How To Become An Insurance Agent In North Dakota

North Dakota

What Kind Of Agent Are You Going To Be?

A majority of people who are applying for their insurance license have a plan in already in place of where they are going to use it. If you don't yet have a plan on how you will be using your insurance license, this is the place to start. Here are some of the questions that you should ask yourself:
  • What type of insurance am I going to sell?
  • Am I starting my own agency or working inside of an existing agency? 
    • It may depend on how your agency is set up to tell you what type of licenses you need to hold.
  • What types of licenses does my company require me to hold? 

How To Get Your Insurance License In North Dakota


1. Pre-Exam Education

The first step in getting a North Dakota insurance license is passing your license exam. So why do we say the first step is pre-license education? The reason is simple. We want you to pass your test the first time you take it. These courses or study materials are not a required step in getting your insurance license in Alaska, but they are highly recommended.

Most applicants choose to take these courses online, as it fits their schedule better, but there are also in-person courses available. You should choose which format in which to take your courses based on your preferred method of learning. The goal isn't just to get the courses out of the way, it's to prepare you to pass your license exam on the first attempt.


For pre-license education products and courses, StateRequirement recommends:

2. Insurance License Exams

The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each line of insurance you wish to carry.

This is a proctored test, which means that you will be in a controlled environment with a person watching over you. For people who haven't tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam.

The fee for each attempt of the exams is $86. When you show up you must have a photo ID any other documents that the testing facility has asked you to bring.

North Dakota is unique in that all of its exams are broken into two parts (General Knowledge and State Specific), and can be taken separately if preferred. The cost for each part of the exam if taken separately is $70. We recommend that you take the full exam, and only use this feature if you need to retake only one part of the test.

The Property exam and the Casualty exam are both ninety (90) questions. You have one hundred fifty (150) minutes to complete each exam.

The Life & Annuity exam and the Accident & Health exam are also ninety (90) questions. For these two exams, you have one hundred forty (140) minutes to complete all of the questions.

PSI Exams offers content outlines for each of these exams. Be sure to study them prior to testing:

North Dakota Property Insurance License Examination Content Outline

North Dakota Casualty Insurance License Examination Content Outline

North Dakota Life & Annuity Insurance License Examination Content Outline

North Dakota Accident & Health Insurance License Examination Content Outline

Check out our Insurance Exam Guide. It's extremely in-depth, and will hopefully help you pass the first time.

3. Fingerprinting And Background Check

The state of North Dakota requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. For more information on this topic, call the Department of Insurance at (701) 328-2440 or email the Insurance Department.

You must schedule your fingerprinting appointment with the PSI Exams.

The fee for the fingerprinting is $40, plus a $28 transaction fee, for a total cost of $68. When completed, they will send the results directly to the Insurance Department.

4. License Application

After passing your exams and fingerprinting, the next step is to apply for your license. If you have more than one line of authority that you passed the test for, be sure to apply for all of those lines.

The fee for an online application is $100, plus a $5 NIPR fee, for a total of $105.

Fill out your online application on the NIPR North Dakota page.

5. Application Review

Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.

If everything is to acceptable standards your license should be issued quickly. If there are any items from your background check that need to be reviewed, it may slow down the process of issuance. If this is the case, the state may contact you to provide context to the issues that they have run into.

After submitting your application, it will take about two (2) weeks for the state to review your background information. After this review, they will send you an email confirming your license has been issued. The email will also provide you with your new license number.


You've done the work, put in the time and effort, and now hold the key to your own success!  We're proud of you. Take five (5) minutes and celebrate.

North Dakota Department Of Insurance Contact Information

Mailing Address:

North Dakota Insurance Department
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Phone: (701) 328-2440
Fax: (701) 328-4880
Email: [email protected]

Information on this page has been gathered by a multitude of sources and was most recently updated in April 2019.

Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. Huge Hammer LLC and its members and affiliates are not responsible for any losses, monetary or otherwise. For more information, please contact your state's authority on insurance. Disclosure: StateRequirement has an affiliation with Kaplan Education company, and may receive compensation based on user activity on this site. We truly believe that Kaplan offers excellent products and services, and compliments the mission of StateRequirement.