Getting a Nevada insurance adjuster license requires completing a few steps to apply for a resident license in your state.
Nevada requires an adjuster to successfully pass an exam before obtaining a license. To become an insurance adjuster in Nevada, simply complete the steps below to get your insurance adjuster license.
There are four main types of insurance adjusters: staff adjuster, independent adjuster, catastrophe adjuster, and public adjuster.
Each of these positions accomplishes essentially the same task: assess the damage to property brought about by some event and make an evaluation of what monetary value the insurance claim should carry.
The big difference between these different types of adjusters is who pays them, and in the case of the public adjuster, who they are advocating for. Staff, independent, and catastrophe adjusters all require the same type of license, while a public adjuster license is a little different in its specifications.
This article provides five easy steps on how to get a Nevada insurance adjuster license. These steps cover the process of applying for a standard insurance claims adjuster license (sometimes known as an independent adjuster license).
Getting your Nevada insurance adjuster license is a simple and easy process. Follow these 5 easy steps to get started. Don’t forget to bookmark this page so that you can refer to it again throughout the process.
Preparation for this exam is not something to take lightly, as the average pass rate of insurance exams nationwide is around 55% for first-time test-takers, and even less for any following attempts. We want you to pass your test the first time you take it.
Studying for this exam can take many different forms. The most common way to get prepared is to take an online study course. These courses are generally comprised of video and text with short knowledge quizzes to make sure you have a comprehensive understanding.
A slightly more minimal approach would be to purchase a state-specific study guide. These guides give you all of the facts that you need to pass the exam and maybe a bit less expensive than a course. They are, however, quite long and densely packed books, so be sure you are ready to tackle this task.
You should choose the method that fits best for you. Some people learn best out of a book, while others take in information better through video and short text. Remember, the goal is to pass your exam on the first attempt, so pick your best path forward and study hard.
The next step after completing your pre-licensing requirement is to take and pass the Nevada Insurance Adjuster License exam. Depending on the lines of authority you wish to carry, you may need to take more than one exam.
This is a proctored test, which means that you will be in a controlled environment with a person watching over you. For people who haven’t tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam. When you arrive at the exam location you must have a photo ID any other documents that the testing facility has asked you to bring.
Nevada offers a Property and Casualty Adjuster line, and a Workers’ Compensation Adjuster line, and a Staff/Company (Workers’ Compensation) Adjuster line.
An outline of included subjects for these exams can be found here: Pearson VUE Nevada Insurance Examination Content Outlines.
Each attempt of the exam costs $45 and will be paid when you make your reservation.
A total score of 80% or more is required to pass this test. To further explain the scoring of these exams, we will quote the Pearson VUE Nevada Insurance Licensing Candidate Handbook
Equating and Scaling
There are multiple versions of each of the licensing examinations. These versions are known as forms. Although all forms of an examination are developed based on the content outlines, the difficulty of the forms of an examination may vary slightly because different questions appear on each form. To ensure that no candidate is put at an unfair advantage or disadvantage due to the particular form of an examination that he or she is given, a statistical procedure known as equating is used to correct for differences in form difficulty.
For example, in an examination with two (2) forms, Form A and Form B, the state licensing agency determines that answering 30 questions correctly on Form A demonstrates the minimum amount of knowledge necessary to be licensed. It is further determined through the equating process that Form B contains slightly more difficult questions than Form A; therefore, answering 30 questions correctly on Form A would indicate the same level of knowledge as answering only 28 questions correctly on Form B. Under this set of circumstances, a score of 30 questions correct would be used as the passing score on Form A whereas a score of 28 questions correct would be used as the passing score on Form B.
A second statistical procedure known as scaling is used to derive the numerical score to report for each candidate. Scaling is used to place a raw score on a common reporting scale on which each scaled score represents a given level of knowledge regardless of the difficulty of the form on which the raw score was achieved.
To illustrate how scaling works, suppose that in the examination example used above, the state licensing agency decides to use a score of 500 as the passing score for reporting purposes. (Note that the score selected to be used as the reported passing score is not related to, and has no bearing on, the difficulty of the examination.) Based on the information provided above, a raw score of 30 on Form A would translate to a scaled score of 500; a raw score of 28 on Form B would also translate to a scaled score of 500 since a raw score of 30 on Form A represents the same level of knowledge as a raw score of 28 on Form B.
