How To Renew Your Insurance License In New Jersey

How to Renew Your Insurance License in New Jersey

In New Jersey, insurance licenses expire every two years. The expiration will be on the last day of your birth month, biennially, based on the anniversary of your original license year. This means that if you were licensed on an even-numbered year, your license will expire on the last day of your birth month in the next even-numbered year. The only exception applies for first-time licensees. The first license period will be anywhere from 18 to 29 months based on your licensure date and birthday.

There is no requirement to take another exam from the state, though depending on the format of your continuing education, it is possible that you may take a short knowledge test at the end of the course to be sure that you understand important insurance concepts, laws, and regulations.

If this is the state you reside in, then renewing your license will also keep any non-resident license you have in good standing. You will still need to pay the license renewal fee for non-resident licenses held in other states.

Step 1

Step 1. New Jersey Insurance Continuing Education Requirements

The State of New Jersey requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two year renewal period. Three (3) of those hours must be in the subject of ethics or consumer protection. Individuals who are authorized to sell flood insurance have a one-time requirement to take three (3) credits in approved courses on flood insurance and the National Flood Insurance Program. Credits cannot include the same course taken repeatedly in one reporting period.

Recommended Course

For continuing education courses and credits, StateRequirement recommends:


It is recommended to complete all continuing education credits thirty (30) days prior to the expiration date of the license. This will give the CE provider time to report the successful completion to the department of insurance. Your CE courses can be taken at any time within your license term.

If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you do not need to complete double the hours.

You may take your continuing education courses either in person in a classroom setting or online as a self-paced course. The online courses usually require a reading of the subject at hand, then a test at the end.

Upon completion of these courses, the company who you took the course should send the certificate of completion directly to the state. You should, however, print a copy of this certificate to keep in your records just in case there is a dispute later.

Step 2

Step 2. Renew Your Insurance License In New Jersey

After you have completed your continuing education and you are within 90 days of your license expiration, you may renew your New Jersey insurance license online by using the New Jersey Department of Banking and Insurance Licensing Search and Renewal tool.

You may also print a paper renewal form from the State of New Jersey Department of Banking and Insurance.

There is a fee of $150 per application to renew your license.

Once this process is complete, your license will be renewed and your new expiration date will be two years from your previous expiration date.

New Jersey Insurance License Lookup

You can view your current accrued CE credits using the New Jersey State Information Center Insurance Licensing Search and Renewal tool.

If you don’t know your insurance license number, you can inquire online through the New Jersey State Information Center.

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State of New Jersey Department of Banking and Insurance Contact Information

Mailing Address:

State of New Jersey Department of Banking and Insurance
20 West State Street
P.O. Box 325
Trenton, New Jersey 08625

Phone: (609) 292-7272

Email: [email protected]


Information on this page has been gathered by a multitude of sources and was most recently updated in July 2020.

Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. StateRequirement is not affiliated with any state, government, or licensing body. For more information, please contact your state's authority on insurance.

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