Nevada Insurance Adjuster License

Written by: Kevelyn Rodriguez

Last updated:

If you want to obtain a Nevada adjuster license you will be required to submit an application to the Nevada Division of Insurance along with a fingerprint and background check.

However, before you can do that, you will need to complete a pre-exam course and pass the Nevada Pearson VUE adjuster exam.

In this article, we offer everything you need to know in order to get started, helping you find the best way of getting your Nevada insurance adjuster license.

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How to get Become an Insurance Adjuster in Nevada

Getting your Nevada adjuster license can be a simple and easy process, but this will ultimately depend on how you go about completing the required steps.

Step 1: Adjuster Pre-Exam Education

Preparing for your Nevada insurance adjuster exam is not something to take lightly. This is because the average pass rate of insurance exams nationwide is around 55% for first-time test-takers and even less for any following attempts.

This means that it is generally recommended that you complete some form of education — such as purchasing a couple of study guides or state-approved online courses — before sitting your exam(s).

These courses are composed of video, audio, and text, and include short knowledge quizzes and practice exams which will help you obtain the necessary understanding of the material that you will need to learn at your own pace.

Even though this is not a legal prerequisite in Nevada, we believe that purchasing a pre-exam course can go a long way in ensuring that you pass your exam(s) on your first attempt.

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Step 2. Nevada Insurance Adjuster License Exam

Once you have completed all of your coursework, you will be able to take (and hopefully pass) the Nevada insurance adjuster license exam.

This is a proctored test, which means that you will be in a controlled environment with a person watching over you. It is, therefore, a good idea to work on both your timing and nerves prior to sitting for your exam.

The three primary lines offered by Nevada are the Property and Casualty Adjuster, the Workers’ Compensation Adjuster, and the Staff/Company (Workers’ Compensation) Adjuster lines:

  • The Property and Casualty Adjuster license exam — This consists of 90 questions, and you have two hours (2:00:00) to complete it.
  • The Workers’ Compensation Adjuster license exam — This consists of 50 questions, and you have one hour (1:00:00) to complete it.
  • The Staff/Company (Workers’ Compensation) Adjuster license exam — This consists of 60 questions, and you have one hour (1:00:00) to complete it.

Each attempt at the exam costs $45 and will be paid when you make your reservation.

A total score of 80% or more is required to pass this test. To further explain the scoring of these exams, we will quote the Pearson VUE Nevada Insurance Licensing Candidate Handbook:

The passing score of an examination was set by the State of Nevada Insurance (in conjunction with Pearson VUE) after a comprehensive study was completed for each examination.

Currently, the State of Nevada Insurance uses a scaled cut of 80 for all examinations except for the Bail Bonds exam. Raw scores are converted into scaled scores that can range from 0 to 100.

The scaled score that is reported to candidates is neither the number of questions they answered correctly nor the percentage of questions you answered correctly. With a passing score of 80, any score below 80 indicates how close the candidate came to passing, rather than the actual number or percentage of questions the candidates answered correctly.

Nevada Administrative Code 697.125 requires that an applicant for a license as a bail bondsman, bail solicitor or property bondsman achieve a score of at least 67 percent to pass the licensing examination.

For Bail Bond exams, it is the percentage of questions answered correctly on the examination. Candidates need to answer 67% of questions correctly in order to pass the examination. As such, a percent correct score is printed on the candidate score report for the Bail Bonds exam, and a scaled score is printed on the candidate score report for all other Nevada Insurance exams.

StateRequirement recommends that you study for one exam at a time. This is because insurance adjuster exams are difficult enough on their own without the possibility of confusing information from one line to another. This will allow you to work incrementally towards completing your final exam.

You can register to take your exams — as well as find out more information — on the Pearson VUE Nevada Insurance or by calling PSI at (800) 274-2609.

Step 3. Fingerprinting and Background Check

The State of Nevada requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check.

If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts.

If you have specific questions regarding things that may come up on your background check you may call the Nevada Division of Insurance at (775) 687-0700 or visit their website.

You must make your fingerprinting reservations through IdentoGO. Appointments can be made on their website or by phone at (866) 761-8069.

At your fingerprinting appointment, you will not receive a fingerprint card, as the information will be automatically sent to the reviewing authorities. You will, however, receive a receipt. Do not throw this receipt away. You need to make a copy of this receipt, as you will be sending it in a later step.

