How To Become An Insurance Agent In Kansas
What Kind Of Agent Are You Going To Be?A majority of people who are applying for their insurance license have a plan in already in place of where they are going to use it. If you don't yet have a plan on how you will be using your insurance license, this is the place to start. Here are some of the questions that you should ask yourself:
- What type of insurance am I going to sell?
- Am I starting my own agency or working inside of an existing agency?
- It may depend on how your agency is set up to tell you what type of licenses you need to hold.
- What types of licenses does my company require me to hold?
How To Get Your Insurance License In Kansas
The first step in getting your insurance license in Kansas is to apply for your license.
The fee for an online application is $30, and NIPR will charge a $5 transaction fee for a total of $35. There is also a $60 fee for a background check and fingerprinting that will be paid along with your application.
If you decide to add a line of authority to your license later, there is no extra fee.
Fill out and submit your online application on the Kansas Producer Desktop Tool.
Note: The state of Kansas passed legislation on July 1st, 2017 that allows The Kansas Insurance Department to fingerprint new applicants for Insurance Producer Lines. At the time of this writing, the details have not been worked out between departments.
Fingerprinting And Background Check
Kansas requires that all insurance license applicants provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts.
First, fill out the Kansas Fingerprint Card Request Form. This will begin the process and the Insurance Department will send you a physical fingerprint card in the mail. Do not sign this card when you receive it.
After you have filled out the request form, print the Waiver Agreement and FBI Privacy Act Statement. Complete this form and save it until you get your card in the mail.
Once you have your fingerprint card and waiver agreement you will need to contact your local law enforcement agency to have them record your fingerprints. Be sure to take both documents with you to the fingerprint appointment. Complete your fingerprinting and sign the card in the presence of a law enforcement officer then have them complete their section on the waiver agreement.
Mail the completed fingerprint card and waiver form to:
Kansas Insurance Department
Attn: Producer Licensing
420 SW 9th St, Topeka, KS
The background check will not be initiated until the license application is submitted and the fees are paid.
The fee for the background check and fingerprints is $60, which is paid along with your application fee.
Any other questions regarding background checks or fingerprints may be answered on the Kansas Insurance Department Fingerprint page.
After you have filled out your application the next step is passing the license exam. So why do we say the next step is pre-exam education? The answer is simple. We want you to pass your test the first time you take it. These courses or study materials are not a required step in getting your insurance license in Kansas, but they are highly recommended.
Most applicants choose to take these courses online, as it fits their schedule better, but there are also in-person courses available. You should choose which format in which to take your courses based on your preferred method of learning. The goal isn't just to get the courses out of the way, it's to prepare you to pass your license exam on the first attempt.
Insurance License Exams
The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each line of insurance you wish to carry. Life, Accident, & Health (LA&H) and Property & Casualty (P&C) lines are combined lines in Kansas, so you will take two exams if you wish to attain all of these lines of authority: Property, Casualty, Life, Accident, Health.
This is a proctored test, which means that you will be in a controlled environment with a person watching over you. For people who haven't tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam.
The fee for each attempt of the exams is:
- Life & Accident & Health: $64
- Property & Casualty: $64
- Life: $57
- Accident and Health: $57
- Property: $57
- Casualty: $57
When you arrive you must have a photo ID any other documents that the testing facility has asked you to bring.
The Life, Accident, and Health test consists of one hundred forty-five (140) questions. Pearson Vue offers a copy of the Kansas Life, Accident, and Health Exam Outline.
The Property and Casualty test consists of one hundred forty (140) questions. Pearson Vue offers a copy of the Kansas Property and Casualty Exam Outline.
To explain scoring of these exams, we will quote the Pearson Vue Kansas Insurance Licensing Candidate Handbook,
"The passing score of the exam is determined by the Kansas Insurance Department. Through standardization and control, Pearson VUE ensures that no individual has an unfair advantage or disadvantage because of a particular examination format. The passing score required on each examination is 70%."
Note: If you fail your exam, you must wait seven (7) days to retake it. If you fail three (3) times, you will have you wait six (6) months to retake it.
Check out our Insurance Exam Guide. It's extremely in-depth, and will hopefully help you pass the first time.
Insurance license tests are intentionally difficult, but not impossible by any means. You should study to the point of comfortability with the information before you attempt the test. Failing the exam isn't the end of the world, but keep in mind that you will need to pay the fee each time you attempt the test.
Note: StateRequirement recommends that you study for one exam at a time, then after passing, starting on your next line. The exams are difficult enough on their own without confusing information from one line to another.
You may register to take your exams and find more information on the Pearson Vue Kansas Insurance page.
Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check initiated by the application will also be reviewed.
If everything is to acceptable standards your license should be issued quickly. If there are any items from your background check that need to be reviewed, it may slow down the process of issuance. If this is the case, the state may contact you to provide context to the issues that they have run into.
The application review normally takes from three to five (3-5) business days to complete. Once the review is complete your license will be issued and you will receive an email from the Department of Insurance with confirmation.
You've done the work, put in the time and effort, and now hold the key to your own success! We're proud of you. Take five (5) minutes and celebrate.
Information on this page has been gathered by a multitude of sources and was most recently updated in November 2018.
Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. Huge Hammer LLC and its members and affiliates are not responsible for any losses, monetary or otherwise. For more information, please contact your state's authority on insurance. Disclosure: StateRequirement has an affiliation with Kaplan Education company, and may receive compensation based on user activity on this site. We truly believe that Kaplan offers excellent products and services, and compliments the mission of StateRequirement.