How to Get Your Insurance License in Washington DC
What Kind Of Agent Are You Going To Be?
A majority of people who are applying for their insurance license have a plan in already in place of where they are going to use it. If you don't yet have a plan on how you will be using your insurance license, this is the place to start. Here are some of the questions that you should ask yourself:
- What type of insurance am I going to sell?
- Am I starting my own agency, or working inside of an existing agency?
- It may depend on how your agency is set up to tell you what type of licenses you need to hold.
- What types of licenses does my company require me to hold?
Answering these questions should give you tell you the types of insurance licenses you need. If you are still unsure of which lines to pursue, you can always ask the folks in the state licensing office at 202-727-8000 or email the License Department.
How To Get Your Insurance License In Washington DC
The first step in getting a Washington DC insurance license is passing your license exam. So why do we say the first step is pre-exam education? The answer is simple. We want you to pass your test the first time you take it. These courses or study materials are not a required step in getting your insurance license in Washington DC, but they are highly recommended.
Most applicants choose to take these courses online, as it fits their schedule better, but there are also in person courses available. You should choose which format in which to take your courses based on your preferred method of learning. The goal isn't just to get the courses out of the way, it's to prepare you to pass your license exam on the first attempt.
StateRequirement recommends Kaplan Education Company for all pre-license education courses.
Insurance License Exams
The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam per line of insurance you wish to carry. Life, Accident & Health, Property, and Casualty are four separate lines in Washington DC, so you will take four exams if you wish to attain all of these lines of authority: Property, Casualty, Life, Accident, Health.
This is a proctored test, which means that you will be in a controlled environment with a person watching over you. For people who haven't tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam.
The fee for each attempt of the exams is $75. When you show up you must have a photo ID any other documents that the testing facility has asked you to bring.
The Life Insurance test consists of one hundred forty-five (80) questions. The test is broken down into two (2) sections: General Knowledge and District of Columbia Specific.
The Accident & Health Insurance test consists of one hundred forty-five (75) questions. The test is broken down into two (2) sections: General Knowledge and District of Columbia Specific.
The Property Insurance test consists of one hundred forty-five (75) questions. The test is broken down into two (2) sections: General Knowledge and District of Columbia Specific.
The Casualty Insurance test consists of one hundred forty-five (80) questions. The test is broken down into two (2) sections: General Knowledge and District of Columbia Specific.
The passing score of each of these exams is 70% correct answers.
Pearson Vue offers a copy of the Washington DC Insurance License Exam Outlines.
Check out our Insurance Exam Guide. It's extremely in-depth, and will hopefully help you pass the first time.
Insurance license tests are intentionally difficult, but not impossible by any means. You should study to the point of comfortability with the information before you attempt the test. Failing the exam isn't the end of the world, but keep in mind that you will need to pay the fee each time you attempt the test.
Note: StateRequirement recommends that you study for one exam at a time, then after passing, starting on your next line. The exams are difficult enough on their own without confusing information from one line to another.
You may register to take your exams and find more information on the Pearson Vue District of Columbia Insurance Exam Page. When contacting Pearson Vue about the exams, be sure to also ask them about fingerprinting, as it the the next step in the licensing process.
Exam results are valid for one (1) year.
After you have completed your exams, the next step is to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines.
The fee for an online application is $100 per line, plus a $5 NIPR fee.
Apply for your license online on the NIPR Washington DC Insurance page.
Fingerprinting And Background Check
The District of Columbia requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. For more information on this topic, call the Washington DC Department of Insurance at 202-727-8000 or email the License Department.
After you turn in your application the folks at the license department will send you an email with details on how the fingerprinting process will begin. You will schedule an appointment with the DC Police to have your fingerprints taken.
There is no fee for the fingerprinting.
Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.
If everything is to acceptable standards your license should be issued quickly. If there are any items from your background check that need to be reviewed, it may slow down the process of issuance. If this is the case, the state may contact you to provide context to the issues that they have run into.
Once the review has been completed, you should receive an email from the Washington DC Department of Insurance regarding the status of your license. This process normally takes between 3-4 weeks.
To check and see if your license has been issued, you may look yourself up in the State Based Systems License Look-Up System.
You've done the work, put in the time and effort, and now hold the key to your own success! We're proud of you. Take five (5) minutes and celebrate.
Information on this page has been gathered by a multitude of sources, and was most recently updated in December 2017.
Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. Huge Hammer LLC and its members and affiliates are not responsible for any losses, monetary or otherwise. For more information, please contact your state's authority on insurance.
Disclosure: StateRequirement has an affiliation with Kaplan Education company, and may receive compensation based on user activity on this site. We truly believe that Kaplan offers excellent products and services, and compliments the mission of StateRequirement.