How To Renew Your Insurance License In North Carolina

Written by: Ethan Peyton

    North Carolina Insurance License Renewal

    In North Carolina, insurance licenses expire every two years. The expiration will be on the last day of your birth month, biennially. This means that if you were born in an even-numbered year, your license will always expire on the last day of your birth month in even-numbered years. If you obtained your license in an odd-numbered year but were born in an even-numbered year, your first license period may be longer than two years.

    There is no requirement to take another exam from the state, though depending on the format of your continuing education, it is possible that you may take a short knowledge test at the end of the course to be sure that you understand important insurance concepts, laws, and regulations.

    If this is the state you reside in, then renewing your license will also keep any non-resident license you have in good standing. You will still need to pay the license renewal fee for non-resident licenses held in other states.



    Step 1. North Carolina Insurance Continuing Education Requirements

    The State of North Carolina requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year compliance period. Three (3) of those hours must be in the subject of ethics. If you hold a property insurance line you must complete three (3) hours in the subject of flood insurance during your first compliance period and then again every four (4) years. Credits cannot include the same course taken repeatedly in one reporting period.

    Recommended Course

    For continuing education courses and credits, StateRequirement recommends: Kaplan Education Company


    It is recommended to complete all continuing education credits thirty (30) days prior to the expiration date of the license. This will give the CE provider time to report the successful completion to the department of insurance. Your CE courses can be taken at any time within your license term.

    If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you do not need to complete double the hours.

    You may take your continuing education courses either in person in a classroom setting or online as a self-paced course. The online courses usually require a reading of the subject at hand, then a test at the end.

    Upon completion of these courses, the company who you took the course should send the certificate of completion directly to the state. You should, however, print a copy of this certificate to keep in your records just in case there is a dispute later.



    Step 2. Renew Your Insurance License In North Carolina

    If you have a producer license, you do not have to submit an application for renewal in North Carolina. However, you must meet continuing education requirements to keep your license active.

    Brokers and other insurance licenses must be renewed annually by March 31. The renewal period begins sixty (60) days before March 31. Producer licenses expire at the end of your birth month. You may renew your North Carolina insurance license online through the National Insurance Producer Registry.

    There is a fee of $84 to renew your license.

    North Carolina Insurance License Lookup

    You can view your current accrued CE credits using the North Carolina State Information Center Insurance Licensing Search and Renewal tool.

    If you don’t know your insurance license number, you can inquire online through the North Carolina State Information Center.

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    North Carolina Department of Insurance Contact Information

    Mailing Address:

    North Carolina Department of Insurance
    Agent Services
    1204 Mail Service Center
    Raleigh, North Carolina 27699-1204

    Phone: (919) 807-6800

    Email: [email protected]


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    Information on this page has been gathered by a multitude of sources and was most recently updated in January 2021.

    Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. StateRequirement is not affiliated with any state, government, or licensing body. For more information, please contact your state's authority on insurance.

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