Getting your New Hampshire property and casualty (P&C) license is the first step toward becoming a P&C insurance agent in New Hampshire.
The New Hampshire Insurance Department requires you to complete a four-step process to obtain your P&C license — from taking the P&C insurance exam to applying for a license.
These steps will take a few weeks to complete so we recommend you bookmark this page so you can use it as a reference throughout the process.
How To Get Your New Hampshire Property and Casualty Insurance License
- Complete a New Hampshire Pre-License Education Course (ExamFX – $189+)
- Take the New Hampshire Licensing Exam (Prometric – $6550)
- Complete a New Hampshire License Application (National Insurance Producer Registry (NIPR) – $2105 application fee + $5.60 transaction fee)
- Watch for Your Application Results
Steps To Get a New Hampshire Property and Casualty Insurance License
Obtaining your New Hampshire P&C license is easy. Just follow these four simple steps to start your journey toward becoming a property and casualty insurance agent. Once you earn this license, check out our guide on how to get your New Hampshire life insurance license as well.
Step 1: Complete a New Hampshire Pre-License Education Course
Before you take the New Hampshire P&C insurance licensing exam, it’s important to make time to acquire the knowledge you’ll need to pass this exam on your first attempt. Completing a pre-license education course will equip you with the necessary information and tools you’ll need to prepare for your exam.
While New Hampshire doesn’t have any formal pre-license education requirements, most insurance professionals opt to take a pre-license education course online. Pre-license education courses are self-paced and include study materials like practice exams and flashcards. Others purchase books or self-study materials to prepare themselves for the exam.
A pre-license education course provides very specific industry knowledge that insurance professionals will encounter during the exam. There are very few questions on this test that you can answer with “common sense” information.
You can complete insurance licensing courses on your own schedule and at your own pace when you choose online courses. Taking a pre-license education course will also give you a solid understanding of your duties as a P&C insurance agent.
Step 2: Take the New Hampshire Licensing Exam
After you complete a pre-licensing education course and/or your own independent study, it’s time to take the New Hampshire P&C license exam.
New Hampshire uses Prometric as its official testing service for delivering licensure exams.
The New Hampshire P&C insurance exam:
- Includes a total of 150 scored questions across 10 sections. Those sections cover insurance regulations, general insurance concepts, property and casualty insurance basics, various P&C policy types, and other coverages and options.
- Gives you 150 minutes to complete the test. The exam is a proctored test, meaning an official proctor will closely monitor you in a controlled environment.
- Costs $65, a fee you must pay at the time of reservation by credit card, debit card, or voucher.
Passing the New Hampshire P&C license exam can prove challenging, but taking an exam prep course and following a good study program can help prepare you to pass on your first attempt.
If you happen to fail the New Hampshire P&C insurance exam, you can schedule a time to retake it as soon as 24 hours after your first attempt. There’s no limit to the number of attempts you can make on the same exam.
Tip:Check out our in-depth insurance exam guide for tips to help you pass on the first attempt.
Step 3: Complete a New Hampshire License Application
Once you pass the P&C insurance exam, you can apply for your P&C insurance license.
In New Hampshire, you must apply online via the NIPR. The application fee is $210 and the transaction fee is $5.60.
The New Hampshire Insurance Department will issue a P&C insurance license to individuals who are at least 18 years old and have passed the proper licensing exam. You should submit your completed license application within 12 months of passing the exam.
To apply for a P&C insurance license in New Hampshire, make sure you comply with the insurance licensing requirements as defined under the New Hampshire Insurance Statutes.
If you have any questions or need to forward supporting documents related to your license application, send them to firstname.lastname@example.org.
Step 4: Watch for Your Application Results
After you complete the previous three steps, the New Hampshire Insurance Department will review your application. This process usually takes one to five business days from the date you submit your application.
Once it finishes reviewing your application, the New Hampshire Insurance Department will email you with its decision. If you need to provide more information, a specialist will contact you.
You can print your license from the National Association of Insurance Commissioners (NAIC) State Based Systems (SBS) License Manager page. There’s no charge to create an account or print a license. If you don’t remember your license number, you can find it by using the NAIC SBS Lookup Search tool.
