How to Get a Property and Casualty License in Nebraska

Written by: Kevelyn Rodriguez

Cartoon woman holding Nebraska property and casualty license

    Getting your Nebraska property and casualty license is the first step toward becoming a P&C insurance agent in Nebraska.

    The Nebraska Department of Insurance requires you to complete a four-step process to obtain your property & casualty license – from taking the P&C insurance exam to applying for a P&C license.

    These steps will take a few weeks to complete so we recommend you bookmark this page so you can use it as a reference throughout the process.

     

    How to Get Your Nebraska Property and Casualty Insurance License

    1. Complete a Nebraska Pre-License Education Course (ExamFX – $189+)
    2. Take the Nebraska Licensing Exam (Prometric – $495)
    3. Complete a Nebraska License Application (National Insurance Producer Registry (NIPR) – $50 application fee + $5.60 transaction fee)
    4. Watch for Your Application Results

     

    Steps to Get a Nebraska Property and Casualty Insurance License

    Obtaining your Nebraska P&C license is easy. Just follow these four simple steps to start your journey toward becoming a property and casualty insurance agent. Once you earn this license, check out our guide on how to get your Nebraska life insurance license as well.

     

    Step 1: Complete a Nebraska Pre-License Education Course

    Before you take the Nebraska P&C insurance licensing exam, it’s important to make time to acquire the knowledge you’ll need to pass this exam on your first attempt. Completing a pre-license education course will equip you with the necessary information and tools you’ll need to prepare for your exam.

    While Nebraska doesn’t have any formal pre-license education requirements, most insurance professionals opt to take a pre-license education course online. Pre-license education courses are self-paced and include study materials like practice exams and flashcards. Others purchase books or self-study materials to prepare themselves for the exam.

    A pre-license education course provides very specific industry knowledge that insurance professionals will encounter during the exam. There are very few questions on this test that you can answer with “common sense” information.

    You can complete insurance licensing courses on your own schedule and at your own pace when you choose online courses. Taking a pre-license education course will also give you a solid understanding of your duties as a P&C insurance agent.

    Recommended Course

    For Nebraska insurance pre-license education courses and exam prep, StateRequirement recommends: ExamFX


    For 10% off, use code examfx@staterequirement.com at checkout!

     

    Step 2: Take the Nebraska Licensing Exam

    After you complete a pre-licensing education course and/or your own independent study, it’s time to take the Nebraska P&C license exam.

    Nebraska uses Prometric as its official testing service for delivering licensure exams.

    The Nebraska P&C insurance exam:

    • Includes a total of 150 scored questions across 10 sections. Those sections cover insurance regulations, general insurance concepts, P&C insurance basics, various P&C policy types, and other coverages and options.
    • Gives you 150 minutes to complete the test. The exam is a proctored test, meaning an official proctor will closely monitor you in a controlled environment.
    • Costs $49, a fee you must pay at the time of reservation by credit card, debit card, or voucher.

    Passing the Nebraska P&C license exam can prove challenging, but taking an exam prep course and following a good study program can help prepare you to pass on your first attempt.

    If you happen to fail the Nebraska P&C insurance exam, you must repeat the licensing process. Prometric electronically notifies the Nebraska DOI of your test results within 48 hours.

    Tip:

    Check out our in-depth insurance exam guide for tips to help you pass on the first attempt.

     

    Step 3: Complete a Nebraska License Application

    Once you pass the P&C insurance exam, you can apply for your P&C insurance license.

    In Nebraska, you must apply online via the NIPRThe application fee is $50 and the transaction fee is $5.60.

    Please allow two to three days for Prometric to transmit your exam results to the Nebraska DOI before applying.

    The Nebraska DOI will issue a P&C insurance license to individuals who are at least 18 years old and have passed the proper licensing exam. You should submit your completed license application within 12 months of passing the exam.

    To apply for a P&C insurance license in Nebraska, make sure you comply with the insurance licensing requirements as defined under the Nebraska Rules and Regulations.

    If you have any questions or need to forward supporting documents related to your license application, send them to DOI.Licensing@Nebraska.gov.

     

    Step 4: Watch for Your Application Results

    After you complete the previous three steps, the Nebraska DOI will review your application. This process usually takes two to three business days from the date you submit your application.

