Getting your Wyoming insurance license is the first step to becoming an insurance agent in the state. Whether you’re interested in selling property and casualty insurance, life insurance, health insurance, or any combination of those lines of authority, this article has the information you need to get started.
The Wyoming Department of Insurance has a 6-step process on how to become an insurance agent in Wyoming. We’ll walk you through step-by-step; from the license application to insurance test prep, to the Wyoming insurance exam, and beyond.
This guide has everything you need to know to get your WY insurance license quickly and easily.
Recommended: Interested in getting started? We recommend using Kaplan’s online study packages, which come with a 93% pass rate.
Wyoming Insurance License
Getting your insurance license in Wyoming is easy! Just follow our step-by-step guide. Be sure to bookmark this page so that you can visit it again throughout this process.
Step 1. Which Insurance Licenses Do You Need?
The first step to getting your insurance license is choosing which licenses you need. The most common licenses new insurance agents get are the property & casualty license (P&C), life and health insurance license (L&H).
The types of insurance products and policies you’ll be selling will determine which licenses you need. Here are some examples of the types of policies you can market with each license:
- Property and Casualty Insurance License – Auto Insurance, Home Insurance, Business Insurance, etc…
- Life and Health Insurance License – Life Insurance, Annuities, Medicare, Health Insurance, etc…
Most insurance agents and producers choose to get both P&C and L&H licenses, but if you plan on specializing in only one category then you don’t need every license.
Insurance adjusters require a separate license. You can find more information on becoming an insurance adjuster here: Wyoming Insurance Adjuster License.
Note
If you plan on specializing as a life insurance agent, then you may also need to hold a certain FINRA securities license.
Step 2. Wyoming Insurance Pre-Exam Education
After you’ve determined which licenses you need, it’s time to begin studying for the Wyoming insurance exams.
Wyoming does not require you to take a certain amount of pre-license credits before testing. This means that studying for your exam is 100% up to you.
Most folks choose to take an insurance pre-license course online. These courses are created specifically to give you the skills you need to pass the test. Others purchase books or other self-study tools to prepare themselves.
It’s wise to take a week or so to dedicate to your study of this exam. If you don’t feel as though you’re a strong test taker, take a little longer, but don’t let it drag out for long. We want you to pass your test the first time you take it, and we know that you can do it.
Recommended Course
Over 81% of our readers use Kaplan’s online courses — which come with a 93% pass rate — when preparing for their insurance license exam(s). For comprehensive study packages, StateRequirement recommends:
Step 3. Wyoming Insurance License Exam
The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each combined line of insurance you wish to carry. The Property and Casualty lines are combined into one exam. The same is true for the Life and Accident and Health or Sickness.
This is a proctored test, which means that you will be in a controlled environment with a person watching over you. For people who haven’t tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam.
The fee for each attempt of the exams is as follows:
- Life: $96
- Accident and Health or Sickness: $96
- Property: $96
- Casualty: $96
- Life and Accident and Health or Sickness: $113
- Property and Casualty: $113
When you arrive you must have a photo ID any other documents that the testing facility has asked you to bring.
Each exam is broken down into two sections: general knowledge and state-specific.
Pearson VUE offers content outlines for each of the exams. Be sure to study them before you attempt the test.
To explain the scoring, we will quote the Pearson VUE Wyoming Insurance Licensing Candidate Handbook:
There are multiple versions of each of the licensing examinations. These versions are known as forms. All forms of an examination are developed based on the content outlines. To ensure that no candidate is put at an unfair advantage or disadvantage due to the particular form of an examination that he or she is given, a statistical procedure known as equating is used to attain comparable form difficulty. The passing score of an examination was set by the Wyoming Insurance Department (in conjunction with Pearson VUE) after a comprehensive study was completed for each examination. You need to answer 70% of questions correctly in order to pass the examination.
Check out our Insurance Exam Guide. It’s extremely in-depth, and will hopefully help you pass the first time.
Looking for a guide to passing the insurance exam in Wyoming? Check out our Wyoming Insurance License Exam article.
Insurance license tests are intentionally difficult, but not impossible by any means. You should study to the point of comfortability with the information before you attempt the test. Failing the exam isn’t the end of the world, but keep in mind that you will need to pay the fee each time you attempt the test.
Tip
StateRequirement recommends that you study for one exam at a time, then after passing, starting on your next line. The exams are difficult enough on their own without confusing information from one line to another. Check out our review of the Kaplan Insurance Course.
You may register to take your exams and find more information on the Pearson VUE Wyoming Insurance page.
