How to Get a Property and Casualty License in Connecticut

Written by: Mary Gerardine

Last updated:

Getting your Connecticut property and casualty license is the first step toward becoming a P&C insurance agent in Connecticut

The Connecticut Insurance Department requires you to complete a four-step process to obtain your property & casualty license – from taking the P&C insurance exam to applying for a P&C license.

These steps will take a few weeks to complete so we recommend you bookmark this page so you can use it as a reference throughout the process.

How to Get Your Connecticut Property and Casualty Insurance License

  1. Complete a Connecticut Pre-License Education Course (Kaplan – $139)
  2. Take the Connecticut Licensing Exam (Pearson VUE – $105)
  3. Complete a Connecticut License Application (National Insurance Producer Registry (NIPR) – $140 application fee + $5.60 transaction fee)
  4. Watch for Your Application Results

Property and Casualty Insurance License Connecticut

Obtaining your Connecticut P&C license is easy. Just follow these four simple steps to start your journey toward becoming a property and casualty insurance agent. Once you earn this license, check out our guide on how to get your Connecticut life insurance license as well.

Step 1: Complete a Connecticut Pre-License Education Course

Before you take the Connecticut P&C insurance licensing exam, it’s important to make time to acquire the knowledge you’ll need to pass this exam on your first attempt. Completing a pre-license education course will equip you with the necessary information and tools you’ll need to prepare for your exam.

Connecticut requires 20 hours of pre-license education per line of authority. This means you must take 20 hours on property and 20 hours on casualty for a total of 40 hours for a P&C license.

A pre-license education course provides very specific industry knowledge that insurance professionals will encounter during the exam. There are very few questions on this test that you can answer with “common sense” information.

You can complete insurance licensing courses on your own schedule and at your own pace when you choose online courses. Taking a pre-license education course will also give you a solid understanding of your duties as a P&C insurance agent.


Doing a pre-licensing education course dramatically increases your chance of passing your exam on your first attempt, which can end up saving you both time and money in the long run. For pre-licensing education, StateRequirement recommends:

4.7 out of 5 starsKaplan Education Company

Step 2: Take the Connecticut Licensing Exam

After you complete a pre-licensing education course and/or your own independent study, it’s time to take the Connecticut P&C license exam.

Connecticut uses Pearson VUE as its official testing service for delivering licensure exams.

The Connecticut P&C insurance exam:

  • Includes a total of 150 scored questions that cover two sections: general and state-specific knowledge. The general section deals with basic property and casualty insurance product knowledge. The state-specific section covers P&C insurance concepts and terms, rules, regulations, and practices specific to Connecticut.
  • Gives you 150 minutes to complete the test. The exam is a proctored test, meaning an official proctor will closely monitor you in a controlled environment.
  • Costs $105, a fee you must pay at the time of reservation by credit card, debit card, or voucher.

Passing the Connecticut P&C license exam can prove challenging, but taking an exam prep course and following a good study program can help prepare you to pass on your first attempt.

If you happen to fail the Connecticut P&C insurance exam, you must wait 24 hours before making a reservation to retake the exam.


Check out our in-depth insurance exam guide for tips to help you pass on the first attempt.

Step 3: Complete a Connecticut License Application

Once you pass the P&C insurance exam, you can apply for your P&C insurance license.

In Connecticut, you must apply online via the NIPRThe application fee is $140 and the transaction fee is $5.60.

The CID will issue a P&C insurance license to individuals who are at least 18 years old and have passed the proper licensing exam. You should submit your completed license application within 12 months of passing the exam.

To apply for a P&C insurance license in Connecticut, make sure you comply with the insurance licensing requirements as defined under the Connecticut Administrative Code.

If you have any questions or need to forward supporting documents related to your license application, send them to

Step 4: Watch for Your Application Results

After you complete the previous three steps, the CID will review your application. This process usually takes seven to 10 business days from the date you submit your application.

Once your application review is complete, the CID will email you with its decision or ask you to provide more information.

You can print your license from the NIPR website. There’s no charge to create an account or print a license. To search for and manage your Connecticut P&C insurance license, go to the CID’s Verify License tool.


You’re now ready to get started as a P&C insurance agent in Connecticut.

Next Steps After Securing Your Connecticut Property and Casualty Insurance License

Once you complete the above steps and have your Connecticut P&C insurance license, here’s what you should pursue next.

Get a Job in the Insurance Field

Once you hold a P&C license, you can consider several different insurance-related careers. The P&C license gives you authorization within your state to sell P&C insurance policies and related products that’ll provide financial protection to your clients against loss or damage.

You can find P&C insurance job postings on our Insurance Jobs Board.

When applying for an insurance-related job, potential employers will request your license number and National Producer Number (NPN).

Complete Continuing Education and Renew Your License

In Connecticut, you must take 24 hours of continuing education (CE) courses every two years to renew your P&C license. Connecticut CE requirements state that three of those 24 hours must focus on Connecticut insurance law and ethics and three must focus on federal flood requirements.

If you’re a licensed non-resident that meets all the requirements in your home state, you don’t need to take CE courses in Connecticut.

To avoid delays in renewing your license, you must complete the required CE hours at least 30 days before your license expires. You can apply for renewal via the NIPRThe renewal fee is $160 and the late fee is $320.

For more detailed information, check out how to renew your license with our Connecticut insurance license renewal guide.

Connecticut Insurance Department Contact Information

Mailing Address:

153 Market Street, 7th Floor
Hartford, CT 06103

Phone: (860) 297-3800



License Search: Connecticut Insurance License Search

Connecticut Property and Casualty License FAQ

How much does it cost to get a property and casualty insurance license in Connecticut?

The total cost of getting a property and casualty (P&C) insurance license in Connecticut is at least $439.60, but can reach nearly $500 based on the type of pre-license course you choose. The costs include:
Insurance Pre-license Education Course Fee: $139 via Kaplan
Exam Fee: $105 via Pearson VUE
Application Fee: $140 application fee + $5.60 transaction fee via the NIPR

How long does it take to process a property and casualty insurance license application in Connecticut?

It will take up to seven to ten business days for you to become an insurance agent. You’ll then receive an email with confirmation that the CID issued your license.

Can I get a temporary property and casualty insurance agent license in Connecticut?

Yes. Connecticut provides a 180-day, temporary P&C insurance license. Visit the CID page for more information on how you can apply for a temporary insurance license. The application fee is $140.

Can I get an emergency property and casualty insurance agent license in Connecticut?

No. An emergency license isn’t available for P&C insurance agents in Connecticut.

What can I sell with a property and casualty insurance license in Connecticut?

With a Connecticut P&C license, you can sell insurance products like homeowners insurance, renters insurance, auto insurance, general liability insurance, and workers’ compensation policies.

How much can you make with a property and casualty insurance license in Connecticut?

According to ZipRecruiter, P&C insurance agents earn an average salary of between $30,000 and $44,500+ per year. P&C insurance agents who sell homeowners and auto insurance also can earn a 5 percent to 20 percent commission based on policy premiums.

What are the limitations of a Connecticut property and casualty insurance license?

Unless you have multiple licenses to sell various types of insurance products, having a Connecticut P&C license only gives you the authority to negotiate and sell P&C insurance policies. You’ll need additional licenses to sell other types of insurance.

Can I cancel my property and casualty license in Connecticut?

Yes. To cancel your license, download and complete the Voluntary Surrender Form. Then, email your completed form to

How hard is it to get a property and casualty insurance license in Connecticut?

The process is quite simple! Follow the steps above and get started today!

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