How To Become An Insurance Agent In Utah


What Kind Of Agent Are You Going To Be?

A majority of people who are applying for their insurance license have a plan in already in place of where they are going to use it. If you don't yet have a plan on how you will be using your insurance license, this is the place to start. Here are some of the questions that you should ask yourself:
  • What type of insurance am I going to sell?
  • Am I starting my own agency or working inside of an existing agency? 
    • It may depend on how your agency is set up to tell you what type of licenses you need to hold.
  • What types of licenses does my company require me to hold? 

How To Get Your Insurance License In Utah


1. Pre-Exam Education

The first step in getting a Utah insurance license is passing your license exam. So why do we say the first step is pre-license education? The reason is simple. We want you to pass your test the first time you take it. These courses or study materials are not a required step in getting your insurance license in Alaska, but they are highly recommended.

Most applicants choose to take these courses online, as it fits their schedule better, but there are also in-person courses available. You should choose which format in which to take your courses based on your preferred method of learning. The goal isn't just to get the courses out of the way, it's to prepare you to pass your license exam on the first attempt.


For pre-license education products and courses, StateRequirement recommends:

2. Insurance License Exams

The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each combined line of insurance you wish to carry.

The Property line and Casualty line are combined

This is a proctored test, which means that you will be in a controlled environment with a person watching over you. For people who haven't tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam.

The fee for each attempt of the exams is as follows:

  • Life & Accident & Health: $74
  • Property & Casualty: $74
  • Life: $59
  • Accident and Health: $59
  • Property: $59
  • Casualty: $59

When you show up you must have a photo ID any other documents that the testing facility has asked you to bring.

Each of the combined line exams consists of one hundred (100) questions, and you have one hundred fifty (150) minutes to complete them. The minimum score to pass each test is 70% correct answers.

For much more information on the exams, reference the PSI Exams Utah Insurance Examinations Candidate Information Bulletin. This document also includes Utah Insurance License Exam Content Outlines.

Check out our Insurance Exam Guide. It's extremely in-depth, and will hopefully help you pass the first time.

Insurance license tests are intentionally difficult, but not impossible by any means. You should study to the point of comfortability with the information before you attempt the test. Failing the exam isn't the end of the world, but keep in mind that you will need to pay the fee each time you attempt the test.

Note: StateRequirement recommends that you study for one exam at a time, then after passing, starting on your next line. The exams are difficult enough on their own without confusing information from one line to another.

You may register to take your exams on the PSI Exams Utah Insurance page.

Note: When registering for exams with PSI, be sure to ask them about fingerprinting, as this is part of your next step.

3. License Application

Once you have completed your exams, you are now ready to apply for your license. PSI Exams should have a kiosk at their location for you to apply for your license at. Since you cannot have your fingerprints taken until you have applied, we highly recommend that you apply while you are still at the PSI Exams center.

If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines.

The fee for an online application $75.

If you wish to add a line of authority to your license at a later date, there is a $25 amendment fee.

Fill out and submit your online application on the Sircon Utah Insurance page.

4. Fingerprinting And Background Check

The state of Utah requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. For more information on this topic, call the Department of Insurance at (801) 538-3855 or email the Insurance Department.

You must schedule your fingerprinting appointment with the PSI Exams.

You may not do your fingerprints before applying, so plan to take care of all of these procedures at the PSI Exams location.

The fee for the fingerprinting is $32, plus a $20 vendor fee, for a total cost of $52. When completed, the documents will be automatically forwarded to the licensing department.

5. Application Review

Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check initiated by the application will also be reviewed.

If everything is to acceptable standards your license should be issued quickly. If there are any items from your background check that need to be reviewed, it may slow down the process of issuance. If this is the case, the state may contact you to provide context to the issues that they have run into.

After submitting your application, the review process should take between five and ten (5-10) business days. After it is complete, you will receive an email from the license department with verification that your license has been issued.

Use the Sircon Producer Edge Tool to print a copy of your license.


You've done the work, put in the time and effort, and now hold the key to your own success!  We're proud of you. Take five (5) minutes and celebrate.

Utah Department Of Insurance Contact Information

Mailing Address:

Utah Insurance Department
State Office Building Ste 3110
Capitol Hill Complex
450 N State St
Salt Lake City, Utah 84114-6901

Phone: (801) 538-3855
Fax: (801) 538-3830
Email: [email protected]

Information on this page has been gathered by a multitude of sources and was most recently updated in April 2019.

Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. Huge Hammer LLC and its members and affiliates are not responsible for any losses, monetary or otherwise. For more information, please contact your state's authority on insurance. Disclosure: StateRequirement has an affiliation with Kaplan Education company, and may receive compensation based on user activity on this site. We truly believe that Kaplan offers excellent products and services, and compliments the mission of StateRequirement.