Getting your insurance license is the first step to becoming an insurance agent in North Dakota. Life insurance, car insurance, home insurance, or business insurance all require a license to sell in any state.


    How To Get Your Insurance License In North Dakota

    Follow our step-by-step guide to get your insurance license in North Dakota.


    Step 1

    Step 1. Which Types of Insurance Licenses Do You Need?

    Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get.

    These are examples of the types of insurance policies you can sell with each type of license:

    Most insurance agents choose to get both of these licenses, but if you will only sell one type of policy then you just need to choose which license fits your needs.


    Step 2

    Step 2. Insurance Pre-Exam Education

    After you’ve determined which licenses you need, it’s time to begin studying for the North Dakota insurance exams.

    North Dakota does not require you to take a certain amount of pre-license credits before testing. This means that studying for your exam is 100% up to you.

    Most folks choose to take an insurance pre-license course online. These courses are created specifically to give you the skills you need to pass the test. Others purchase books or other self-study tools to prepare themselves.

    It’s wise to take a week or so to dedicate to your study of this exam. If you don’t feel as though you’re a strong test taker, take a little longer, but don’t let it drag out for long. We want you to pass your test the first time you take it, and we know that you can do it.

    Recommended Course

    For insurance license exam courses and study tools, StateRequirement recommends:

    Step 3

    Step 3. North Dakota Insurance License Exams

    The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each line of insurance you wish to carry.

    This is a proctored test, which means that you will be in a controlled environment with a person watching over you. For people who haven’t tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam.

    The fee for each attempt of the exams is 49. When you show up you must have a photo ID any other documents that the testing facility has asked you to bring.

    North Dakota is unique in that all of its exams are broken into two parts (Part 1 is Product and Part 2 is Laws & Regulations). We recommend that you take the full exam, and only use this feature if you need to retake only one part of the test.

    The Property exam and the Casualty exam are both one hundred (100) questions. You have one hundred twenty-five (125) minutes to complete each exam.

    The Life & Annuity exam and the Accident & Health exam are one hundred (100) questions. For these two exams, you have one hundred twenty (120) minutes to complete all of the questions.

    Prometric offers content outlines for each of these exams. Be sure to study them prior to testing.

    Check out our Insurance Exam Guide. It’s extremely in-depth, and will hopefully help you pass the first time.


    Insurance license tests are intentionally difficult, but not impossible by any means. You should study to the point of comfortability with the information before you attempt the test. Failing the exam isn’t the end of the world, but keep in mind that you will need to pay the fee each time you attempt the test.


    StateRequirement recommends that you study for one exam at a time, then after passing, starting on your next line. The exams are difficult enough on their own without confusing information from one line to another.

    You may register to take your exams and find more information on the Prometric North Dakota Exams website. You may also check the North Dakota Insurance License Examination Candidate Information Bulletin.


    Step 4

    Step 4. Fingerprinting And Background Check

    The State of North Dakota requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. For more information on this topic, call the Department of Insurance at (701) 328-2440 or email the Insurance Department.

    You must schedule your fingerprinting appointment with Prometric.

    The fee for the fingerprinting is $41.25, plus a $28 transaction fee, for a total cost of $69.25. When completed, they will send the results directly to the Insurance Department.


    Step 5

    Step 5. License Application

    After passing your exams and fingerprinting, the next step is to apply for your license. If you have more than one line of authority that you passed the test for, be sure to apply for all of those lines.

    The fee for an online application is $100, plus a $5 NIPR fee, for a total of $105.

    Fill out your online application on the NIPR North Dakota page.


    Step 6

    Step 6. Application Review

    Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.

    If everything is to acceptable standards your license should be issued quickly. If there are any items from your background check that need to be reviewed, it may slow down the process of issuance. If this is the case, the state may contact you to provide context to the issues that they have run into.

    After submitting your application, it will take about two (2) weeks for the state to review your background information. After this review, they will send you an email confirming your license has been issued. The email will also provide you with your new license number.



    You’ve done the work, put in the time and effort, and now hold the key to your own success!  We’re proud of you. Take five (5) minutes and celebrate.

    After Licensing, What's Next?

    Now that you have your license, use the StateRequirement Job Board to find the opening to your new career.

    North Dakota Department Of Insurance Contact Information

    Mailing Address:

    North Dakota Insurance Department
    600 East Boulevard Avenue
    Bismarck, North Dakota 58505-0320

    Phone: (701) 328-2440

    Fax: (701) 328-4880

    Email: [email protected]


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    Information on this page has been gathered by a multitude of sources and was most recently updated in December 2020.

    Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. StateRequirement is not affiliated with any state, government, or licensing body. For more information, please contact your state's authority on insurance.

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