Keeping your Michigan adjuster license in good standing with the state is simple.
This article gives step-by-step instructions on how to complete your continuing education and renewal application in the state of Michigan.
How To Renew Your Michigan Insurance Adjuster License
Michigan adjuster license renewal is perpetual and automatically renew every two years. Licensees must complete continuing education requirements in order to keep their license current.
Follow these simple steps to renew your Michigan adjuster license:
Step 1. Complete Your Michigan Adjuster Continuing Education
In Michigan, you are not required to complete hours of continuing education (CE) to upkeep your adjuster license.
Your continuing education hours are completed by taking adjuster CE courses. These courses are generally held online and taken on a self-paced basis.
There are some instances where you may find in-person continuing education courses available, so find what suits you best and get your hours in before your expiration date.
It’s best to finish your continuing education courses at least a week before your expiration date. This will give the CE company time to report your hours to the Michigan Department of Insurance.
Most CE providers use your license number and NPN number to automatically report your CE hours to the state. If you take an in-person course or an online class from a lesser-known company, be sure to ask if they report your hours when your course is completed.
If you’re not sure what your license number or NPN number is, use the Michigan Insurance License Lookup tool.
Step 2. Apply for your Michigan Adjuster License Renewal
Although you don’t have to renew most licenses in Michigan, you do have to keep your continuing education credits current every two years. You must complete the credits by the first day of your birth month at the end of the two-year cycle.
There is no fee to renew your license as long as you keep your continuing education requirements filled.
You are not required to retake the adjuster license exam on renewal, although your continuing education course may require you to take a short knowledge quiz to complete your CE hours.
Renewal After Expiration
If you find yourself in a situation where your expiration date has passed, but you haven’t yet renewed, you may still be able to renew. This comes down to how much time has lapsed since your expiration date.
Within 30 Days
If you complete your continuing education and renewal application within 30 days after your expiration date, you will only need to pay the $80 renewal fee, plus a $40 late penalty fee, for a total of $120 in fees.
Over 30 Days
If your license is not renewed by the last day of your birth month or your 30 day grace period the license will then expire and have a 365 day reinstatement period from the last day of your birth month with a $120 fee.
Michigan Adjuster License Continuing Education Requirements
You must complete:
- Twenty-Four (24) total hours of continuing education
- Three (3) hours of the total must be in the subject of Ethics
You can find how many hours you have completed using the Michigan Adjuster Continuing Education Lookup tool.
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Michigan Department of Insurance Contact Information
Department of Insurance and Financial Services
530 West Allegan Street
Lansing, Michigan 48933
Phone: (517) 284-8800
Information on this page has been gathered by a multitude of sources and was most recently updated in March 2021.
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