You’re now ready to get started as a P&C insurance agent in New Hampshire.
Next Steps After Securing Your New Hampshire Property and Casualty Insurance License
Once you complete the above steps and have your New Hampshire P&C insurance license, here’s what you should pursue next.
Get a Job in the Insurance Field
Once you hold a P&C license, you can consider several different insurance-related careers. The P&C license gives you authorization within your state to sell P&C insurance policies and related products that’ll provide financial protection to your clients against loss or damage.
You can find P&C insurance job postings on our Insurance Jobs Board.
When applying for an insurance-related job, potential employers will request your license number and National Producer Number (NPN). You can request a letter of certification, which proves you have a P&C license in New Hampshire, by visiting the Sircon website. You’ll need to submit this letter along with your job applications.
Complete Required Continuing Education Credits
In New Hampshire, you must take 24 hours of continuing education (CE) courses every two years to renew your P&C license. New Hampshire CE requirements state that three of those hours — but not more than 10 — must focus on ethics.
If you have a non-resident license with good standing in your home state, you don’t need to take CE courses in New Hampshire.
To avoid delays in renewing your license, you must complete the required CE hours at least 60 days before your license expires. The renewal fee is $150 and the late fee is $50.
You can’t renew your license until you complete your CE hours and pay any outstanding fines.
For more detailed information, check out how to renew your license with our New Hampshire insurance license renewal guide.
New Hampshire Insurance Department Contact Information
21 South Fruit Street, Suite 14
Concord, NH 03301
Phone: (603) 271-0203
Fax: (603) 271-7029
License Search: New Hampshire Insurance License Search
New Hampshire Property and Casualty License FAQ
How much does it cost to get a property and casualty insurance license in New Hampshire?
The total cost of getting a property and casualty (P&C) insurance license in New Hampshire is at least $469.60, but can exceed $500 based on the type of pre-license education course you choose.
The costs include:
- Insurance Pre-license Education Course Fee: $189+ via ExamFX
- Exam Fee: $65 via Prometric
- Application Fee: $210 application fee + $5.60 transaction fee via the NIPR
How long does it take to process a property and casualty insurance license application in New Hampshire?
This process typically takes one to five business days. You’ll receive an email once the New Hampshire Insurance Department reviews your application.
Can I get a temporary property and casualty insurance agent license in New Hampshire?
Yes. The New Hampshire Insurance Department’s Commissioner may issue a temporary license that’ll allow you to serve as a producer for up to six months without taking an exam. In general, temporary licenses are intended for use when extenuating circumstances exist that require a designee to substitute for the producer (e.g., an active agent or broker’s death or induction into active military duty). The Commissioner may grant a temporary license if, in their opinion, such action would best serve the public interest. For more information, please contact the New Hampshire Insurance Department at email@example.com.
Can I get an emergency property and casualty insurance agent license in New Hampshire?
No. An emergency license isn’t available for property and casualty insurance agents in New Hampshire.
What can I sell with a property and casualty insurance license in New Hampshire?
With a New Hampshire P&C license, you can sell insurance products like homeowners insurance, renters insurance, auto insurance, general liability insurance, and workers’ compensation policies.
How much can you make with a property and casualty insurance license in New Hampshire?
According to ZipRecruiter, P&C insurance agents earn an average salary of between $30,000 and $44,500+ per year. P&C insurance agents who sell homeowners and auto insurance also can earn a 5 percent to 20 percent commission based on policy premiums.
What are the limitations of a New Hampshire property and casualty insurance license?
Unless you have multiple licenses to sell various types of insurance products, having a New Hampshire P&C license only gives you the authority to negotiate and sell P&C insurance policies. You’ll need additional licenses to sell other types of insurance.
Can I cancel my property and casualty license in New Hampshire?
How hard is it to get a property and casualty insurance license in New Hampshire?
The process is quite simple! Follow the steps above and get started today!
Information on this page has been gathered by a multitude of sources and was most recently updated in March 2022.
Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. StateRequirement is not affiliated with any state, government, or licensing body. For more information, please contact your state's authority on insurance.
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