Keeping your Rhode Island adjuster license in good standing with the state is simple.
This article gives step-by-step instructions on how to complete your continuing education and renewal application in the state of Rhode Island.
How To Renew Your Rhode Island Insurance Adjuster License
Rhode Island adjuster license renewal is required of all license-holders every two (2) years before the expiration date. The expiration date of your license is set as the last day of your birth month.
If you were born in an even-numbered year, then your license will need to be renewed in even numbered years. If you were born in an odd numbered year, then you will renew in odd numbered years.
Your license expiration date is not affected by the date in which you originally obtained your license. With that being the case, your first renewal period may not be a full two years.
Follow these simple steps to renew your Rhode Island adjuster license:
Step 1. Complete Your Rhode Island Adjuster Continuing Education
In Rhode Island, you are required to complete a total of twenty-four (24) hours of continuing education (CE), including three (3) hours of ethics coursework, to upkeep your adjuster license.
Your continuing education hours are completed by taking adjuster CE courses. These courses are generally held online and taken on a self-paced basis.
There are some instances where you may find in-person continuing education courses available, so find what suits you best and get your hours in before your expiration date.
It’s best to finish your continuing education courses at least a week before your expiration date. This will give the CE company time to report your hours to the Rhode Island Department of Insurance.
Most CE providers use your license number and NPN number to automatically report your CE hours to the state. If you take an in-person course or an online class from a lesser-known company, be sure to ask if they report your hours when your course is completed.
If you’re not sure what your license number or NPN number is, use the Rhode Island Insurance License Lookup tool.
Step 2. Apply for your Rhode Island Adjuster License Renewal
After you have completed your adjuster continuing education, you will renew your Rhode Island adjuster license online through an application on NIPR’s website.
There is an $120 fee to renew your Alabama adjuster license.
After you complete your renewal application, the Rhode Island Insurance Department will email you once your license renewal has been approved or if you need to submit other documents.
You are not required to retake the adjuster license exam on renewal, although your continuing education course may require you to take a short knowledge quiz to complete your CE hours.
Renewal After Expiration
If you find yourself in a situation where your expiration date has passed, but you haven’t yet renewed, you may still be able to renew. This comes down to how much time has lapsed since your expiration date.
Within 30 Days
If you complete your continuing education and renewal application within 30 days after your expiration date, you will only need to pay the $120 renewal fee, plus a $40 late penalty fee, for a total of $160 in fees.
Over 30 Days
If your license is not renewed by the last day of your birth month or your 30 day grace period the license will then expire and have a 365 day reinstatement period from the last day of your birth month with a $160 fee.
Rhode Island Adjuster License Continuing Education Requirements
You must complete:
- Twenty-Four (24) total hours of continuing education
- Three (3) hours of the total must be in the subject of Ethics
You can find how many hours you have completed using the NAIC Adjuster Continuing Education Lookup tool.
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Rhode Island Department of Insurance Contact Information
Rhode Island Department of Business Regulation
1511 Pontiac Avenue
Cranston, Rhode Island 02920
Phone: (401) 462-9500
Information on this page has been gathered by a multitude of sources and was most recently updated in March 2021.
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