How To Become An Insurance Adjuster In South Carolina
Updated: March 30, 2021|
Updated: March 30, 2021|
There are four main types of insurance adjusters: staff adjuster, independent adjuster, catastrophe adjuster, and public adjuster.
Each of these positions accomplishes essentially the same task: assess the damage to property brought about by some event and make an evaluation of what monetary value the insurance claim should carry.
The big difference between these different types of adjusters is who pays them, and in the case of the public adjuster, who they are advocating for. Staff, independent, and catastrophe adjusters all require the same type of license, while a public adjuster license is a little different in its specifications.
This article will cover a standard insurance claims adjuster license (sometimes known as an independent adjuster license), not a public adjuster license.
Preparation for this exam is not something to take lightly, as the average pass rate of insurance exams nationwide is around 55% for first-time test-takers, and even less for any following attempts. We want you to pass your test the first time you take it.
Studying for this exam can take many different forms. The most common way to get prepared is to take an online study course. These courses are generally comprised of video and text with short knowledge quizzes to make sure you have a comprehensive understanding.
A slightly more minimal approach would be to purchase a state-specific study guide. These guides give you all of the facts that you need to pass the exam and maybe a bit less expensive than a course. They are, however, quite long and densely packed books, so be sure you are ready to tackle this task.
You should choose the method that fits best for you. Some people learn best out of a book, while others take in information better through video and short text. Remember, the goal is to pass your exam on the first attempt, so pick your best path forward and study hard.
The next step after completing all your coursework is to take and pass the South Carolina Insurance Adjuster License exams. Depending on the lines of authority you wish to carry, you may need to take more than one exam.
This is a proctored test, which means that you will be in a controlled environment with a person watching over you. For people who haven’t tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam. When you arrive at the exam location you must have a photo ID any other documents that the testing facility has asked you to bring.
South Carolina offers Property, Casualty, Surety, and Marine Insurance Adjuster line, Crop Hail Insurance Adjuster line, Workers Compensation Insurance Adjuster line, Personal Lines Adjuster and Commercial Lines Adjuster.
An outline of included subjects for these exams can be found here:
Each attempt of the exam costs $45 and will be paid when you make your reservation.
A total score of 70% or more is required to pass this test. For more information on the scoring of the exam, we will quote the PSI South Carolina Department of Insurance Licensing Examination Candidate Information Bulletin
Your score will be given to you immediately following completion of the examination. In order to pass the examination, you must achieve a minimum score of 70%. The following summary describes the score reporting process:
– If you pass, you will immediately receive a successful notification
– If you do not pass, you will receive a diagnostic report indicating your strengths and weaknesses by examination type with the score report
Insurance license tests are intentionally difficult, but not impossible by any means. You should study to the point of comfortability with the information before you attempt the test. Failing the exam isn’t the end of the world, but keep in mind that you will need to pay the fee each time you attempt the test.
You may register to take your exams and find more information on the PSI South Carolina Insurance page or by calling (800) 733-9267.
Once you have completed all your coursework and passed the examination, you are now ready to apply for your license.
The fee for an application is $80.
Apply online with the South Carolina Insurance Adjuster License Application.
You must also complete the South Carolina Law Enforcement Division (SLED) report.
You may select to have the South Carolina Department of Insurance pull your SLED report when completing the online application.
The fee to pull a SLED report is $26.
Once you have submitted your application and have completed all the other requirements, your license application will be reviewed by the state. This process generally takes about three to five (3-5) business days. Depending on the results of your background check, the Department of Insurance may request more information or documentation.
Visit South Carolina License Lookup to determine if your license has been issued.
You’ve done the work, put in the time and effort, and now hold the key to your own success! We’re proud of you. Take five (5) minutes and celebrate.
South Carolina Department of Insurance
P.O. Box 100105
Columbia, South Carolina 29202
Phone: (803) 737-6160
Fax: (803) 737-6231
Email: [email protected]
Information on this page has been gathered by a multitude of sources and was most recently updated in February 2021.
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