How to Get a Property and Casualty License in Nevada

Written by: Kevelyn Rodriguez

Cartoon woman holding Nevada property and casualty license

    Getting your Nevada property and casualty license is the first step toward becoming a P&C insurance agent in Nevada.

    The Nevada Division of Insurance requires you to complete a five-step process to obtain your property & casualty license – from taking the P&C insurance exam to applying for a P&C license.

    These steps will take a few weeks to complete so we recommend you bookmark this page so you can use it as a reference throughout the process.

     

    How to Get Your Nevada Property and Casualty Insurance License

    1. Complete a Nevada Pre-License Education Course (ExamFX – $189+)
    2. Take the Nevada Licensing Exam (Pearson VUE – $49)
    3. Get a Fingerprint-Based Background Check (IdentoGO – $60)
    4. Complete a Nevada License Application (Sircon – $185 application fee + $5.60 transaction fee)
    5. Watch for Your Application Results

     

    Steps to Get a Nevada Property and Casualty Insurance License

    Obtaining your Nevada P&C license is easy. Just follow these five simple steps to start your journey toward becoming a property and casualty insurance agent. Once you earn this license, check out our guide on how to get your Nevada life insurance license as well.

     

    Step 1: Complete a Nevada Pre-License Education Course

    Before you take the Nevada P&C insurance licensing exam, it’s important to make time to acquire the knowledge you’ll need to pass this exam on your first attempt. Completing a pre-license education course will equip you with the necessary information and tools you’ll need to prepare for your exam.

    While Nevada doesn’t have any formal pre-license education requirements, most insurance professionals opt to take a pre-license education course online. Pre-license education courses are self-paced and include study materials like practice exams and flashcards. Others purchase books or self-study materials to prepare themselves for the exam.

    A pre-license education course provides very specific industry knowledge that insurance professionals will encounter during the exam. There are very few questions on this test that you can answer with “common sense” information.

    You can complete insurance licensing courses on your own schedule and at your own pace when you choose online courses. Taking a pre-license education course will also give you a solid understanding of your duties as a P&C insurance agent.

    Recommended Course

    For Nevada insurance pre-license education courses and exam prep, StateRequirement recommends: ExamFX


    For 10% off, use code examfx@staterequirement.com at checkout!

     

    Step 2: Take the Nevada Licensing Exam

    After you complete a pre-licensing education course and/or your own independent study, it’s time to take the Nevada P&C license exam

    Nevada uses Pearson VUE as its official testing service for delivering licensure exams.

    The Nevada P&C insurance exam:

    • Includes a total of 141 scored questions that cover general and state-specific knowledge. The general knowledge questions deal with basic property and casualty insurance product knowledge. The state-specific questions cover P&C insurance concepts and terms, rules, regulations, and practices specific to Nevada.
    • Gives you 215 minutes to complete the test. The exam is a proctored test, meaning an official proctor will closely monitor you in a controlled environment.
    • Costs $49, a fee you must pay at the time of reservation by credit card, debit card, or voucher.

     

    Passing the Nevada P&C license exam can prove challenging, but taking an exam prep course and following a good study program can help prepare you to pass on your first attempt.

    If you happen to fail the Nevada P&C insurance exam, you can schedule a time to retake it as soon as 24 hours after your first attempt. There’s no limit to the number of attempts you can make on the same exam.

    Tip:

    Check out our in-depth insurance exam guide for tips to help you pass on the first attempt.

     

    Step 3: Get a Fingerprint-Based Background Check

    After you take the Nevada P&C license exam, you must get a fingerprint-based background check from IdentoGO.

    You must also submit a completed Fingerprint Background Waiver form. The Nevada Division of Insurance must receive this waiver before you submit your fingerprints. The fee for fingerprinting services is $60 to cover the cost of comparing your prints against criminal history records.

    To set up a fingerprinting appointment, go to the IdentoGO website or call (886) 761-8069.

    At your fingerprinting appointment, you’ll receive a receipt. Don’t throw it away! Keep the original receipt for your records and attach a copy to the license application you send to the Nevada Division of Insurance.

    You must complete your fingerprint-based background check and then submit a license application within six months of passing the P&C licensing exam or you’ll need to retake the exam.

     

    Step 4: Complete a Nevada License Application

    Once you pass the P&C insurance exam and complete a fingerprint-based background check, you can apply for your P&C insurance license.

    In Nevada, you must apply online via SirconThe application fee is $185 and the transaction fee is $5.60.

    The Nevada Division of Insurance will issue a P&C insurance license to individuals who are at least 18 years old and have passed the proper licensing exam. You should submit your completed license application within 12 months of passing the exam.

    To apply for a P&C insurance license in Nevada, make sure you comply with the insurance licensing requirements as defined under the Nevada Insurance Code.

