Real Estate License Reciprocity and Portability
Updated: March 26, 2021|
Updated: March 26, 2021|
You just got going with your exciting new real estate career and are connecting with clients, building a strong professional reputation, and networking with others in the real estate industry. Everything that will set you up for a successful career!
Suddenly a change in plans means that you are planning your own move to another state. You are now the home buyer, looking for the best area to live in your new city. You worry that your path as a real estate agent has to come to a screeching halt. Don’t worry–the steps to transfer your real estate license to your new state are likely easier than you think.
Yes, real estate licenses transfer to other states but you may still be required to complete paperwork, pass a real estate exam, or even retake real estate courses. The most important thing to learn is what the process is like in your new state.
The two main options include:
Reciprocity: A state allows a real estate licensee from another state to get a license in their new state as long as they meet all state requirements.
Portability: A state allows a real estate licensee from another state to conduct business in their state without being licensed in that state. There can be limitations on the specific circumstances when license portability is allowed. These are denoted by the terms cooperative state, physical location state, and turf state.
Because real estate licenses are given by each state, the steps to get a license when you move are determined by your new home state. Real estate license reciprocity and portability regulations can shorten or even eliminate some licensing requirements.
For information about state real estate license requirements, StateRequirement recommends:
Find out the reciprocity and portability options available in your state. You should look for the requirements in the state where you want to get a license, not the state where you currently hold a license.
Can I transfer my real estate license to another state? This real estate license reciprocity chart can give you all of the information you need for your state and guide you to additional resources when you are ready to apply.
Reciprocity: States allow licensees from another state to apply for a license in their state with an expedited process.
Portability: States allow licensees from another state to conduct business in their state with their out-of-state license following certain provisions.
|State||Has Full, Partial, or Conditional Reciprocity With:||Portability Category||References|
|Alabama||All states||Cooperative||Alabama Real Estate Commission|
|Alaska||All states||Physical Location||Alaska Real Estate Commission|
|Arizona||No reciprocity||Cooperative||State of Arizona Dept. of Real Estate|
|Arkansas||Alabama, Colorado, Florida, Georgia, Iowa, Kansas, Louisiana, Mississippi, Nebraska, New York, Ohio, Oklahoma, Pennsylvania, South Dakota, Washington, West Virginia||Physical Location||Arkansas Real Estate Commission|
|California||No reciprocity||Physical Location||California Department of Real Estate|
|Colorado||All states||Cooperative||Colorado Dept. of Regulatory Agencies|
|Connecticut||Alabama, Colorado, Florida, Georgia, Illinois, Indiana, Massachusetts, Mississippi, Nebraska, New York, Ohio, Oklahoma, Rhode Island||Cooperative||Connecticut State Dept. of Consumer Protection|
|Delaware||All states||Physical Location||Delaware Division of Professional Regulation|
|Florida||Alabama, Arkansas, Connecticut, Georgia, Illinois, Mississippi, Nebraska, Rhode Island||Physical Location||Florida Dept. of Business & Professional Regulation|
|Georgia||All states||Cooperative||Georgia Real Estate Commission & Appraisers Board|
|Hawaii||No reciprocity||Physical Location||Hawaii Department of Commerce and Consumer Affairs|
|Idaho||No reciprocity||Physical Location||Idaho Real Estate Commission|
|Illinois||Colorado, Connecticut, Florida, Georgia, Indiana, Iowa, Nebraska, Wisconsin,||Physical Location||Illinois Dept. of Financial & Professional Regulation|
|Indiana||No reciprocity||Cooperative||Indiana Real Estate Commission|
|Iowa||Arkansas, Georgia, Louisiana, Massachusetts, Minnesota, Mississippi, North Dakota||Physical Location||Iowa Professional Licensing Bureau|
|Kansas||No reciprocity||Cooperative||Kansas Real Estate Commission|
|Kentucky||All states||Cooperative||Kentucky Real Estate Commission|
|Louisiana||Alabama, Arkansas, Colorado, Georgia, Iowa, Mississippi, New Mexico, Oklahoma, Pennsylvania||Cooperative||Louisiana Real Estate Commission|
|Maine||All states||Physical Location||State of Maine Professional & Financial Regulation|
