If you’re getting near your Iowa insurance license renewal date, keep your license active by taking your Iowa insurance continuing education (CE) courses in advance of your expiration date.
This guide will provide you all the information you need to ensure you fulfill your IA insurance license renewal and insurance CE requirements on time.
|Iowa Insurance License Renewal and CE Requirements|
|Expiration Time||Every 2 years|
|Required Continuing Education (CE)||36 credit hours|
|Renewal Cost||$50 per license + CE course cost|
|Recommended CE Course||Kaplan Education Company|
Iowa Insurance Continuing Education
In order to keep your Iowa insurance license in good standing with the state, you will need to renew your license by completing your Iowa Insurance CE requirements before your expiration date.
In Iowa, insurance licenses expire every three years. The expiration will be on the last day of your birth month every three years based on the anniversary of your original license year. This means that if you were licensed in an even-numbered year, your license will expire on the last day of your birth month in an odd-numbered year.
Iowa Insurance Continuing Education Courses
Insurance CE comes in many forms. Most folks nowadays choose to take a self-paced course online, but you can also complete your credit hours by attending an in-person class or even a scheduled online webinar.
For Iowa insurance CE courses and credits, StateRequirement recommends:
The most common method of continuing education today. These CE courses allow you to log in to an online platform any time of day to complete your credit hours. Most of these courses are a mixture of video and text combined with a knowledge exam at the end. Some platforms even allow you to take the course from your phone, which could be useful if you’re short on computer time.
This is how continuing education courses all began. Join your fellow insurance license holders for a live class taught by an industry professional. You may be able to find a “school” that provides all of your state’s required credits in a few full-day classes, or you might also take some shorter sessions to fill part of your requirements.
Scheduled Online Webinar
This is essentially the same as an in-person class, except you don’t have to travel away from your home or office. You will be taught by an instructor who will deliver the lesson at a specified time. Many webinars even allow you to interact with the instructor if you have specific questions.
Most courses certify completion by taking either a knowledge exam at the end or by counting attendance to all of the scheduled classes. If you want to save time, it’s best to go with a self-paced course. If you want no exam, try an in-person class or an online webinar.
Iowa Insurance Continuing Education Requirements
The Iowa Insurance Division requires that all insurance producers and agents complete their continuing education requirements before their expiration date. In Iowa, these requirements include:
- Thirty-six (36) total hours of Iowa insurance continuing education every renewal period, which is three (3) years
- Three (3) of those hours must be in the subject of ethics
- Eighteen (18) of those hours must be classroom education
If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you do not need to take double hours. Your total amount of CE credit hours due is still thirty-six (36).
Once you completed the insurance CE course, your CE course provider will send a certificate of completion to the Iowa Insurance Division. Make sure to keep a printed copy of your certificate for your records.
It is recommended to complete all continuing education credits 60 days prior to the expiration date of the license. This will give the CE provider time to report the successful completion to the department of insurance. Your CE courses can be taken at any time within your license term.
Iowa Insurance License Renewal
After you have completed your continuing education requirements, you may renew your Iowa insurance license to keep it active.
Follow the steps below to complete your Iowa insurance license renewal requirements ahead of your expiration date.
Step 1: Complete Iowa Insurance License Continuing Education
Follow the steps above to complete your required 36 hours of CE.
Step 2: Apply for Iowa Insurance License Renewal
According to the Iowa Insurance Division, you may renew your Iowa insurance license by logging into NIPR. Choose the account where you signed up for during your Iowa insurance license application.
NIPR charges $5.60 for processing. The Iowa Insurance Division provides no charge for processing, so it’s recommended to renew your license at least 60 days before your license expiration date.
Step 3: Pay the Iowa Insurance License Renewal Fee
The renewal fee is $50 per line of authority. There are no late renewal fees because Iowa doesn’t allow renewals after the expiration date. See below on what to do if your insurance license expires in Iowa.
Pay the renewal fees via NIPR by credit card, electronic check, or your chosen online payment system.
Once you complete the steps above before your expiration date, you can renew your license in Iowa.
You’ve taken the steps you need to take and now your license is good for another two years!
What Happens If My Insurance License Expires In Iowa?
In Iowa, the Iowa Insurance Division will send you via email a renewal notice approximately 60 days before your license expires.
There is no continuing education “grace period”. Not meeting your CE requirements prevents you from renewing your insurance license.
Once your license expiration date has passed, you must reinstate your license up to 12 months after the license expiration date. As long as you have fulfilled your CE requirements before the license expiration date, you can apply for reinstatement. Go to the NIPR Renewal Process. The reinstatement fee is $100, which you must pay along with the $50 renewal fee.
If you fail to meet the CE requirements before expiration, contact the Iowa Insurance Division on how to become compliant for reinstatement.
If you fail to apply for a reinstatement within 12 months of license expiration, then you must apply for a new license by retaking pre-licensing education and exam, and paying the initial license application fees. Go to NIPR Resident Licensing to apply for a new license.
Iowa Insurance License Lookup
You can look up the status of your Iowa insurance CE credits and Iowa insurance license renewal by using these resources:
- View your current accrued CE credits using the Iowa State-Based Systems – NAIC tool.
- Check your renewal status via NIPR.
- If you don’t know your insurance license number (National Producer Number or NPN), you can find your name via State-Based Systems Lookup Search. Select Iowa as your jurisdiction and Licensee Search Type. Enter your information and click Search.
Iowa Insurance Division Contact Information
Iowa Insurance Division
1963 Bell Avenue, Suite 100
Des Moines, IA 50315
Phone: (515) 654-6565
Fax: (515) 281-3059
Iowa Insurance License Renewal FAQ
How often do I need to renew my Iowa insurance license?
In Iowa, the expiration date or renewal date is most often based on the requirement to complete continuing education (CE) hours every three years. You must renew by this date and meet your CE hours. You can find out when you need to renew your insurance license on the front of the license itself. The expiration date will be printed directly on the license. Make sure that you renew your insurance before this date.
How much does it cost to renew my Iowa insurance license?
Iowa charges a $50 renewal fee + CE provider cost. Check on Iowa’s requirements to learn more about the costs you can expect to renew your insurance license. Renewing your insurance license through the NIPR (National Insurance Producer Registry) comes with a $5.60 processing fee.
What are the continuing education requirements for Iowa in renewing my insurance license?
You should check with the Iowa Insurance Division to determine how many hours you need and if there are restrictions on what kind of CE will be accepted. Continuing education topics include insurance policies, ethics, insurance law, and more. Some topics apply to all insurance agents, such as claims and tax updates. Other classes will be geared toward specific lines, such as property and casualty or life and health. See above to find out more about Iowa Insurance CE courses and requirements.
How do I document the completion of my continuing education courses?
Sending in course completion paperwork to the state is typically the responsibility of the course provider. As the individual taking the course, you will not need to send in documentation. If you want to check your continuing education progress and make sure that all completed courses are in your state file, you can use your state’s online system to look up license information, including continuing education completion.
What is NPN for an insurance agent?
You will need your National Producer Number, or NPN, to renew your insurance license. This number is assigned to each individual working in insurance when they are first licensed. If you are unsure of your NPN, you can look it up on the National Insurance Producer Registry using your license number or social security number.