    Two or three days after you submit your application, you can check the National Association of Insurance Commissioners (NAIC) State Based Systems (SBS) Nebraska Lookup tool to see if the Nebraska DOI issued your license.

    You can print your license from the NAIC SBS License Manager page. There’s no charge to create an account or print a license. If you don’t remember your license number, you can find it by using the NAIC SBS Lookup Search tool.

     

    Congratulations!

    You’re now ready to get started as a P&C insurance agent in Nebraska.




    Next Steps After Securing Your Nebraska Property and Casualty Insurance License

    Once you complete the above steps and have your Nebraska P&C insurance license, here’s what you should pursue next.

     

    Get a Job in the Insurance Field

    Once you hold a P&C license, you can consider several different insurance-related careers. The P&C license gives you authorization within your state to sell P&C insurance policies and related products that’ll provide financial protection to your clients against loss or damage.

    You can find P&C insurance job postings on our Insurance Jobs Board.

    When applying for an insurance-related job, potential employers will request your license number and National Producer Number (NPN). You can request a letter of certification, which proves you have a P&C license in Nebraska, by visiting the NAIC SBS License Manager page.

     

    Complete Required Continuing Education Credits

    In Nebraska, you must take 24 hours of continuing education (CE) courses every two years to renew your P&C license. Nebraska CE requirements state that three of those hours must focus on ethics.

    If you have a non-resident license with good standing in your home state, you don’t need to take CE courses in Nebraska.

    To avoid delays in renewing your license, you must complete the required CE hours at least 90 days before your license expires. The renewal fee is $50 and the late fee is $90.

    You can’t renew your license until you complete your CE hours and pay any outstanding fines.

    For more detailed information, check out how to renew your license with our Nebraska insurance license renewal guide.




    Nebraska Department of Insurance Contact Information

    Mailing Address:

    P.O. Box 95087
    Lincoln, NE 68509-5087

    Phone: (402) 471-4913

    Fax: (402) 471-4610

    Email: DOI.Licensing@Nebraska.gov

    Website: https://doi.nebraska.gov/

    License Search: Nebraska Insurance License Search




    Nebraska Property and Casualty License FAQ

    How much does it cost to get a property and casualty insurance license in Nebraska?

    The total cost of getting a property and casualty (P&C) insurance license in Nebraska is at least $293.60, but can reach nearly $500 based on the type of pre-license education course you choose.

    The costs include:

    • Insurance Pre-license Education Course Fee: $189+ via ExamFX
    • Exam Fee: $49 via Prometric
    • Application Fee: $50 application fee + $5.60 transaction fee via the NIPR

     

    How long does it take to process a property and casualty insurance license application in Nebraska?

    This process typically takes two to three business days. Two or three days after you submit your application, you can check the NAIC SBS Lookup Search tool to see if the Nebraska DOI issued your license.

     

    Can I get a temporary property and casualty insurance agent license in Nebraska?

    No. Nebraska no longer issues temporary insurance licenses.

     

    Can I get an emergency property and casualty insurance agent license in Nebraska? 

    No. An emergency license isn’t available for property and casualty insurance agents in Nebraska.

     

    What can I sell with a property and casualty insurance license in Nebraska?

    With a Nebraska P&C license, you can sell insurance products like homeowners insurance, renters insurance, auto insurance, general liability insurance, and workers’ compensation policies.

     

    How much can you make with a property and casualty insurance license in Nebraska?

    According to ZipRecruiter, P&C insurance agents earn an average salary of between $30,000 and $44,500+ per year. P&C insurance agents who sell homeowners and auto insurance also can earn a 5 percent to 20 percent commission based on policy premiums.

     

    What are the limitations of a Nebraska property and casualty insurance license?

    Unless you have multiple licenses to sell various types of insurance products, having a Nebraska P&C license only gives you the authority to negotiate and sell P&C insurance policies. You’ll need additional licenses to sell other types of insurance.

     

    Can I cancel my property and casualty license in Nebraska?

    Yes. To cancel your license, email an attached letter with your name, license number, and signature to DOI.Licensing@Nebraska.gov.

     

    How hard is it to get a property and casualty insurance license in Nebraska?

    The process is quite simple! Follow the steps above and get started today!




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    Information on this page has been gathered by a multitude of sources and was most recently updated in July 2022.

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