You only need to complete a few simple steps in order to obtain your Wyoming adjuster license.

The first of these is to take a pre-exam education course, pass the Pearson VUE adjuster exam, and file a licensing application with the Wyoming Insurance Department.

You will also need to complete a background and fingerprint check.

In this article, we offer everything you need to know in order to get started, helping you find the best way of getting your Wyoming insurance adjuster license.

How to Become an Insurance Adjuster in Wyoming

Getting your Wyoming adjuster license can be a simple and easy process, but this will ultimately depend on how you go about completing the required steps.

Step 1: Adjuster Pre-Exam Education

Preparing for your exam is not something to take lightly. This is because the average pass rate of insurance exams nationwide is around 55% for first-time test-takers and even less for any following attempts.

This means that it is generally recommended that you complete some form of education — such as purchasing a study guide or a state-approved online course — before sitting your exam(s).

These courses are composed of video, audio, and text, and include short knowledge quizzes and practice exams which will help you obtain the necessary understanding of the material that you will need to know.

Even though this is not a legal prerequisite in Wyoming, we believe that purchasing a pre-exam course can go a long way in ensuring that you pass your exam(s) on your first attempt.

Step 2. Wyoming Insurance Adjuster License Exam

Once you have completed all of your coursework, you will be able to take (and hopefully pass) the Wyoming insurance adjuster exam.

This is a proctored test, which means that you will be in a controlled environment with a person watching over you. It is, therefore, a good idea to work on both your timing and nerves prior to sitting for your exam.

In Wyoming, there are two different lines available to you for this exam:

• The Property and Casualty Adjuster license exam — This consists of 100 questions, and you have two hours (2:00:00) to complete it
• The Crop Adjuster license exam — This consists of 60 questions, and you have one hour (1:00:00) to complete it

Each attempt at the exam costs $113 and will be paid when you make your reservation

A total score of 70% or more is required to pass this test. To explain the scoring of these exams, we will quote the Pearson VUE Wyoming Insurance Licensing Candidate Handbook:

StateRequirement recommends that you study for one exam at a time. This is because insurance adjuster exams are difficult enough on their own without the possibility of confusing information from one line to another. This will allow you to work incrementally towards completing your final exam.

You can register to take your exams — as well as find out more information — on the Pearson VUE Wyoming Insurance or by calling Pearson VUE at (866) 936-7786.

Note: Before registering for your exam, we recommend some form of pre-exam education that can be completed online. Even though this is not a legal requirement in Wyoming, it can go a long way in ensuring that you pass your exam(s) on your first attempt.

Step 3. Wyoming Insurance Adjuster License Application

Once you have completed your pre-licensing requirement and examination, the next step is applying for your license.

Note: The fee for an application is $100.

You can apply for your license online with the Sircon – Wyoming Insurance Adjuster License Application or with the NIPR – Wyoming Insurance Adjuster License Application.

Step 4. Fingerprinting and Background Check

The State of Wyoming requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check.

Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts.

If you have specific questions regarding things that may come up on your background check, you may call the Wyoming Insurance Department at (307) 777-7319 or send them an email.

Note: The fee for fingerprinting services is $39.

Once the Wyoming Insurance Department receives your application, they will mail the fingerprint packet to you. You will need to contact your local law enforcement agency to have your fingerprints done.

During your fingerprinting appointment, you will be given a fingerprint envelope. You must mail the unopened fingerprint envelope to the mailing address found in the contact information section below.

Step 5. Application Review

Once you have submitted your application and have completed all the other requirements, your license application will be reviewed by the state.

This process generally takes two to three weeks from the date the Insurance Department receives your fingerprints.

Depending on the results of your background check, the Insurance Department may request more information or documentation.

After the review is complete, you will receive an email from the state regarding the status of your license.

Congratulations!

You’ve done the work, put in the time and effort, and now hold the key to your own success!  We’re proud of you. Take five (5) minutes and celebrate.

What Kind of Insurance Adjuster Will You Be?

There are four main types of insurance adjusters: staff adjusters, independent adjusters, catastrophe adjusters, and public adjusters.

Each of these positions accomplishes essentially the same task: assess the damage to property brought about by some event and make an evaluation of what monetary value the insurance claim should carry.

The big difference between these different types of insurance adjusters is who pays them and, in the case of the public adjuster, who they are advocating for. Staff, independent, and catastrophe adjusters all require the same type of license, while a public adjuster license is a little different in its specifications.

• Staff Adjuster – Works directly for one insurance company in order to investigate, evaluate, and potentially settle claims
• Independent Adjuster – Works for a third-party company, often called an Independent Adjusting Firm, which has been contracted by insurance carriers to help settle their claims
• Catastrophe (CAT) Adjuster – Can be an independent or staff adjuster who travels to an area that has been largely affected by an event (usually severe weather) and performs adjustment services to insurance claims en masse
• Inside Adjuster – Inside adjusters, sometimes referred to as “desk” or “remote” adjusters, handle claims from an office. They are the policyholder’s main contact and the person who applies the policy terms and standards to the claim
• Public Adjuster – Independent insurance adjusters that customers choose to hire in order to settle insurance claims. Public adjusters are not hired by insurance companies

Wyoming Department of Insurance Contact Information

Mailing Address:

Wyoming Insurance Department
106 East 6th Avenue
Cheyenne, Wyoming 82001

Phone: (307) 777-7319

Email: insurancelicensing@wyo.gov

Website: http://www.doi.wyo.gov/