Step 4. Nevada Insurance Adjuster License Application

Once you have completed your pre-licensing requirement and examination, the next step is applying for your license.

The fee for an application is $185.

You can apply online with the Sircon – Nevada Insurance Adjuster License Application or with the NIPR – Nevada Insurance Adjuster License Application.

Be sure to upload your fingerprint receipt from IdentoGO and the signed Nevada Fingerprint Waiver Form with your application.

Step 5. Application Review

Once you have submitted your application and have completed all the other requirements, your Nevada license application will be reviewed by the state.

This process generally takes two to six weeks. Depending on the results of your background check, the Division of Insurance may request more information or documentation.

After the review is complete, you will receive an email from the point of application (NIPR or Sircon) regarding the status of your license.


You’ve done the work, put in the time and effort, and now hold the key to your own success!  We’re proud of you. Take five (5) minutes and celebrate.

What Kind of Insurance Adjuster Will You Be?

There are four main types of insurance adjustersstaff adjusters, independent adjusters, catastrophe adjusters, and public adjusters.

Each of these positions accomplishes essentially the same task: assess the damage to property brought about by some event and make an evaluation of what monetary value the insurance claim should carry.

The big difference between these different types of insurance adjusters is who pays them and, in the case of the public adjuster, who they are advocating for. Staff, independent, and catastrophe adjusters all require the same type of license, while a public adjuster license is a little different in its specifications.

  • Staff Adjuster – Works directly for one insurance company in order to investigate, evaluate, and potentially settle claims.
  • Independent Adjuster – Works for a third-party company, often called an Independent Adjusting Firm, which has been contracted by insurance carriers to help settle their claims.
  • Catastrophe (CAT) Adjuster – Can be an independent or staff adjuster who travels to an area that has been largely affected by an event (usually severe weather) and performs adjustment services to insurance claims en masse.
  • Inside Adjuster – Inside adjusters, sometimes referred to as “desk” or “remote” adjusters, handle claims from an office. They are the policyholder’s main contact and the person who applies the policy terms and standards to the claim.
  • Public Adjuster – Independent insurance adjusters that customers choose to hire in order to settle insurance claims. Public adjusters are not hired by insurance companies.

Note: To become a public adjuster, you must obtain a standard adjuster license, get an appointment from a public adjusting firm, gain work experience, and eventually pass an additional exam.

Nevada Department of Insurance Contact Information

Mailing Address:
Nevada Division of Insurance
1818 East College Parkway, Suite 103
Carson City, Nevada 89706

Phone: (775) 687-0700

Fax: (775) 687-0797


Nevada Insurance Adjuster License FAQ

How do I become an insurance adjuster in Nevada?

To become an insurance adjuster, you will need to take a pre-exam course and pass your exam before you submit fingerprints and a background check alongside a license application to the Nevada Division of Insurance. This process can differ slightly if you are trying to get an adjuster business entity license. For more information, see our Nevada Insurance Adjuster License article.

How much is a Nevada adjuster license?

You can expect the process of obtaining your Nevada adjuster license to run you about $410, which includes the fees of your pre-exam course ($179), each exam attempt ($45), and the application submission fee ($185). You will also have to factor in the cost of the continuing education needed to maintain your license. Our Adjuster Continuing Education article provides more information on this topic.

Do you need an adjuster license in Nevada?

Yes, if you want to work as an insurance claims adjuster in the state of Nevada, you are required by law to obtain the relevant license. Once licensed, you are permitted to evaluate claims on the behalf of insurance companies. For a full list of what you will be able to do once licensed, refer to our What Does An Insurance Adjuster Do article.

What states are reciprocal with the Nevada adjuster license?

25 other states, including Texas, Washington, and Florida, grant licenses reciprocally to holders of Nevada adjuster licenses. As such, you can obtain any of these licenses without any additional exams. Make sure to check out our article on Adjuster License Reciprocity for a more in-depth look into the states that Nevada shares reciprocity with.

How long is a Nevada adjuster license good for?

All insurance adjusters in Nevada must renew their licenses every three years to maintain their licenses. Your expiration date is the anniversary of the first day of the month after you received your license. More information about the renewal requirements for Nevada insurance adjusters can be found in our How to Renew Your Nevada Insurance Adjuster License article.

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