|Maryland||Pennsylvania, Oklahoma||Cooperative||Maryland Dept. of Labor|
|Massachusetts||Colorado, Connecticut, Georgia, Iowa, Mississippi, Nebraska, New Mexico, Pennsylvania, Rhode Island, Tennessee, West Virginia, Oklahoma, New York, Maine, New Hampshire||Cooperative||Commonwealth of Massachusetts Division of Professional Licensure|
|Michigan||No reciprocity||Physical Location||Michigan Dept. of Licensing and Regulatory Affairs|
|Minnesota||Colorado, Iowa, Nebraska, North Dakota, Oklahoma, South Dakota, Wisconsin||Physical Location||Minnesota Dept. of Commerce|
|Mississippi||All states||Cooperative||Mississippi Real Estate Commission|
|Missouri||No reciprocity||Cooperative||Missouri Real Estate Commission|
|Montana||No reciprocity||Physical Location||Montana Board of Realty Regulation|
|Nebraska||No reciprocity||Turf State||Nebraska Real Estate Commission|
|Nevada||Arizona, Colorado, Delaware, Idaho, Kentucky, Louisiana, Minnesota, Texas, Utah, West Virginia; Broker-only: California, Connecticut, Washington DC, Florida, Maine, Maryland, Michigan, New Jersey, New Mexico, New York, Ohio, Oregon, Pennsylvania, Rhode Island, Virginia||Cooperative||State of Nevada Dept. of Business and Industry, Real Estate Division|
|New Hampshire||Massachusetts, Maine, Vermont, Georgia||Cooperative||New Hampshire Real Estate Commission|
|New Jersey||No reciprocity||Turf State||State of New Jersey Dept. of Banking & Insurance|
|New Mexico||Massachusetts, Louisiana, Georgia||Turf State||New Mexico Real Estate Commission|
|New York||Arkansas, Colorado, Connecticut, Georgia, Massachusetts, Mississippi, Oklahoma, Pennsylvania, West Virginia||Physical Location||New York State Dept. of State, Division of Licensing Services|
|North Carolina||No Reciprocity||Cooperative||North Carolina Real Estate Commission|
|North Dakota||Georgia, Iowa, Minnesota||Cooperative||North Dakota Real Estate Commission|
|Ohio||Arkansas, Colorado, Connecticut, Mississippi, Nebraska, Oklahoma, West Virginia, Wyoming||Cooperative||Ohio Dept. of Commerce|
|Oklahoma||Alabama, Arkansas, Iowa, Louisiana, Maryland, Nebraska, North Dakota, South Dakota, West Virginia||Cooperative||Oklahoma Real Estate Commission|
|Oregon||Alabama, Georgia, Nebraska, South Dakota||Cooperative||Oregon Real Estate Agency|
|Pennsylvania||Arkansas, Georgia, Louisiana, Maryland, Massachusetts, New York||Turf State||Pennsylvania Real Estate Commission|
|Rhode Island||Connecticut, Massachusetts||Cooperative||State of Rhode Island Dept. of Business Regulation, Division of Commercial Licensing|
|South Carolina||Georgia||Cooperative||South Carolina Real Estate Commission|
|South Dakota||No reciprocity||Cooperative||South Dakota Dept. of Labor & Regulation|
|Tennessee||No reciprocity||Cooperative||Tennessee Dept. of Commerce & Insurance|
|Texas||No reciprocity||Cooperative||Texas Real Estate Commission|
|Utah||Georgia, Mississippi||Cooperative||Utah Dept. of Commerce, Division of Real Estate|
|Vermont||No reciprocity||Physical Location||Vermont Office of Professional Regulation|
|Virginia||All states||Physical Location||Virginia Dept. of Professional and Occupational Regulation|
|Washington||No reciprocity||Cooperative||Washington State Dept. of Licensing|
|West Virginia||All states||Physical Location||West Virginia Real Estate Commission|
|Wisconsin||Illinois, Indiana||Physical Location||State of Wisconsin Dept. of Safety and Professional Services|
|Wyoming||No reciprocity||Cooperative||Wyoming Real Estate Commission|
If your new state offers reciprocity, they will provide the steps to transfer your real estate license through the reciprocity option as well as the documentation required. The most common supplemental materials that regulatory authorities ask for include:
To apply for reciprocity, complete each step of your state’s reciprocal application process, such as the below step-by-step guide.
Step 1: Research your new state’s requirements. These requirements will dictate your follow-on steps, which often include the ones listed below.
Step 2: Complete a reciprocal license application. You will need to provide information such as your full legal name, social security number, and residency information.
Step 3: Submit all required supplemental documentation. Some states use an online portal, while others rely on mail-in or email applications.
Step 4: Pay applicable fees.
Step 5: Take the state-specific portion of your real estate license exam, if required by your new state. Make sure that your scores are reported to your new state’s licensing authority.
Step 6: Receive your reciprocal license in your new state and get to work as a real estate agent!
