Getting your insurance license is the first step to becoming an insurance agent in Vermont. Life insurance, car insurance, home insurance, or business insurance all require a license to sell in any state.


    How To Get Your Insurance License In Vermont

    Follow our step-by-step guide to get your insurance license in Vermont.


    Step 1

    Step 1. Which Types of Insurance Licenses Do You Need?

    Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get.

    These are examples of the types of insurance policies you can sell with each type of license:

    Most insurance agents choose to get both of these licenses, but if you will only sell one type of policy then you just need to choose which license fits your needs.


    Step 2

    Step 2. Insurance Pre-Exam Education

    After you’ve determined which licenses you need, it’s time to begin studying for the Vermont insurance exams.

    Vermont does not require you to take a certain amount of pre-license credits before testing. This means that studying for your exam is 100% up to you.

    Most folks choose to take an insurance pre-license course online. These courses are created specifically to give you the skills you need to pass the test. Others purchase books or other self-study tools to prepare themselves.

    It’s wise to take a week or so to dedicate to your study of this exam. If you don’t feel as though you’re a strong test taker, take a little longer, but don’t let it drag out for long. We want you to pass your test the first time you take it, and we know that you can do it.

    Recommended Course

    For insurance license exam courses and study tools, StateRequirement recommends:

    Step 3

    Step 3. Vermont Insurance License Exams

    The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each combined line of insurance you wish to carry. In Vermont, the Property & Casualty lines are combined into one exam. Life, Accident, Health, and HMO is a combined exam as well.

    This is a proctored test, which means that you will be in a controlled environment with a person watching over you. For people who haven’t tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam.

    The fee for each attempt of the exams is:

    • Life & Accident & Health: $65
    • Property & Casualty: $65
    • Life: $50
    • Accident and Health: $50
    • Property: $50
    • Casualty: $50

    When you arrive you must have a photo ID any other documents that the testing facility has asked you to bring.

    Each of the tests consists of one hundred fifty (150) questions, and you have two hours and thirty minutes (2:30) to complete them. The minimum score to pass the exams is 70% correct answers.

    Prometric provides content outlines for each exam. Be sure to study them before you attempt the test:

    Check out our Insurance Exam Guide. It’s extremely in-depth, and will hopefully help you pass the first time.


    Insurance license tests are intentionally difficult, but not impossible by any means. You should study to the point of comfortability with the information before you attempt the test. Failing the exam isn’t the end of the world, but keep in mind that you will need to pay the fee each time you attempt the test.


    StateRequirement recommends that you study for one exam at a time, then after passing, starting on your next line. The exams are difficult enough on their own without confusing information from one line to another.

    You may register to take your exams on the Prometric Vermont Insurance page. For much more information on the exams, reference the Vermont Insurance Department Licensing Information Bulletin.


    Step 4

    Step 4. License Application

    Once you have completed your exams, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines.

    The fee for an online application is $60 plus a small transaction fee from Sircon. If you wish to add another line to the license in the future there is a $30 amendment fee.

    You must wait 48 hours after passing the exam to fill out the application. This will allow the system to offer you the correct lines of authority to apply for.

    Fill out and submit your online application on the Sircon Vermont Insurance website.

    Producer, Business Entity … licenses expire on a common expiration date of March 31st of ODD years. If you apply for a license now, you will pay the initial license and application fee for a license that expires on March 31st, 2017. You will also receive an invoice for the license renewal fee prior to the expiration date of that license. All applications received AFTER February 24th, 2017 will not be issued effective until April 1st, 2017, unless a specific request is made.

    Important note from the Vermont DFR Website


    Step 5

    Step 5. Application Review

    Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check initiated by the application will also be reviewed.

    If everything is to acceptable standards your license should be issued quickly. If there are any items from your background check that need to be reviewed, it may slow down the process of issuance. If this is the case, the state may contact you to provide context to the issues that they have run into.

    After submitting your application, you will wait up to seventy-two (72) hours for your license to be issued. To verify this, use the Sircon Vermont Insurance License Look-Up Tool.



    You’ve done the work, put in the time and effort, and now hold the key to your own success!  We’re proud of you. Take five (5) minutes and celebrate.

    After Licensing, What's Next?

    Now that you have your license, use the StateRequirement Job Board to find the opening to your new career.

    Vermont Department Of Insurance Contact Information

    Mailing Address:

    State of Vermont – Department of Financial Regulation
    89 Main Street
    Montpelier, Vermont 05620-3101

    Phone: (802) 828-3303

    Fax: (802) 828-1633

    Email: [email protected]

    Website: Vermont DFR Insurance Division

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    Information on this page has been gathered by a multitude of sources and was most recently updated in December 2020.

    Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. StateRequirement is not affiliated with any state, government, or licensing body. For more information, please contact your state's authority on insurance.

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