How to Get an Insurance License in Wyoming

If you’re thinking about becoming an insurance agent in Wyoming, the first step you’ll need to take in order to kickstart your career is to obtain a Wyoming insurance license.

In this guide, we’ll walk you through the step-by-step process of how to become an insurance agent in Wyoming, as well as what to do once you get licensed.

Wyoming Insurance License

In order to get your Wyoming insurance license, you’ll need to complete the following five steps:

1. Figure Out Which Insurance License You’ll Need
2. Complete a Pre-Licensing Education Course
3. Pass the Relevant Wyoming Insurance License Exam(s)
4. Submit Your Insurance License Application
5. Complete a Fingerprint and Background Check

Below we have explored each step in more detail.

Step 1: Decide Which Insurance Licenses You Need

The first step will be deciding what type of insurance policies you’ll want to sell — at least at the start of your career.

This is because the type of insurance policies you’re hoping to sell will dictate the type of license you’ll need. For example, you’d need a Property & Casualty (P&C) license to be able to sell auto, home, or business insurance.

Here’s a list of all the different types of insurance agent licenses that are available in the state of Wyoming:

• Life
• Accident and Health or Sickness
• Life and Accident and Health or Sickness
• Property
• Casualty
• Property and Casualty
• Credit
• Crop
• Property & Casualty Personal Lines Only (Noncommercial)
• Variable Life & Variable Annuity
• Title

While there are a large number of different licenses to choose from, the vast majority of insurance agents will either obtain a Property and Casualty (P&C) or a Life and Health license.

In fact, many agents actually opt to go for both of these licenses as it allows them to offer clients a much wider range of the most common insurance products.

However, if you already know you want to specialize in one particular type of policy, you’ll of course only have to focus on the specific license that’s relevant to this insurance type.

It’s worth noting at this point that if you’re looking to work as an insurance adjuster, you’ll need to obtain a separate license — which you can find more information about in our Wyoming Adjuster License overview.

Step 2: Complete a Wyoming Pre-Licensing Education Course

The next step you’ll want to take toward becoming a licensed insurance agent in Wyoming is completing a pre-licensing education course.

Now, it’s important to note that — unlike many other states — Wyoming does not actually require aspiring insurance agents to complete a certain number of pre-licensing education hours in order to sit their insurance licensing exam, meaning that this step is entirely optional.

Having said that, completing a course is highly recommended as it can go a long way in helping you pass on your first attempt — which can save you both time and money in the long run.

This is because many of the features that come with these courses — such as live tutoring, study calendars, and hundreds of practice exams — are designed to enhance your understanding of the material, making you more comfortable and confident on the day of the exam.

Due to the sheer number of pre-licensing education courses available, it’s normal to feel a little overwhelmed when deciding which one is right for you. To avoid this, we typically recommend making a decision based on the following factors:

• The course’s flexibility (e.g., does it allow flexible learning, does it require completing within a short time-window, etc.)
• The course’s price: This one is obvious; our only tip here is to not go too low, as from our experience you tend to get what you pay for when it comes to these
• The course’s reputation: How reliable is each provider? The last thing you want is insufficient and/or incomplete resources before your exam

If you want more information before getting started, you can also have a look at our in-depth overview of the five best pre-license education courses in 2024.

Step 3: Pass the Relevant Wyoming Insurance License Exam(s)

After completing your pre-licensing education course, you will need to take (and pass) the relevant state licensing exam.

We say “relevant” because this will depend on the line you wish to specialize in; for example, if you’re planning to become a property and casualty insurance agent, you will need to pass both the Property and the Casualty exam — which have 85 questions each.

Alternatively, you can choose to pass the combined Property and Casualty exam — which is made up out of 100 questions.

Keep in mind that you can sit for more than one exam at a time (e.g., if you want to apply for both a P&C and a life and health insurance license).

Even so, we recommend avoiding this route; this is because passing your exam is hard enough as is, and there is arguably little to gain and a lot to lose with the added risk of confusing separate line material.