Some states do not have standing reciprocal agreements with other states, but do have a waiver application process. If your current real estate education and license credentials satisfy their state requirements, the state authority may agree to waive certain requirements for you to apply for a new license.
You may also see the term “equivalent real estate license” or “license recognition.” In these cases, you can get a real estate license in your new state without retaking all of your pre-licensing education. You may need to take an abbreviated course, provide additional references, or pass an exam instead.
Yes, you can use the states’ reciprocity agreement to do business in additional states and get a real estate license. Some agents choose to pursue licenses in multiple states, while others opt to specialize in their local area. In cities that span two states, such as Washington, DC (Maryland and Virginia) and Kansas City (Kansas and Missouri), it is more common for real estate agents to be licensed and do business in both states.
Real estate is a customizable career, offering options to real estate agents who want to build their business and client list.
Most states offer a version of reciprocity or an abbreviated application process for those with a valid real estate license from another state. A few states, however, require all new licensees to pass their state real estate exam and complete their real estate pre-licensing education. For example, Texas real estate license reciprocity is not offered. Instead, all applicants “must satisfy all current Texas licensing requirements,” according to the Texas Real Estate Commission.
Whether you just need to take the state portion of the real estate exam or complete all licensing steps, you likely already have a lot of the required knowledge to be an outstanding agent in your new state. It can be helpful to spend additional time preparing for the state portion of the real estate exam, however, since local and state laws can vary.
If your state does require that you retake certain courses or you need to take additional courses, you can use your practical experience to get the most from your required classes. You will be able to ask in-depth questions from experienced instructors and apply your new knowledge to your real estate career right away.
Reciprocity applies to those currently holding a real estate license in one state who want to get a new real estate license from another state. Reciprocal states will recognize the licenses granted by another state. The license holder may need to take some additional steps to get licensed, such as filing paperwork, paying state fees, or taking a state exam. In a few cases, they need to take shortened versions of the state real estate courses.
Not all states offer reciprocity. Among the states that do, most offer partial reciprocity or only offer reciprocity to licensees from certain states. A few do have reciprocity agreements with all states. These are often states that are nearby or states that have similar licensing requirements.
Reciprocity is most often pursued by those moving to a new state permanently. For example, Realtor Joe Smith lives in the Washington D.C. metro area. He is considering a move from Bethesda, Maryland to nearby Fairfax, Virginia. As a real estate agent, he is worried that he will need to complete extensive coursework to get his license in his new home state of Virginia.
Virginia offers reciprocity with all states. All Joe needs to do to become a licensed real estate agent in his new home state is pass the state portion of the Virginia real estate license exam, provide course completion certificates documenting his 60 hours in his “Principles of Real Estate” course that he took to get his license in Maryland, and provide a letter certifying his Maryland license.
For real estate agents interested in representing a client on one transaction in another state, getting a new state license may not make sense. It can be costly and take time, even in those states that do offer reciprocity. Another option is to use state’s license portability procedures.
Portability allows real estate agents licensed in one state to conduct business in another state, as long as they follow specific provisions. The three types of portability setups are:
Cooperative: The state allows out-of-state licensed real estate agents to represent a client in the state. Out-of-state agents usually need to have a written agreement with an agent licensed in that state.
Physical Location: The state allows out-of-state licensed real estate agents to represent a client in their state as long as they remain remote and do not physically come to the state to conduct the transaction.
Turf State: The state does not allow out-of-state licensed real estate agents to represent any clients in their state. Real estate agents can pursue a state license or refer clients to agents licensed in that state.
The state real estate regulatory authority determines which type of portability is allowed in their state. Make sure that you research the real estate license requirements for the state where you would like to do business, not just the state where you currently hold a license.
Portability is a great way for experienced agents to continue working with clients even when they move to another state. In our example, Real Estate Agent Joe Smith is now licensed in Virginia. He has worked with a couple to buy and sell multiple homes as he grew his business. They decide to move to nearby North Carolina, which does not have reciprocity with any state. Joe still wants to live and work in Virginia, but would also like to help his long-time clients find their next home. Under the portability regulations in North Carolina, Joe is able to work with his clients as long as he has a written agreement with a real estate agent licensed in North Carolina.
Becoming a successful real estate agent takes time and skill. As your real estate business grows, you may find additional opportunities in nearby states or even across the country. Your know-how of real estate license reciprocity and portability regulations will ensure that you are ready to take the next step in your real estate career.
Information on this page has been gathered by a multitude of sources and was most recently updated on March 2021.
Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. StateRequirement is not affiliated with any state, government, or licensing body. For more information, please contact your state's authority on insurance.
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