How To Renew Your Insurance License In Kentucky

How to Renew Your Insurance License in Kentucky

In Kentucky, insurance licenses expire every two (2) years. The expiration will be on the last day of your birth month, biennially, based on the anniversary of your original license year. This means if you were licensed on an even-numbered year, your license will expire on the last day of your birth month in the next even-numbered year.

There is no requirement to take another exam from the state, though depending on the format of your continuing education, it is possible that you may take a short knowledge test at the end of the course to be sure that you understand important insurance concepts, laws, and regulations.

If this is the state you reside in, then renewing your license will also keep any non-resident license you have in good standing. You will still need to pay the license renewal fee for non-resident licenses held in other states.

Step 1

Step 1. Kentucky Insurance Continuing Education Requirements

The State of Kentucky requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two-year renewal period. Three (3) of those hours must be in the subject of ethics.

Recommended Course

For continuing education courses and credits, StateRequirement recommends:


It is recommended to complete all continuing education credits thirty (30) days prior to the expiration date of the license. This will give the CE provider time to report the successful completion to the department of insurance. Your CE courses can be taken at any time within your license term.

If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you do not need to complete double the hours.

You may take your continuing education courses either in person in a classroom setting or online as a self-paced course. The online courses usually require a reading of the subject at hand, then a test at the end.

Upon completion of these courses, the company who you took the course should send the certificate of completion directly to the state. You should, however, print a copy of this certificate to keep in your records just in case there is a dispute later.

Step 2

Step 2. Renew Your Insurance License In Kentucky

After you have completed your continuing education and you are within 90 days of your license expiration, you may renew your Kentucky insurance license online by using the National Insurance Producer Registry online registration.

The State of Kentucky encourages agents to renew their applications online, instead of using paper applications.

There is no fee to renew your license if you have an active appointment in Kentucky, although you may need to pay a processing fee through NIPR. If you do not have an active appointment in Kentucky, there is a fee of $40.00 to renew your license.

Once this process is complete, your license will be renewed and your new expiration date will be two years from your previous expiration date.

Kentucky Insurance License Lookup

You can view your current accrued CE credits using the Kentucky e-Services site.

If you don’t know your insurance license number, you can also find it online through the National Insurance Producer Registry.

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Kentucky Department of Insurance Contact Information

Mailing Address:

Kentucky Department of Insurance
P.O. Box 517
Frankfort, Kentucky 40602

Phone: (502) 564-6004

Email: [email protected]


Information on this page has been gathered by a multitude of sources and was most recently updated in July 2020.

Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. StateRequirement is not affiliated with any state, government, or licensing body. For more information, please contact your state's authority on insurance.

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