Scaled Score and Percent Score
The passing score of an examination was set by the State of Nevada Insurance (in conjunction with Pearson VUE) after a comprehensive study was completed for each examination. Currently, the State of Nevada Insurance uses a scaled cut of 80 for all examinations except for the Bail Bonds exam. Raw scores are converted into scaled scores that can range from 0 to 100. The scaled score that is reported to candidates is neither the number of questions they answered correctly nor the percentage of questions you answered correctly. With a passing score of 80, any score below 80 indicates how close the candidate came to passing, rather than the actual number or percentage of questions the candidates answered correctly. Nevada Administrative Code 697.125 requires that an applicant for a license as a bail bondsman, bail solicitor or property bondsman achieve a score of at least 67 percent to pass the licensing examination. For Bail Bond exams, it is the percentage of questions answered correctly on the examination. Candidates need to answer 67% of questions correctly in order to pass the examination. As such, a percent correct score is printed on the candidate score report for the Bail Bonds exam and a scaled score is printed on the candidate score report for all other Nevada Insurance exams.”
Insurance license tests are intentionally difficult, but not impossible by any means. You should study to the point of comfortability with the information before you attempt the test. Failing the exam isn’t the end of the world, but keep in mind that you will need to pay the fee each time you attempt the test.
You may register to take your exams and find more information on the Pearson VUE Nevada Insurance page or by calling Pearson VUE at (800) 274-2609.
The State of Nevada requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. If you have specific questions regarding things that may come up on your background check you may call the Nevada Division of Insurance at (775) 687-0700 or visit their website.
You must make your fingerprinting reservations through IdentoGO. Appointments can be made on their website or by phone at (866) 761-8069.
At your fingerprinting appointment, you will not receive a fingerprint card, as the information will be automatically sent to the reviewing authorities. You will, however, receive a receipt. Do not throw this receipt away. You need to make a copy of this receipt, as you will be sending it in a later step.
Once you have completed your pre-licensing requirement and examination, the next step is applying for your license.
The fee for an application is $185.
Apply online with the Sircon – Nevada Insurance Adjuster License Application or with the NIPR – Nevada Insurance Adjuster License Application.
Be sure to upload your fingerprint receipt from IdentoGO and the signed Nevada Fingerprint Waiver Form with your application.
Once you have submitted your application and have completed all the other requirements, your license application will be reviewed by the state. This process generally takes two to six (2-6) weeks. Depending on the results of your background check, the Department of Insurance may request more information or documentation.
After the review is complete, you will receive an email from the point of application (NIPR or Sircon) regarding the status of your license.
You’ve done the work, put in the time and effort, and now hold the key to your own success! We’re proud of you. Take five (5) minutes and celebrate.
Nevada Division of Insurance
1818 East College Parkway, Suite 103
Carson City, Nevada 89706
Phone: (775) 687-0700
Fax: (775) 687-0797
In Nevada, the process of insurance adjuster licensing can range from a few weeks to a few months (pre-exam education, pre-license exam, background checks, license application, and application review). Follow the steps above to get your insurance license in Nevada.
Yes. Earning an insurance adjuster license allows you to increase your income potential, add to your credibility, and qualify for advanced employment opportunities.
Being an insurance adjuster can be a highly rewarding role. In fact, insurance claims adjusters enjoy their work and report high levels of job satisfaction, according to Payscale.
According to the Bureau of Labor Statistics, the most recent median annual salary for claims adjusters, examiners, and investigators was $65,080. This was higher than the median salary for all occupations in May 2021, which was $45,760. The highest earners worked for the government, with a median salary of $81,890.
If you want to work as a catastrophe (CAT) adjuster in areas frequently affected by natural disasters (like the Gulf Coast), you will likely have higher earnings potential and employment. For independent insurance adjusters that work on commission rather than salary, the high demand for claims adjusters in these areas can result in a lot of business.
Insurance claims adjusters typically investigate insurance claims and travel to locations to inspect property (such as automobiles, buildings, etc.), assess damage, and make notes on repairs and costs. Insurance adjusters deal with individuals in high-stress situations a lot so you must have a professional attitude at all times.
Due to the nature of the job, insurance claims adjusters must have excellent communications skills, write clearly, be comfortable with math and basic computer software, and have a flexible schedule since they travel a lot to areas hit by disasters with irregular work hours. Insurance adjusters must have specific industry knowledge to interpret contracts, determine insurance claim payouts, and make recommendations for how the insurance company proceeds in resolving the claim.
You don’t need a four-year degree to become licensed as an insurance adjuster. However, you will need to complete your education requirements or pass the Nevada insurance adjuster exam to be a licensed insurance adjuster.
One of the prerequisites to fulfill your education requirements is to complete a minimum number of hours of college level insurance-related coursework. If you are working on an associate’s or bachelor’s degree, you can take courses that will work toward the Nevada insurance adjuster license requirements.
Information on this page has been gathered by a multitude of sources and was most recently updated in July 2022.
Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. StateRequirement is not affiliated with any state, government, or licensing body. For more information, please contact your state's authority on insurance.
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