How To Become An Insurance Agent In Washington DC
Getting your insurance license is the first step to becoming an insurance agent in Washington DC. Life insurance, car insurance, home insurance, or business insurance all require a license to sell in any state.
Follow our step-by-step guide to get your insurance license in Washington DC.
How To Get Your Insurance License In Washington DC
Step 1. Which Types of Insurance Licenses Do You Need?
Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get.
These are examples of the types of insurance policies you can sell with each type of license:
- Property & Casualty Insurance License – Car Insurance, Home Insurance, Business Insurance, etc…
- Life & Health Insurance License – Life Insurance, Annuities, Health Insurance, etc…
Most insurance agents choose to get both of these licenses, but if you will only sell one type of policy then you just need to choose which license fits your needs.
Step 2. Insurance Pre-Exam Education
After you’ve determined which licenses you need, it’s time to begin studying for the Washington DC insurance exams.
Washington DC does not require you to take a certain amount of pre-license credits before testing. This means that studying for your exam is 100% up to you.
Most folks choose to take an insurance pre-license course online. These courses are created specifically to give you the skills you need to pass the test. Others purchase books or other self-study tools to prepare themselves.
It’s wise to take a week or so to dedicate to your study of this exam. If you don’t feel as though you’re a strong test taker, take a little longer, but don’t let it drag out for long. We want you to pass your test the first time you take it, and we know that you can do it.
Step 3. Washington DC Insurance License Exams
The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam per line of insurance you wish to carry. Life, Accident & Health, Property, and Casualty are four separate lines in Washington DC, so you will take four exams if you wish to attain all of these lines of authority: Property, Casualty, Life, Accident, Health.
This is a proctored test, which means that you will be in a controlled environment with a person watching over you. For people who haven’t tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam.
The fee for each attempt of the exams is $75. When you show up you must have a photo ID any other documents that the testing facility has asked you to bring.
The Life Insurance test consists of one hundred forty-five (80) questions. The test is broken down into two (2) sections: General Knowledge and District of Columbia Specific.
The Accident & Health Insurance test consists of one hundred forty-five (75) questions. The test is broken down into two (2) sections: General Knowledge and District of Columbia Specific.
The Property Insurance test consists of one hundred forty-five (75) questions. The test is broken down into two (2) sections: General Knowledge and District of Columbia Specific.
The Casualty Insurance test consists of one hundred forty-five (80) questions. The test is broken down into two (2) sections: General Knowledge and District of Columbia Specific.
The passing score of each of these exams is 70% correct answers.
Pearson Vue offers a copy of the Washington DC Insurance License Exam Outlines.
Check out our Insurance Exam Guide. It’s extremely in-depth, and will hopefully help you pass the first time.
Insurance license tests are intentionally difficult, but not impossible by any means. You should study to the point of comfortability with the information before you attempt the test. Failing the exam isn’t the end of the world, but keep in mind that you will need to pay the fee each time you attempt the test.
StateRequirement recommends that you study for one exam at a time, then after passing, starting on your next line. The exams are difficult enough on their own without confusing information from one line to another.
You may register to take your exams and find more information on the Pearson Vue District of Columbia Insurance Exam Page. When contacting Pearson Vue about the exams, be sure to also ask them about fingerprinting, as it the next step in the licensing process.
Exam results are valid for one (1) year.
Step 4. License Application
After you have completed your exams, the next step is to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines.
The fee for an online application is $100 per line, plus a $5 NIPR fee.
Apply for your license online on the NIPR Washington DC Insurance page.
Step 5. Fingerprinting and Background Check
The District of Columbia requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. For more information on this topic, call the Washington DC Department of Insurance at (202) 727-8000 or email the License Department.
After you turn in your application the folks at the licensing department will send you an email with details on how the fingerprinting process will begin. You will schedule an appointment with the DC Police to have your fingerprints taken.
The fee for fingerprint services is $50.
Step 6. Application Review
Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.
If everything is to acceptable standards your license should be issued quickly. If there are any items from your background check that need to be reviewed, it may slow down the process of issuance. If this is the case, the state may contact you to provide context to the issues that they have run into.
Once the review has been completed, you should receive an email from the Washington DC Department of Insurance regarding the status of your license. This process normally takes between 3-4 weeks.
To check and see if your license has been issued, you may look yourself up in the State Based Systems License Look-Up System.
You’ve done the work, put in the time and effort, and now hold the key to your own success! We’re proud of you. Take five (5) minutes and celebrate.
After Licensing, What's Next?
Now that you have your license, use the StateRequirement Job Board to find the opening to your new career.
Washington DC Department Of Insurance Contact Information
Washington DC Department of Insurance
1050 First Street, Northeast, 801
Washington, District of Columbia 20002
Phone: (202) 727-8000
Email: [email protected]
Information on this page has been gathered by a multitude of sources and was most recently updated in June 2020.
Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. StateRequirement is not affiliated with any state, government, or licensing body. For more information, please contact your state's authority on insurance.
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