Step 4. Wyoming Insurance License Application
After you have completed your exams, the next step is to apply for your license. If you have more than one line of authority that you have taken the education for, be sure to apply for all of those lines.
The fee for an online application is $100 for Property and Casualty, and $100 for Life and Accident, Health, Sickness, and Disability. There is also a fee of $39 for the fingerprinting that you will pay with the application.
Apply for your license online with the Sircon Wyoming Insurance website.
Step 5. Fingerprinting And Background Check
The State of Wyoming requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. For more information on this topic, call the Department of Insurance at (307) 777-7319 or email the department.
After submitting your application, the licensing department will send you a fingerprint packet with instructions on how to complete the fingerprint requirement.
You will take this packet to your nearest law enforcement agency. They will perform the fingerprinting and may charge a fee for doing so. After you complete your appointment, you will send the completed packet back to the licensing department.
The fee for fingerprint services is $39, but you paid this fee with your license application.
Step 6. Application Review
Once you have submitted your application and passed your exams, your license application will be reviewed by the state. Your background check will also be reviewed.
If everything is to acceptable standards your license should be issued quickly. If there are any items from your background check that need to be reviewed, it may slow down the process of issuance. If this is the case, the state may contact you to provide context to the issues that they have run into.
It normally takes about two weeks for the review of your application to be completed. When your license is issued you will receive a confirmation email from Sircon. The license department will also send you a hard copy of your license in the mail, but you don’t need to wait for this to transact business.
Congratulations!
You’ve done the work, put in the time and effort, and now hold the key to your own success! We’re proud of you. Take five (5) minutes and celebrate.
After Getting Your Wyoming Insurance License
Once you’ve passed your exams and completed the licensing application, you are now a licensed insurance agent in Wyoming. A common question we hear is, “I have my insurance license, now what?” Here are a few things you can do or need to know:
- Get a job in the insurance field. Check out StateRequirement’s Insurance Jobs board
- If you’re going to sell advanced life insurance products, you’ll need to have the proper securities licenses. Series 6, Series 7, and Series 63 are the most common among insurance agents, but you’ll need to begin with the SIE (Securities Industry Essentials) exam. Find out which licenses you need with our Securities Licensing Guide
- Every two years, you’ll need to renew your insurance license. Check out our guides on Wyoming Insurance License Renewal and Wyoming Insurance Continuing Education for more details
Wyoming Department of Insurance Contact Information
Mailing Address:
106 East 6th Avenue
Cheyenne, Wyoming 82002
Phone: (307) 777-7319
Email: insurancelicensing@wyo.gov
Website: https://doi.wyo.gov/
License Search: Wyoming Insurance License Search and Lookup
Wyoming Insurance License FAQ
How long is the insurance license period in Wyoming?
In Wyoming, you need to renew your insurance license every two years. Your license will expire on the last day of your birth month, biennially. You can renew your license online or by mail, but you need to complete continuing education requirements before renewal. Learn how to get an insurance license renewal here: Wyoming Insurance License Renewal.
How long does it take to get an insurance license in Wyoming?
2-8 weeks. The bulk of the time is spent studying for your Wyoming insurance exam. Some people study for as little as one week and feel comfortable taking the exam. We recommend you take whatever amount of time you need to feel comfortable with the material. Check out our guide: How to Pass the Insurance Exam.
How much does the Wyoming insurance license cost?
The total cost for your insurance course, application, and exam will be about $375. If you don’t pass the exam the first time, you must add $113 for each subsequent attempt. There is also a $39 fee for fingerprinting and background check. The license expires every two years and requires paying a renewal fee.
How do I get a life insurance license in Wyoming?
If you want to become a licensed life insurance agent in Wyoming, you need to complete a pre-license course, pass the state exam, undergo a fingerprint-based background check, apply for a license, and pay the fee. Once you complete these steps, you will be ready to sell life insurance products (sickness variable life, term life, etc.) in Wyoming.
How do I get a property and casualty license in Wyoming?
To become a licensed property and casualty agent in Wyoming, you need to complete a pre-license course, pass the state exam, get a fingerprint-based background check, apply for a license, and pay the fee. After completing these steps, you will be able to sell property casualty personal lines in Wyoming.
Do I need business insurance in Wyoming?
If you are operating a business based in Wyoming, it is recommended that you obtain Wyoming business insurance. Some types of insurance are also mandatory in Wyoming, such as workers’ compensation for your employees and commercial auto for your vehicles. By getting business insurance, you can protect your assets and operate safely.