How to Get a Life Insurance License in Wyoming

Written by: Kevelyn Rodriguez

Last updated:

Getting your Wyoming life insurance license is the first step toward becoming a life insurance agent in the state.

The Wyoming Department of Insurance (DOI) requires you to complete a five-step process to become a life insurance agent in Wyoming — from taking the life insurance exam to applying for a license.

These steps will take a few weeks to complete so we recommend you bookmark this page so you can use it as a reference throughout the process.

How to Get Your Wyoming Life Insurance License

  1. Complete a Wyoming Insurance Pre-license Course (ExamFX – 10% Discount)
  2. Take the Wyoming Life Insurance Licensing Exam (Pearson VUE – $96)
  3. Complete a Wyoming Life Insurance License Application (Sircon – $100 application fee)
  4. Get a Fingerprint-Based Background Check (Wyoming DOI – $39)
  5. Watch for Your Application Results

Life Insurance License Wyoming

Obtaining your Wyoming life insurance license isn’t difficult. Just follow these five steps to start your journey toward becoming a life insurance agent. Once you earn this license, check out our guide on how to get your Wyoming property and casualty (P&C) license as well.

Step 1: Complete a Wyoming Insurance Pre-license Course

Before you take the Wyoming life insurance licensing exam, it’s important to make time to acquire the knowledge you’ll need to pass this exam on your first attempt. Completing a pre-license education course will equip you with the necessary information and tools you’ll need to prepare for your exam.

While Wyoming doesn’t have any formal pre-license education requirements, most insurance professionals opt to take a pre-license education course online. Others purchase books or self-study materials to prepare themselves for the exam.

A pre-license education course provides very specific industry knowledge that will be tested during the exam. There is very little information on the test that could be considered “common sense.” Pre-license education courses are self-paced and include study materials like practice exams and flashcards.

Beyond helping you effectively prepare for and pass the life insurance licensing exam on your first try, taking a pre-license education course also will give you a solid understanding of your duties as a life insurance agent.

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Step 2: Take the Wyoming Life Insurance Licensing Exam

After you complete a prep course and your own independent studying, it’s time to take the Wyoming life insurance exam.

Wyoming uses Pearson VUE as its official testing service for delivering licensure exams.

The Wyoming life insurance exam outline contains a total of 85 scored questions that cover two sections: general and state-specific knowledge. The general section deals with basic life insurance product knowledge. The state-specific section covers insurance concepts and terms, rules, regulations, and practices specific to Wyoming.

You’ll have 120 minutes to complete the exam. The Wyoming life insurance exam fee is $96, which you must pay at the time of reservation by credit card, debit card, or voucher. The exam is a proctored test, meaning an official proctor will closely monitor you in a controlled environment.

If you happen to fail the Wyoming life insurance exam, you can schedule a time to retake it as soon as 24 hours after your first attempt. There’s no limit to the number of attempts you can make on the same exam.

Tip

Check out our in-depth insurance exam guide for tips to help you pass on the first attempt.

The best way to understand if you are prepared for the test is to take a Life Insurance Practice Exam.

Step 3: Complete a Wyoming Life Insurance License Application

Once you pass the life insurance exam, you can apply for your Wyoming life insurance license. The application fee is $100, and you must apply online via Sircon. You also must pay a $39 fingerprinting fee along with your license application fee.

The Wyoming DOI will issue a life insurance license to individuals who are at least 18 years old and have passed the proper licensing exam. You should submit your completed license application within 12 months of passing the exam.

To apply for a life insurance license in Wyoming, make sure you comply with the insurance licensing requirements as defined under the Wyoming Insurance Code and the Wyoming Administrative Code.

Send any questions or supporting documents to insurancelicensing@wyo.gov.

Step 4: Get a Fingerprint-Based Background Check

After you apply for the Wyoming life insurance license, you must get a fingerprint-based background check from the Wyoming DOI. After submitting your application, the Wyoming DOI will send you a fingerprinting packet with instructions on how to complete the fingerprint requirement.

You’ll need to take this packet to your nearest law enforcement agency, which will perform the fingerprinting and may charge a fee for doing so. After your fingerprinting appointment, you must send your completed packet back to the Wyoming DOI.

The fee for fingerprinting services is $39, but you must pay this fee when you submit your license application (see Step 3 above).

Step 5: Watch for Your Application Results

After you complete the previous four steps, the Wyoming DOI will review your application and background check. It reviews applications in the order it receives them, and this process usually takes 14 business days from the date you submit your application.

Once the Wyoming DOI finishes reviewing your application, it’ll email you with its decision or ask you to provide more information.

You can print your license from the Sircon website. There’s no charge to create an account or print a license. If you don’t remember your license number, you can find it by using Sircon’s Customer Inquiry tool.

Congratulations!

You’re now ready to get started as a life insurance agent in Wyoming.

