How To Become An Insurance Agent In Mississippi

Missisippi

What Kind Of Agent Are You Going To Be?

A majority of people who are applying for their insurance license have a plan in already in place of where they are going to use it. If you don't yet have a plan on how you will be using your insurance license, this is the place to start. Here are some of the questions that you should ask yourself:

  • What type of insurance am I going to sell?
  • Am I starting my own agency, or working inside of an existing agency? 
    • It may depend on how your agency is set up to tell you what type of licenses you need to hold.
  • What types of licenses does my company require me to hold? 

Answering these questions should give you tell you the types of insurance licenses you need. If you are still unsure of which lines to pursue, you can always ask the folks in the state licensing office at 601-359-3582 or email the license department.

How To Get Your Insurance License In Mississippi

 Pre-License Education

The first step in getting a Mississippi insurance license is taking pre-license education courses. These are state required courses pertaining to the subject matter that will be on the license exam. To fill the pre-license requirement, you must complete a certain amount of credit hours depending on the lines of authority (types of licenses) you wish to attain.

For each line of authority that you wish to receive, you must complete twenty (20) hours of pre-licensing.  This means that if you are interested in Property and Casualty, you will complete forty (40) hours of education.  This is the same with Life, Accident, & Health. You will receive a certificate upon completion of the course. Keep this certificate, as you will need it when taking your exam.

Most applicants choose to take these courses online, as it fits their schedule better, but there are also in person courses available. You should choose which format in which to take your courses based on your preferred method of learning. The goal isn't just to get the courses out of the way, it's to prepare you to pass your license exam on the first attempt.

StateRequirement recommends Kaplan Education Company for all pre-license education courses.

You can find a list course of approved Mississippi pre-license education providers on the Sircon Mississippi Education Search Tool.

 Insurance License Exams

The next step after completing all of your pre-license coursework is to take the insurance exam. You will take one exam for each line of insurance you wish to carry. Life, Accident, & Health (LA&H) and Property & Casualty (P&C) are a total of four lines, but they are given in two exams.

This is a proctored test, which means that you will be in a controlled environment with a person watching you. For people who haven't tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam.

The fee for each attempt of the exams is $52. When you show up you must have a photo ID and the original pre-license education certificate.

You must achieve 70% correct answers to pass the Property & Casualty exam, and 65% correct answers to pass the Life and Accident & Health exam.

Be sure to study the Pearson Vue Mississippi Insurance Exam Content Outlines before studying for the tests.

Check out our Insurance Exam Guide. It's extremely in-depth, and will hopefully help you pass the first time.

Insurance license tests are intentionally difficult, but not impossible by any means. You should study to the point of comfortability with the information before you attempt the test. Failing the exam isn't the end of the world, but keep in mind that you will need to pay the fee each time you attempt the test.

Note: StateRequirement recommends that you study for one exam at a time, then after passing, starting on your next line. The exams are difficult enough on their own without confusing information from one line to another.

You may register to take your exams and find more information on the Pearson Vue Mississippi Insurance site.

Find more information about the exams in the Pearson Vue Mississippi Insurance Candidate Handbook.

 License Application

Once you have completed your exams, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines.

The fee for an online application is $100, plus a small service fee. If you wish to add a line of authority to your license at a later date, there will be a $25 amendment fee.

Be sure to apply for all of the lines that you passed an exam for.

Fill out your online application on either the Sircon Mississippi page or the NIPR Mississippi page.

 Application Review

Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.

If everything is to acceptable standards your license should be issued quickly. If there are any items from your background check that need to be reviewed, it may slow down the process of issuance. If this is the case, the state may contact you to provide context to the issues that they have run into.

Your application will take three to five (3-5) business days to be reviewed. After the review is complete you will receive an email from the license department regarding your license issuance.

Congratulations!

You've done the work, put in the time and effort, and now hold the key to your own success!  We're proud of you. Take five (5) minutes and celebrate.

Mississippi Department Of Insurance Contact Information

Mailing Address:

Mississippi Insurance Department
P.O. Box 79
Jackson, MS 39205-0079
Phone: 601-359-3582
Fax: 601-359-1951
Email: [email protected]
Website: http://www.mid.ms.gov

Information on this page has been gathered by a multitude of sources, and was most recently updated in February 2018.

Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. Huge Hammer LLC and its members and affiliates are not responsible for any losses, monetary or otherwise. For more information, please contact your state's authority on insurance.

Disclosure: StateRequirement has an affiliation with Kaplan Education company, and may receive compensation based on user activity on this site. We truly believe that Kaplan offers excellent products and services, and compliments the mission of StateRequirement.