    If you have any questions or need to forward supporting documents related to your license application, send them to nevada.licensing@doi.nv.gov.

     

    Step 5: Watch for Your Application Results

    After you complete the previous four steps, the Nevada Division of Insurance will review your application and fingerprint-based background check. This process usually takes one to five business days from the date you submit your application.

    Once it finishes reviewing your application, Sircon will email you with its decision. If you need to provide more information, a specialist will contact you.

    You can print your license from the Sircon website. There’s no charge to create an account. You can print your license for free within 30 days of its issuance, but a transaction fee will apply to licenses printed after the first 30 days. If you don’t remember your license number, you can find it by using Sircon’s Lookup License Number tool.

     

    Congratulations!

    You’re now ready to get started as a P&C insurance agent in Nevada.




    Next Steps After Securing Your Nevada Property and Casualty Insurance License

    Once you complete the above steps and have your Nevada P&C insurance license, here’s what you should pursue next.

     

    Get a Job in the Insurance Field

    Once you hold a P&C license, you can consider several different insurance-related careers. The P&C license gives you authorization within your state to sell P&C insurance policies and related products that’ll provide financial protection to your clients against loss or damage.

    You can find P&C insurance job postings on our Insurance Jobs Board.

    When applying for an insurance-related job, potential employers will request your license number and National Producer Number (NPN). You can request a letter of certification, which proves you have a P&C license in Nevada, by visiting the Sircon website. You’ll need to submit this letter along with your job applications.

     

    Complete Required Continuing Education Credits

    In Nevada, you must take 30 hours of continuing education (CE) courses every three years to renew your P&C license. Nevada CE requirements state that three of those hours must focus on ethics.

    If you have a non-resident license with good standing in your home state, you don’t need to take CE courses in Nevada.

    To avoid delays in renewing your license, you must complete the required CE hours at least 90 days before your license expires. The renewal fee is $185 and the late fee is $247.50.

    You can’t renew your license until you complete your CE hours and pay any outstanding fines.

    For more detailed information, check out how to renew your license with our Nevada insurance license renewal guide.




    Nevada Department of Business and Industry Contact Information

    Mailing Address:

    Division of Insurance
    1818 East College Parkway, Suite 103
    Carson City, NV 89706

    Phone: (775) 687-0700

    Fax: (775) 687-0787

    Email: nevada.licensing@doi.nv.gov

    Website: http://doi.nv.gov/

    License Search: Nevada Insurance License Search




    Nevada Property and Casualty License FAQ

    How much does it cost to get a property and casualty insurance license in Nevada?

    The total cost of getting a property and casualty (P&C) insurance license in Nevada is at least $488.60, but can exceed $500 based on the type of pre-license education course you choose.

    The costs include:

    • Insurance Pre-license Education Course Fee: $189+ via ExamFX
    • Exam Fee: $49 via Pearson VUE 
    • Fingerprint-Based Background Check Fee: $60 via IdentoGO
    • Application Fee: $185 application fee + $5.60 transaction fee via Sircon

     

    How long does it take to process a property and casualty insurance license application in Nevada?

    This process typically takes one to five business days. You’ll receive an email once Sircon reviews your application.

     

    Can I get a temporary property and casualty insurance agent license in Nevada?

    No. Nevada doesn’t provide a temporary property and casualty insurance agent license.

     

    Can I get an emergency property and casualty insurance agent license in Nevada? 

    No. An emergency license isn’t available for P&C insurance agents in Nevada.

     

    What can I sell with a property and casualty insurance license in Nevada?

    With a Nevada P&C license, you can sell insurance products like homeowners insurance, renters insurance, auto insurance, general liability insurance, and workers’ compensation policies.

     

    How much can you make with a property and casualty insurance license in Nevada?

    According to ZipRecruiter, P&C insurance agents earn an average salary of between $30,000 and $44,500+ per year. P&C insurance agents who sell homeowners and auto insurance also can earn a 5 percent to 20 percent commission based on policy premiums.

     

    What are the limitations of a Nevada property and casualty insurance license?

    Unless you have multiple licenses to sell various types of insurance products, having a Nevada P&C license only gives you the authority to negotiate and sell P&C insurance policies. You’ll need additional licenses to sell other types of insurance.

     

    Can I cancel my property and casualty license in Nevada?

    Yes. To cancel your license, fill out the Voluntary Surrender Request form and submit it to nevada.licensing@doi.nv.gov.

     

    How hard is it to get a property and casualty insurance license in Nevada?

    The process is quite simple! Follow the steps above and get started today!




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    Information on this page has been gathered by a multitude of sources and was most recently updated in July 2022.

    Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. StateRequirement is not affiliated with any state, government, or licensing body. For more information, please contact your state's authority on insurance.

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