Recommended: Over 81% of our readers use ExamFX’s online courses — which come with a money-back guarantee — when preparing for their insurance license exam(s). For comprehensive study packages, StateRequirement recommends:

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Steps After Securing Your Wyoming Life Insurance License

Once you complete the above steps and have your Wyoming life insurance license, there are a few steps you’ll need to take in order to a) excel as an insurance agent, and b) maintain your life insurance license.

Let’s take a brief look at these below.

Obtain All Relevant Securities Licenses

If you’re planning on selling advanced life insurance products, you’ll likely need to pass the Securities Industry Essentials (SIE) exam and obtain the relevant securities licenses (e.g., Series 6, 7, and 63).

For more information on this step, you can have a look at our in-depth Securities Licensing overview.

Choose a Means of Selling

You’ll have to decide whether you’d prefer working as a captive agent employed by one company, or running your own business as an independent agent.

If you’re just starting out, you’ll likely benefit from working as a captive agent, but this will ultimately depend on your personal aspirations and opportunities.

Develop Your Marketing Approach

To succeed as an insurance agent, you’ll need to adopt a marketing approach that’s effective for you.

We recommend finding and sticking to a niche, as well organizing all client appointments for the start of your week. This is because this can improve your overall client conversions.

Keep Your License Valid

In Wyoming, you must complete 24 hours of continuing education (CE) every two years to renew your license. Three of those hours must focus on ethics/consumer protection. To find these courses, you can visit the Sircon website and click on the “Approved Courses Inquiry” option. 

To avoid delays in renewing your license, you should complete the required CE hours at least 90 days before your license expires.

This is recommended because it will ensure that your CE provider has had enough time to successfully report the completion of your coursework to the Wyoming DOI. 

The renewal fee is $100 plus a $30 CE filing fee.

For a more in-depth look at each one of these steps, check out our Steps After Getting Your Insurance License guide.

Wyoming Department of Insurance Contact Information

Mailing Address

106 E. 6th Ave.
Cheyenne, WY 82002

Phone: 307-777-7319

Email: insurancelicensing@wyo.gov

Website: https://doi.wyo.gov/licensing/ 

License Search: Wyoming Insurance License Lookup

Wyoming Life Insurance License FAQ

How much does it cost to get a life insurance license in Wyoming?

Obtaining a life insurance license in Wyoming requires these fees:
Insurance Pre-license Education Course Fee: $149+ via Kaplan Education Company
Exam Fee: $96 via Pearson VUE
Application Fee: $100 via Sircon
Fingerprint-Based Background Check Fee: $39 via the Wyoming DOI

How long does it take to process a life insurance license application in Wyoming?

This process typically takes 14 business days. You’ll receive an email once the Wyoming DOI reviews your application.

Can I get a temporary life insurance agent license in Wyoming?

Yes. The Wyoming DOI may issue a temporary insurance producer license for a period not to exceed 180 days without requiring an exam if it deems the temporary license necessary for a qualified individual to service an insurance business. Qualified individuals may include:
The surviving spouse or court-appointed personal representative of a licensed insurance producer who dies or becomes mentally or physically disabled.
A member or employee of a business entity licensed as an insurance producer upon the death or disability of an individual designated in the business entity application or the license.
The designee of a licensed insurance producer entering active service in the armed forces of the United States.
Any other person the Wyoming DOI deems will best serve the public interest with the issuance of this license.

Can I get an emergency life insurance agent license in Wyoming?

No. An emergency license isn’t available for life insurance agents in Wyoming.

Do I need to get my securities license on top of a life insurance license in Wyoming?

Probably. While you can sell certain basic life insurance products with just a life insurance license, a securities license removes the limits on what you can sell and puts you in a much better career position. As a securities license holder, you can provide your clients with products tied to the securities market as part of their retirement and life insurance plans. But, you’ll need FINRA accreditation to obtain your securities license.

What can I sell with a life insurance license in Wyoming?

With a Wyoming life insurance license, you can sell life insurance policies that pay a designated beneficiary when the insured person dies. You also can sell annuities that pay a set income at retirement.

How much can you make with a life insurance license in Wyoming?

According to ZipRecruiter, life insurance agents earn an average of $79,730 per year.

What are the limitations of a Wyoming life insurance license?

Unless you have multiple licenses to sell various types of insurance products (e.g., the combined life and health insurance license), having a Wyoming life insurance license only qualifies you to sell life insurance policies as well as retirement plans and annuities. You can’t sell other types of insurance. A securities license on top of your life insurance license removes that limitation and enables you to offer securities, including stocks and bonds.

Can I cancel my life insurance license in Wyoming?

Yes. To cancel your license, email a completed Voluntary Surrender Request form to insurancelicensing@wyo.gov.

How hard is it to get a life insurance license in Wyoming?

The process is quite simple! Follow the steps above and get started today!

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