Written by: Ethan Peyton

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Insurance License Continuing Education


Renew your insurance license and keep it active by completing your insurance continuing education credits. Find out the insurance CE requirements in your state.

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Select Your State

Insurance Continuing Education Articles

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Best Insurance Licensing Courses

Keep your insurance license active by completing your continuing education requirements. We provide a comparison review of the best insurance CE courses to help you get started.

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Insurance License Renewal

Renewing your insurance license needs only a couple of steps. We simplify the insurance license renewal process for you with our step-by-step guide.

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Insurance Adjuster License Renewal

The requirements to renew your insurance adjuster license vary by state, but many states follow similar licensing and renewal procedures. To find out how to renew your insurance adjuster license, start here.

Continuing education, also known as CE, are state-required courses taken by an insurance agent, salesperson, or employee to ensure a satisfactory level of knowledge about important topics in the insurance field.

In these courses, you may learn about new types of policies, new laws or statutes that have taken effect, ethics, general insurance knowledge, and many other lessons. Life insurance continuing education and property and casualty continuing education are generally all taken at the same time, and in most cases, consist of similar coursework.

How Many CE Credit Hours Are Required For Insurance?

Depending on the state, the average number of continuing education hours that must be taken falls between sixteen (16) and forty (40) per renewal period.

Most states have a renewal period of two (2) years, but there are a few exceptions of three (3) and four (4) years.

Recommended Course

For continuing education courses and credits, StateRequirement recommends:

4.7 out of 5 starsKaplan Education Company

There are also a few states that require that you take a certain number of hours per line of insurance on your license, but most just require the credits on a per license.

There is generally a three (3) hour requirement for an ethics course, and sometimes a mandated course on national flood insurance depending on the state and types of licenses you carry.

To find the specific amount of CE credit hours you must complete in your state select your state below to find our Insurance License Renewal pages.

How Much Does Insurance Continuing Education Cost?

The cost for most complete insurance CE courses is between $40 – $100 + state reporting fees.

Purchasing the courses in a full set from the CE provider will ensure that you fill all of the requirements needed to satisfy the state.

You may also purchase individual courses from providers.

This would come in handy if you were to take a few continuing education courses offered by a local organization but need to fill in the gaps for your renewal. These single courses generally cost $20 – $30 + state reporting fees.

How Long Does it Take to Complete CE Courses?

There are a few variables that will affect the amount of time it will take to complete your continuing education:

  • Number of credit hours required by your state
  • The subject matter of the courses
  • Online or in-person classes
  • Continuing education provider
  • Your reading speed
  • Your testing ability

Yes, there will most likely be a test, but it’s nothing like the original insurance license exam. States have directed continuing education providers to include a “knowledge test” at the end of the course. his is to verify that you have an understanding of the topics covered in the courses. Generally, these knowledge tests will be broken down by chapter or module and should only contain information that was covered in that particular section.

Another interesting feature of most online CE courses is that the providers place a timer inside the courses to ensure you don’t speed through just to get it done quickly. In most cases, there will be a video or reading that needs to be completed for each section, so if you are actually trying to take in the information at your normal pace, chances are that you won’t notice this timer.

Most courses, whether in-person or online, should take about two (2) days to complete.

How Do I Check My Continuing Education Credits?

The state insurance license departments generally have an online tool to report how many CE credit hours you have taken during the current renewal period.

You can find access to these tools from our state-specific Insurance License Renewal pages.