e.g. your government issued driver’s license), and any other documents that the testing facility has asked you to bring.
The Georgia Life, Accident, and Sickness test is 80 questions long, and you have two (2) hours to complete it. Here is a copy of the Georgia Life, Accident, and Sickness Exam Outline.
The Georgia Property and Casualty test is 80 questions long, and you have two (2) hours to complete it. Here is a copy of the Georgia Property and Casualty Exam Outline.
A passing score for the either Georgia Insurance License Exam is 70%. For more information on the exams, refer to the Pearson VUE Georgia Insurance Licensing Candidate Handbook.
Failing the exam will trigger a two (2) week waiting period in which you cannot retake the test. If the exam is failed three (3) times, you will be required to retake your pre-license education through a different provider before you can attempt the test again.
Check out our Insurance Exam Guide. It’s extremely in-depth, and will hopefully help you pass the first time.
Looking for a guide to passing the insurance exam in Georgia? Check out our Georgia Insurance License Exam article.
Insurance license tests are intentionally difficult, but not impossible by any means. You should study to the point of comfortability with the information before you attempt the test. Failing the exam isn’t the end of the world, but keep in mind that you will need to pay the fee each time you attempt the test.
StateRequirement recommends that you study for one exam at a time, then after passing, starting on your next line. The exams are difficult enough on their own without confusing information from one line to another. Check out our review of the Kaplan Insurance Course.
You may register to take your exams and find more information on the Pearson VUE Georgia Insurance web page. When you have passed your exams, you will receive a document showing your success. Keep this document, as you will need it in a later step.
Step 4. Citizenship Affidavit
The next step in getting your insurance license is filling out notarized Citizenship Affidavit Form (GID-276-EN) to vouch for your U.S. citizenship.
You must include your notarized Citizenship Affidavit Form in your license application. Your application can’t be processed for approval without this form and its attachments.
Step 5. Georgia Insurance License Application
Once you have completed your exams, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines.
The fee for an online application is $120 per line.
Gather your Pearson VUE passed exam document and citizenship affidavit. During the application process, there will be a place for you to upload documents (e.g. your state drivers license or a dependents Alien Registration Card). Include these documents with your application.
Fill out and submit your online application and other documents on the Sircon Georgia web page.
Step 6. Fingerprinting And Background Check
The State of Georgia requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. For more information on this topic, call the Georgia Office of Insurance and Safety Fire Commissioner at (800) 274-8969 or email the Insurance Department.
You must apply for an insurance license before registering for and getting a fingerprint-based background check from Fieldprint. The fee for fingerprinting services is $51.50 to cover the cost of comparing your prints against criminal history records.
After registering at Fieldprint’s website, you’ll receive a registration approval email from the company. You need to take that registration approval message with you to the fingerprinting site for inspection before Fieldprint will take your fingerprints. Fieldprint will electronically scan your fingerprints, which avoids the need for inked fingerprint cards.
Step 7. Application Review
Once you have submitted your application and have filled all the other licensing requirements, your license application will be reviewed by the state. Your background check will also be reviewed.
If everything is to acceptable standards your license should be issued within 14 business days. If there are any items from your background check that need to be reviewed, it may slow down the process of issuance. If this is the case, you will need to contact the state so they can provide context to the issues that they have run into.
Once the review has been completed, you should receive an email from the insurance department regarding the status of your insurance agent license. These emails have been known to not be received, so you should contact the Georgia Insurance Department at (404) 656-2101 or email them.
You’ve done the work, put in the time and effort, and now hold the key to your own success! We’re proud of you. Take five (5) minutes and celebrate.
After Getting Your Georgia Insurance License
Once you’ve passed your exams and completed the licensing application, you are now a licensed insurance agent in Georgia. A common question we hear is, “I have my insurance license, now what?” Here are a few things you can do or need to know:
- Get a job in the insurance field. Check out StateRequirement’s Insurance Jobs board
- If you’re going to sell advanced life insurance products, you’ll need to have the proper securities licenses. Series 6, Series 7, and Series 63 are the most common among insurance agents, but you’ll need to begin with the SIE (Securities Industry Essentials) exam. Find out which licenses you need with our Securities Licensing Guide
- Every two years, you’ll need to renew your insurance license. Check out our guides on Georgia Insurance License Renewal and Georgia Insurance Continuing Education for more details
- Learn how to market yourself as an insurance agent: Have a look at our Insurance Agent Marketing article
- Interested in learning how successful life insurance agents operate? Check out our How Do Life Insurance Companies Make Money article
Georgia Office of Insurance and Safety Fire Commissioner Contact Information
2 Martin Luther King, Jr., Drive
West Tower, Suite 702
Atlanta, GA 30334
Note: In Georgia, Pearson VUE is the primary contact for all inquiries about insurance agents and agency licensing as well as continuing education.
Phone: (800) 274-8969
Fax: (404) 657-8542
License Search: Georgia Insurance License Search and Lookup
Georgia Insurance License FAQ
How long is the insurance license period in Georgia?
In Georgia, the insurance license typically lasts for two years. Licensees are advised to renew their licenses before expiration to continue their practice without any interruptions. You can learn how to get an insurance license renewed here: Georgia Insurance License Renewal.
How long does it take to get an insurance license in Georgia?
2-8 weeks. The bulk of the time is spent studying for your Georgia insurance exam. Some people study for as little as one week and feel comfortable taking the exam. We recommend you take whatever amount of time you need to feel comfortable with the material. Check out our guide: How to Pass the Insurance Exam.
How much does the Georgia insurance license cost?
The total cost of obtaining an insurance license in Georgia can vary based on the type of license you need, though is generally around the $375 amount. This should cover the cost of your insurance course, application, and exam. However, it’s important to note that you’ll need to pay an additional $63 for each subsequent attempt needed to pass the exam.
How do I get a life insurance license in Georgia?
To be able to sell life insurance you’ll need to complete a state-approved pre-licensing education course, pass the life insurance examination, and then submit an application with the associated fee. Note that the process will likely vary if you want to become an insurance broker.
How do I get a property and casualty license in Georgia?
For a property and casualty license in California, individuals need to finish the required pre-licensing education, clear the property and casualty insurance exam, and then apply with the stipulated fee. To find out more about the insurance licensing process, check out our Georgia Insurance License article.
Do I need business insurance in Georgia?
If you are operating an insurance company based in Georgia, you probably need at least some forms business insurance in order to keep your insurance agency running legally and safely. Insurance coverage such as workers’ compensation or sickness insurance is very common.