Getting your Louisiana insurance license is the first step to becoming an insurance agent in Louisiana. Whether you’re interested in selling property and casualty insurance, life insurance, health insurance, or any combination of those lines of authority, this article has the information you need to get started.

    The Louisiana Department of Insurance has a 6-step process to getting your insurance license. We’ll walk you through step-by-step; from the license application to insurance test prep, to the Louisiana insurance exam, and beyond.

    This guide has everything you need to know to get your Louisiana insurance license quickly and easily.

     

    How To Get Your Louisiana Insurance License

    Getting your insurance license in Louisiana is easy! Just follow our step-by-step guide. Be sure to bookmark this page so that you can visit it again throughout this process.

     

    Step 1

    Step 1. Which Insurance Licenses Do You Need?

    The first step to getting your insurance license is choosing which licenses you need. The most common licenses new insurance agents get are the property & casualty license (P&C)life and health insurance license (L&H).

    The types of insurance products and policies you’ll be selling will determine which licenses you need. Here are some examples of the types of policies you can market with each license:

     

    Most insurance agents and producers choose to get both P&C and L&H licenses, but if you plan on specializing in only one category then you don’t need every license.

    Insurance adjusters require a separate license. You can find more information on becoming an insurance adjuster here: Louisiana Insurance Adjuster License

    Note:

    If you plan on specializing as a life insurance agent, then you may also need to hold a certain FINRA securities license.

     

    Step 2Step 2. Louisiana Insurance Pre-License Education

    After you’ve determined which licenses you need, you must now take your Louisiana insurance pre-license education courses.

    Most folks choose to take their insurance pre-license course online. These courses are created specifically to give you the skills you need to pass the test. The types of licenses you choose (also known as “lines of authority”) will determine which courses you take.

    Each line of authority in Louisiana requires twenty (20) hours of pre-license education. This means that if you wish to get a Property and Casualty license, you must take forty (40) hours of pre-licensing, and for Life, Accident, and Health you must also take forty (40) hours.

    You will receive a certificate upon completion of the course. Keep this certificate, as you will need it when taking your exam.

    Recommended Course

    For required insurance pre-license courses and exam prep, StateRequirement recommends:

     

    Step 3Step 3. Louisiana Insurance License Exam

    The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each line of insurance you wish to carry. Life, Health, & Accident (LH&A) and Property & Casualty (P&C) lines are combined exams in Louisiana, so you only have to take two tests if you wish to attain all of these lines of authority: Property, Casualty, Life, and Health & Accident.

    This is a proctored test, which means that you will be in a controlled environment with a person watching over you. For people who haven’t tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam.

    The fee for each attempt of the exams is $65 (one exam per combined lines of authority). When you show up you must have a photo ID any other documents that the testing facility has asked you to bring.

    Both the Life, Health & Accident and the Property & Casualty exams, contain one hundred fifty (150) questions and have a time limit of one hundred sixty (160) minutes. A minimum score of 70% correct answers is required to pass each exam.

    PSI Exams offers content outlines for each of the exams:

    Louisiana Life, Health & Accident Insurance License Examination Content Outline

    Louisiana Property & Casualty Insurance License Examination Content Outline

    Check out our Insurance Exam Guide. It’s extremely in-depth, and will hopefully help you pass the first time.

     

    Insurance license tests are intentionally difficult, but not impossible by any means. You should study to the point of comfortability with the information before you attempt the test. Failing the exam isn’t the end of the world, but keep in mind that you will need to pay the fee each time you attempt the test.

    Tip:

    StateRequirement recommends that you study for one exam at a time, then after passing, starting on your next line. The exams are difficult enough on their own without confusing information from one line to another.

    Check out our review of the Kaplan Insurance Course.

    You may register to take your exams and find more information on the PSI Exams Louisiana Insurance page. PSI Exams provides more testing information on their Louisiana Insurance License Examination Candidate Information Bulletin.

    Tip:

    When contacting PSI Exams about your testing, also ask them about their fingerprinting services, as this is your next step.

     

    Step 4Step 4. Fingerprinting And Background Check

    The State of Louisiana requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. For more information on this topic, call the Louisiana Department of Insurance at (225) 342-0860 or email the department.

    Your fingerprints will be done through PSI Exams, so when you are scheduled to take an exam, have your fingerprinting done on the same day.

    The fee for fingerprint services is $58. Your fingerprints will be submitted automatically to the Louisiana Insurance Department.

     

    Step 5Step 5. Louisiana Insurance License Application

    After you have completed your exams and fingerprinting, the next step is to apply for your license. If you have more than one line of authority that you have taken the education for, be sure to apply for all of those lines.

    The fee for an online application is $75 per combined line, plus a $5 NIPR fee, for a total of $80.

    Apply for your license online on the NIPR Louisiana Insurance page.

     

    Step 6Step 6. Application Review

    Once you have submitted your application and passed your exams, your license application will be reviewed by the state. Your background check will also be reviewed.

    If everything is to acceptable standards your license should be issued quickly. If there are any items from your background check that need to be reviewed, it may slow down the process of issuance. If this is the case, the state may contact you to provide context to the issues that they have run into.

    After applying for the license, the best way to check if it has been issued is to call the licensing department at (225) 342-0860.

     

    Congratulations!

    You’ve done the work, put in the time and effort, and now hold the key to your own success!  We’re proud of you. Take five (5) minutes and celebrate.




    After Getting Your Louisiana Insurance License

    Once you’ve passed your exams and completed the licensing application, you are now a licensed insurance agent in Louisiana. A common question we hear is, “I have my insurance license, now what?” Here are a few things you can do or need to know:




    Louisiana Department Of Insurance Contact Information

    Mailing Address:

    Louisiana Department of Insurance
    P.O. Box 94214
    Baton Rouge, Louisiana 70804

    Phone: (225) 342-0860

    Email: [email protected]

    Website: https://www.ldi.la.gov/

    License Search: Louisiana Insurance License Search and Lookup

     

    Louisiana Insurance License FAQ

    How long is the insurance license period in Louisiana?

    Two years. Learn more here: Louisiana Insurance License Renewal

     

    How long does it take to get an insurance license in Louisiana?

    2-8 weeks. The bulk of the time is spent studying for your Louisiana insurance exam. Some people study for as little as one week and feel comfortable taking the exam. We recommend you take whatever amount of time you need to feel comfortable with the material. Check out our guide: How to Pass the Insurance Exam

     

    How much does the Louisiana insurance license cost?

    The total cost for your insurance course, application, and exam will be about $375. If you don’t pass the exam the first time, add $65 for each subsequent attempt.

     

    How do I get a life insurance license in Louisiana?

    Follow the steps above. The licensing process is the same for all insurance agent and producer licenses.

     

    How do I get a property and casualty license in Louisiana?

    Follow the steps above. The licensing process is the same for all insurance agent and producer licenses.




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    Information on this page has been gathered by a multitude of sources and was most recently updated in April 2021.

    Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. StateRequirement is not affiliated with any state, government, or licensing body. For more information, please contact your state's authority on insurance.

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