Getting your Mississippi property and casualty license is the first step toward becoming a P&C insurance agent in Mississippi.

The Mississippi Insurance Department requires you to complete a four-step process to obtain your property & casualty license – from taking the P&C insurance exam to applying for a P&C license.

These steps will take a few weeks to complete so we recommend you bookmark this page so you can use it as a reference throughout the process.

Property and Casualty Insurance License Mississippi

Obtaining your Mississippi P&C license is easy. Just follow these four simple steps to start your journey toward becoming a property and casualty insurance agent. Once you earn this license, check out our guide on how to get your Mississippi life insurance license as well.

Step 1: Complete a Mississippi Pre-License Education Course

Before you take the Mississippi P&C insurance licensing exam, it’s important to make time to acquire the knowledge you’ll need to pass this exam on your first attempt. Completing a pre-license education course will equip you with the necessary information and tools you’ll need to prepare for your exam.

Mississippi requires a total of 40 hours of pre-license education for a combination of both the P&C lines of authority. A pre-license education course provides very specific industry knowledge that insurance professionals will encounter during the exam. There are very few questions on this test that you can answer with “common sense” information.

You can complete insurance licensing courses on your own schedule and at your own pace when you choose online courses. Taking a pre-license education course will also give you a solid understanding of your duties as a P&C insurance agent.

Step 2: Take the Mississippi Licensing Exam

After you complete a pre-licensing education course and/or your own independent study, it’s time to take the Mississippi P&C license exam.

Mississippi uses Pearson VUE as its official testing service for delivering licensure exams.

The Mississippi P&C insurance exam:

• Includes a total of 90 scored questions that cover seven sections, including types of property and casualty policies, P&C related terms and concepts, P&C policy provisions, and P&C insurance laws specific to Mississippi.
• Gives you 150 minutes to complete the test. The exam is a proctored test, meaning an official proctor will closely monitor you in a controlled environment.
• Costs $52, a fee you must pay at the time of reservation by credit card, debit card, or voucher.

Passing the Mississippi P&C license exam can prove challenging, but taking an exam prep course and following a good study program can help prepare you to pass on your first attempt.

If you happen to fail the Mississippi P&C insurance exam, you must wait one day before scheduling a reexamination.

Step 3: Complete a Mississippi License Application

Once you pass the P&C insurance exam, you can apply for your P&C insurance license.

In Mississippi, you must apply online via Sircon or the NIPR. The application fee is $100 and the transaction fee is $5.60 (for both Sircon and NIPR). You also must pay a $1 online application fee if you apply via the NIPR.

The Mississippi Insurance Department will issue a P&C insurance license to individuals who are at least 18 years old and have passed the proper licensing exam. You should submit your completed license application within 12 months of passing the exam.

To apply for a P&C insurance license in Mississippi, make sure you comply with the insurance licensing requirements as defined under the Mississippi Producer Licensing Uniformity Act.

If you have any questions or need to forward supporting documents related to your license application, send them to Licensing@mid.ms.gov.

Step 4: Watch for Your Application Results

After you complete the previous three steps, the Mississippi Insurance Department will review your application. The process usually takes three to five business days from the date you submit your application.

After the Mississippi Insurance Department completes its review, you’ll receive an email regarding the issuance of your license.

You can print your license from the Sircon or NIPR websites. There’s no charge to create an account or print a license. To search for or manage your license, visit the Mississippi Insurance Department’s Individual and Entity Licensing Search page.

Congratulations!

You’re now ready to get started as a P&C insurance agent in Mississippi.

Next Steps After Securing Your Mississippi Property and Casualty Insurance License

Once you complete the above steps and have your Mississippi P&C insurance license, here’s what you should pursue next.

Get a Job in the Insurance Field

Once you hold a P&C license, you can consider several different insurance-related careers. The P&C license gives you authorization within your state to sell P&C insurance policies and related products that’ll provide financial protection to your clients against loss or damage.

You can find P&C insurance job postings on our Insurance Jobs Board.

When applying for an insurance-related job, potential employers will request your license number and National Producer Number (NPN). You can request a letter of certification, which proves you have a P&C license in Mississippi, by visiting the Sircon website. You’ll need to submit this letter along with your job applications.

Complete Continuing Education and Renew Your License

If you have a Mississippi insurance license in effect for 19 to 24 months, you must take 24 hours of continuing education (CE) every two years to renew your license. Mississippi CE requirements state that three of those hours must focus on ethics. If you’re approaching your first renewal with a license active for 13 to 18 months, you only need to take 12 hours of CE courses.

If you have a non-resident license in good standing with your home state, you don’t need to take CE courses in Mississippi.

To find out if you need to take Mississippi courses, go to the Sircon website and click on the “Continuing Education Transcript Inquiry” option.

You must complete your required CE hours at least 90 days before your license expires. Renew your license via Sircon or the NIPR. The renewal fee is $100 plus a $1 fee for online applications.

For more detailed information, check out how to renew your license with our Mississippi insurance license renewal guide.

Mississippi Insurance Department Contact Information

Mailing Address:

P.O. Box 79
Jackson, MS 39205-0079

Phone: (601) 359-3582

Email: licensing@mid.ms.gov 

Website: http://www.mid.ms.gov/ 

License Search: Mississippi Individual and Entity Licensing Search