How To Renew Your Insurance License In Maryland

Written by: Ethan Peyton

    Maryland Insurance License Renewal

    In Maryland, insurance licenses expire every two years. The expiration will be on the last day of your birth month, biennially, based on the anniversary of your original license year. This means that if you were licensed on an even-numbered year, your license will expire on the last day of your birth month in the next even-numbered year.

    There is no requirement to take another exam from the state, though depending on the format of your continuing education, it is possible that you may take a short knowledge test at the end of the course to be sure that you understand important insurance concepts, laws, and regulations.

    If this is the state you reside in, then renewing your license will also keep any non-resident license you have in good standing. You will still need to pay the license renewal fee for non-resident licenses held in other states.



    Step 1. Maryland Insurance Continuing Education Requirements

    The State of Maryland requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two year renewal period. Three (3) of those hours must be in the subject of ethics or consumer protection. Credits cannot include the same course taken repeatedly in one reporting period.

    A licensed insurance producer who possesses a license to sell property or casualty insurance and who sells flood insurance is required to obtain at least two (2) hours of continuing education that directly relates to flood insurance.

    A licensed insurance producer who possesses a license to sell health insurance and who sells long-term care insurance must obtain at least two (2) hours of continuing education that directly relates to long-term care insurance.

    Correspondence courses for continuing education are acceptable so long as the course has been approved by the Maryland Insurance Administration.

    Producers who have held a license for 25 consecutive years must complete eight (8) hours of CE per renewal period. However, they may have the continuing education requirement waived entirely upon request and with approval from the Maryland Insurance Administration.

    Recommended Course

    For continuing education courses and credits, StateRequirement recommends: Kaplan Education Company


    It is recommended to complete all continuing education credits thirty (30) days prior to the expiration date of the license. This will give the CE provider time to report the successful completion to the department of insurance. Your CE courses can be taken at any time within your license term.

    If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you do not need to complete double the hours.

    You may take your continuing education courses either in person in a classroom setting or online as a self-paced course. The online courses usually require a reading of the subject at hand, then a test at the end.

    Upon completion of these courses, the company who you took the course should send the certificate of completion directly to the state. You should, however, print a copy of this certificate to keep in your records just in case there is a dispute later.



    Step 2. Renew Your Insurance License In Maryland

    After you have completed your continuing education and you are within 90 days of your license expiration, you may renew your Maryland insurance license online by using the Maryland State Information Center Insurance Licensing Search and Renewal tool.

    You may also print a paper renewal form from the National Association of Insurance Commissioners.

    There is a fee of $69 per application to renew your license.

    Once this process is complete, your license will be renewed and your new expiration date will be two years from your previous expiration date.

    Maryland Insurance License Lookup

    You can view your current accrued CE credits using the Maryland State Information Center Insurance Licensing Search and Renewal tool.

    If you don’t know your insurance license number, you can inquire online through the Maryland State Information Center.

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    Maryland Department of Insurance Contact Information

    Mailing Address:

    Maryland Insurance Administration
    200 Saint Paul Place, Suite 2700
    Baltimore, Maryland 21202

    Phone: (410) 468-2000



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    Information on this page has been gathered by a multitude of sources and was most recently updated in January 2021.

    Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. StateRequirement is not affiliated with any state, government, or licensing body. For more information, please contact your state's authority on insurance.

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