You should also note that you will be able to sit a maximum of two online attempts per exam. After that, all subsequent attempts will need to be taken in-person at a Pearson VUE testing center. You will need to apply for your license within one year of passing your exam in order to avoid having to retake.

In Wyoming, all insurance exams are multiple-choice and administered by Pearson VUE. For more information, you can have a look at our Wyoming Insurance License Exam guide.

Step 4: Submit Your Insurance License Application

The next step will be submitting your insurance application online through Sircon. To do this, you will need to pay a processing fee, which will depend on both the line of authority you are applying for and on whether you are a resident of the state of Wyoming.

For example, all major-line applications (e.g., Sickness variable life, Property, etc.), cost $100 for residents or $150 for non-residents. On the other hand, some of the limited lines (e.g., Crop, Credit, etc.) are priced much lower (i.e., $20 for individuals).

Note: You will be required to pay an additional $39 fingerprinting fee during this stage; make sure that you do not send your fingerprints before you submit your application or they will be destroyed.

Step 5: Complete a Fingerprinting And Background Check

After you submit your online application and pay the required fingerprinting fee, you’ll receive a fingerprinting packet via mail with instructions on the next steps.

The cost for this service is $39, which you’ll have already paid during the submission of your insurance license application.

Generally speaking, your fingerprints should be processed within two to three weeks following the day in which they are received by the Department of Insurance. Having said that, several factors can delay this process, including requests for additional documentation and mail service-related delays.

There is no crime that will automatically disqualify you from obtaining an insurance license in the state of Wyoming. Even so, the DOI encourages applicants to be honest, have no outstanding fines or legal penalties, and upload all requested documents in order to give themselves the best chances of licensure.

If you have been convicted of a felony that involves breach of trust, you may also be required to submit a 1033 Waiver.

Note: Keep in mind that there’s no fingerprinting requirement for non-resident applicants. For questions relating to the eligibility of your background, you can call the DOI directly at (307) 777-7319.

Step 6: Application Review

And that’s it! After satisfying all the other requirements and submitting a license application to the Wyoming Department of Insurance all that’s left to do is wait.

If everything on your application has been filled out correctly, your license should be issued within 30 days — which is the amount of time it typically takes for a license application and background check to be reviewed. Having said that, the state’s website specifies that many non-resident license applications are actually approved on the same day.

It’s important to be aware that the issuance of your insurance license can take a bit longer than this if there are any items from your background check that need to be looked over.

In any case, the state will send you an email regarding the status of your license once this review has been completed, so keep an eye out for that!

After Getting Your Wyoming Insurance License

Once you’ve passed all your exams and your licensing application has been approved, you’ll be a qualified insurance agent in Wyoming.

At this point, there are four main steps that we recommend new insurance agents to take:

1. Obtain Any Relevant Securities Licenses: If you’re planning on selling advanced life insurance products, you’ll need to pass the Securities Industry Essentials (SIE) exam and obtain the relevant securities licenses (e.g., Series 6, 7, and 63).
2. Choose a Means of Selling: You’ll have to decide whether you’d prefer working as a captive agent employed by one company, or running your own business as an independent agent.
3. Develop Your Marketing Approach: To succeed as an insurance agent, you’ll need to adopt a marketing approach that’s effective for you. Finding and sticking to a niche, as well organizing all client appointments for the start of your week, are two great ways to do this.
4. Keep Your License Valid: In Wyoming, you’ll be required to renew your insurance license every two years, on the last day of the month of your birthday. To do this, you’ll need to complete 24 hours of continuing education — with three relating to ethics — and pay a renewal fee ($100 for major-lines).

Wyoming Department of Insurance Contact Information

Mailing Address:
106 East 6th Avenue
Cheyenne, Wyoming 82002

Phone: (307) 777-7319

Email: insurancelicensing@wyo.gov

Website: https://doi.wyo.gov/

License Search: Wyoming Insurance License Search and Lookup