Michigan Insurance License Renewal
In Michigan, all insurance licenses are perpetual, except Surplus Lines. Producer licenses remain in good standing as long as the continuing education requirements are met.
There is no requirement to take another exam from the state, though depending on the format of your continuing education, it is possible that you may take a short knowledge test at the end of the course to be sure that you understand important insurance concepts, laws, and regulations.
If this is the state you reside in, then renewing your license will also keep any non-resident license you have in good standing. You will still need to pay the license renewal fee for non-resident licenses held in other states.
Step 1. Michigan Insurance Continuing Education Requirements
Michigan requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two years. If the credits aren’t completed, the license will be suspended. Three (3) of those hours must be in the subject of ethics. The rest of the continuing education credits can be electives.
Tip:It is recommended to complete all continuing education credits thirty (30) days prior to the expiration date of the license. This will give the CE provider time to report the successful completion to the department of insurance. Your CE courses can be taken at any time within your license term.
If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you do not need to complete double the hours.
You may take your continuing education courses either in person in a classroom setting or online as a self-paced course. The online courses usually require a reading of the subject at hand, then a test at the end.
Upon completion of these courses, the company who you took the course should send the certificate of completion directly to the state. You should, however, print a copy of this certificate to keep in your records just in case there is a dispute later.
Step 2. Renew Your Insurance License In Michigan
Although you don’t have to renew most licenses in Michigan, you do have to keep your continuing education credits current every two years. You must complete the credits by the first day of your birth month at the end of the two-year cycle.
There is no fee to renew your license as long as you keep your continuing education requirements filled.
Michigan Insurance License Lookup
You can view your current accrued CE credits using the Michigan Insurance Agent Locator tool. You can also find the insurance license number using this online tool.
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Michigan Department of Insurance Contact Information
Department of Insurance and Financial Services
530 West Allegan Street
Lansing, Michigan 48933
Phone: (517) 284-8800
Information on this page has been gathered by a multitude of sources and was most recently updated in January 2021.
Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. StateRequirement is not affiliated with any state, government, or licensing body. For more information, please contact your state's authority on insurance.
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