Indiana Insurance Adjuster License

Written by: Kevelyn Rodriguez

Last updated:

Acquiring your Indiana adjuster license and becoming a licensed insurance claims adjuster involves completing several important steps, namely:

  • Undertaking the adjuster pre-exam education to build a strong knowledge base
  • Next, sitting and passing the Indiana insurance adjuster exam
  • Finally, forwarding your licensing application to the Indiana Department of Insurance

In this article, we intend to provide a thorough roadmap that streamlines this process, providing you with the most practical approach to securing your Indiana insurance adjuster license.

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How to Become an Insurance Adjuster in Indiana

Getting your Indiana adjuster license can be a simple and easy process, but this will ultimately depend on how you go about completing the required steps.

Step 1: Adjuster Pre-License Education

The first step in getting an Indiana Insurance Adjuster License is taking pre-license education courses. These are state-required courses pertaining to claims adjusting, basic insurance information, state laws and mandates, and professional ethics.

To fulfill the pre-license requirement, you must complete a certain amount of credit hours depending on the lines of authority (types of licenses) you wish to attain.

For the Independent Adjuster Insurance line, you must complete forty (40) hours of pre-license education.

You will receive a certificate upon completion of the courses. Keep these certificates, as you will need them when taking your exams.

Most applicants choose to take these courses online, as it fits their schedule better, but there may also be in-person courses available. You should choose which format in which to take your courses based on your preferred method of learning.

The goal isn’t just to get the courses out of the way, it’s to prepare you to pass your license exam on the first attempt.

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Step 2: Georgia Insurance Adjuster License Exam

Once you have completed all of your coursework, you will be able to take (and hopefully pass) the Indiana insurance adjuster license exam.

This is a proctored test, which means that you will be in a controlled environment with a person watching over you. It is, therefore, a good idea to work on both your timing and nerves prior to sitting for your exam.

Indiana only offers one line of authority for insurance claims adjusters:

  • The Independent Adjuster exam — This consists of one hundred fifty (150) questions and you will be given one hour and forty-five minutes (1:45:00) to complete it

An outline of included subjects for this exam can be found here: Pearson VUE Indiana Insurance Examination Content Outlines.

Each attempt at the exam costs $69 and will be paid when you make your reservation. Testing must be completed within six (6) months of the Pre-Licensing Course Completion Date on the certificate.

A total score of 70% or more is required to pass this test. To explain the scoring of these exams, we will quote the Pearson VUE Indiana Insurance Licensing Candidate Handbook:

The passing score of the exam is determined by the Indiana Department of Insurance. Through standardization and control, Pearson VUE ensures that no individual has an unfair advantage because of a particular examination format.

Candidates need to achieve 70% to pass the IDOI exams.

You can register to take your exams — as well as find out more information — on the Pearson VUE Indiana Insurance page or by calling Pearson VUE at (866) 895-0496.

Step 3: Indiana Insurance Adjuster License Application

Once you have completed your pre-licensing requirement and examination, the next step is applying for your license.

Note: The fee for an application is $40.

Apply online with the Sircon – Indiana Insurance Adjuster License Application or with the NIPR – Indiana Insurance Adjuster License Application.

Step 4: Application Review

Once you have submitted your application and have completed all the other requirements, your Indiana license application will be reviewed by the state.

This process generally takes about two to three (2-3) business days. Depending on the results of your background check, the Department of Insurance may request more information or documentation.

After the review is complete, you will receive an email from the state department regarding the status of your license.


You’ve done the work, put in the time and effort, and now hold the key to your own success! We’re proud of you. Take five minutes and celebrate.

What Kind of Insurance Adjuster Will You Be?

There are four main types of insurance adjustersstaff adjusters, independent adjusters, catastrophe adjusters, and public adjusters.

Each of these positions accomplishes essentially the same task: assess the damage to property brought about by some event and make an evaluation of what monetary value the insurance claim should carry.

The big difference between these different types of insurance adjusters is who pays them and, in the case of the public adjuster, who they are advocating for. Staff, independent, and catastrophe adjusters all require the same type of license, while a public adjuster license is a little different in its specifications.

  • Staff Adjuster – Works directly for one insurance company in order to investigate, evaluate, and potentially settle claims
  • Independent Adjuster – Works for a third-party company, often called an Independent Adjusting Firm, which has been contracted by insurance carriers to help settle their claims
  • Catastrophe (CAT) Adjuster – Can be an independent or staff adjuster who travels to an area that has been largely affected by an event (usually severe weather) and performs adjustment services to insurance claims en masse
  • Inside Adjuster – Inside adjusters, sometimes referred to as “desk” or “remote” adjusters, handle claims from an office. They are the policyholder’s main contact and the person who applies the policy terms and standards to the claim
  • Public Adjuster – Independent insurance adjusters that customers choose to hire in order to settle insurance claims. Public adjusters are not hired by insurance companies

Note: To become a public adjuster, you must obtain a standard adjuster license, get an appointment from a public adjusting firm, gain work experience, and eventually pass an additional exam.

Indiana Department of Insurance Contact Information

Mailing Address:

Indiana Department of Insurance Attn: Agent Licensing
311 West Washington Street
Indianapolis Indiana 46204

Phone: (317) 232-2389

Fax: (317) 234-5882



Indiana Insurance Adjuster License FAQ

How do I get my adjuster’s license in Indiana?

To obtain your adjuster’s license in Indiana, you must first complete an approved pre-licensing course. Then, you’ll need to pass the state adjuster exam and submit your licensing application to the Indiana Department of Insurance. It’s worth noting that this process will differ greatly for an insurance business. See our article on How to Get An Adjuster Business License for more information.

How much does it cost to get your adjuster license in Indiana?

In Indiana, it should cost you around $310 to get an adjuster license — factoring in the costs of pre-licensing education and exam and license submission fees. That being said, this cost can vary significantly depending on the Indiana adjuster license courses you select. To see why we recommend the provider we do, check out our AdjusterPro Course Review.

Does Indiana require an adjusters license?

Yes, to be able to legally handle insurance claims as an adjuster in Indiana, you need to be properly licensed. This is to ensure that you’re sufficiently competent and familiar with the rules and regulations of the insurance industry. To find out more about this, see our article on the Indiana Adjuster License.

What states are reciprocal with the Indiana adjuster license?

Indiana grants reciprocal licenses in as many as 30 other states. This means that if you hold an independent adjuster license in Indiana, you are eligible for reciprocal benefits in any of these jurisdictions without additional examination. For the most up-to-date look at current reciprocity agreements, be sure to check out our article on Adjuster License Reciprocity.

How do I renew the Indiana adjuster license?

24 hours of continuing education (including at least three hours of ethics) must be completed during each two-year license period to renew an Indiana adjuster license. For more information about license renewal requirements, see our article on Adjuster Continuing Education.

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