How to Renew Your Insurance License in Tennessee

Written by: Ethan Peyton

Last updated:

If you’re getting near your Tennessee insurance license renewal date, keep your license active by taking your Tennessee insurance continuing education (CE) courses in advance of your expiration date.

This guide will provide you all the information you need to ensure you fulfill your TN insurance license renewal and insurance CE requirements on time.

Tennessee Insurance License Renewal and CE Requirements
Expiration TimeEvery 2 years
Required Continuing Education (CE)24 credit hours
Renewal Cost$60 per license + CE course cost
Recommended CE CourseKaplan Education Company

Tennessee Insurance Continuing Education

In order to keep your Tennessee insurance license in good standing with the state, you will need to renew your license by completing your Tennessee Insurance CE requirements before your expiration date.

In Tennessee, insurance licenses expire every two years. The expiration will be on the last day of your birth month, biennially, based on the anniversary of your original license year. This means that if you were licensed in an even-numbered year, your license will expire on the last day of your birth month in the next even-numbered year. Depending on when you got your license, your initial renewal period may be longer than the standard renewal period.

Tennessee Insurance Continuing Education Courses

Insurance CE comes in many forms. Most folks nowadays choose to take a self-paced course online, but you can also complete your credit hours by attending an in-person class or even a scheduled online webinar.

Self-paced Course

The most common method of continuing education today. These CE courses allow you to log in to an online platform any time of day to complete your credit hours. Most of these courses are a mixture of video and text combined with a knowledge exam at the end. Some platforms even allow you to take the course from your phone, which could be useful if you’re short on computer time.

In-person Class

This is how continuing education courses all began. Join your fellow insurance license holders for a live class taught by an industry professional. You may be able to find a “school” that provides all of your state’s required credits in a few full-day classes, or you might also take some shorter sessions to fill part of your requirements.

Scheduled Online Webinar

This is essentially the same as an in-person class, except you don’t have to travel away from your home or office. You will be taught by an instructor who will deliver the lesson at a specified time. Many webinars even allow you to interact with the instructor if you have specific questions.

Recommended Course

For Tennessee insurance CE courses and credits, StateRequirement recommends:

4.7 out of 5 starsKaplan Education Company

Tip: Most courses certify completion by taking either a knowledge exam at the end or by counting attendance to all of the scheduled classes. If you want to save time, it’s best to go with a self-paced course. If you want no exam, try an in-person class or an online webinar.

Tennessee Insurance Continuing Education Requirements

The Tennessee Department of Commerce and Insurance (TDCI) – Insurance Division requires that all insurance producers and agents complete their continuing education requirements before their expiration date. In Tennessee, these requirements include:

  • Twenty-four (24) total hours of insurance continuing education every renewal period, which is two (2) years
  • Three (3) of those hours must be in the subject of ethics or consumer protection
  • One-time three (3) hours of Flood Insurance Federal Reform of 2004 is required for Property or Casualty licensee


If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you do not need to take double hours. Your total amount of CE credit hours due is still twenty-four (24).

Once you completed the insurance CE course, your CE course provider will send a certificate of completion to the Tennessee Insurance Division. Make sure to keep a printed copy of your certificate for your records.


It is recommended to complete all continuing education credits 30 days prior to the expiration date of the license. This will give the CE provider time to report the successful completion to the department of insurance. Your CE courses can be taken at any time within your license term.

Tennessee Insurance License Renewal

After you have completed your continuing education requirements, you may renew your Tennessee insurance license to keep it active.

Follow the steps below to complete your Tennessee insurance license renewal requirements ahead of your expiration date.

Step 1: Complete Tennessee Insurance License Continuing Education

Follow the steps above to complete your required 24 hours of CE.

Step 2: Apply for Tennessee Insurance License Renewal

According to the Tennessee Insurance Division, you may renew your Tennessee insurance license by logging into NIPR. Choose the account where you signed up for during your Tennessee insurance license application.

NIPR charges $5.60 for processing. The Tennessee Insurance Division provides no charge for processing, so it’s recommended to renew your license more than 30 days before your license expiration date.

Step 3: Pay the Tennessee Insurance License Renewal Fee

The renewal fee is $60 per line of authority. To avoid paying late renewal fees, you must complete CE hours and apply for renewal at least 30 days before your license expires. The late fee is $120 per line of authority.

Pay the renewal fees via NIPR by credit card, electronic check, or your chosen online payment system.

Once you complete the steps above before your expiration date, you can renew your license in Tennessee.


You’ve taken the steps you need to take and now your insurance license is good for another two years!

What Happens If My Insurance License Expires In Tennessee?

In Tennessee, the Tennessee Insurance Division will send you via email a renewal notice within 90 days before your license expires. If you don’t renew your license on time, there will be a $120 late renewal fee.

There is no continuing education “grace period”. Not meeting your CE requirements prevents you from renewing your insurance license.

If you fail to renew your license before or on your license expiration date, you must apply for late renewal at NIPR within one year past your license expiration date and pay the $120 late renewal fee.

Tennessee Insurance License Lookup

You can look up the status of your Tennessee insurance CE credits and Tennessee insurance license renewal by using these resources:

  • View your current accrued CE credits using the Tennessee State-Based Systems – NAIC tool.
  • Check your renewal status via NIPR.
  • If you don’t know your insurance license number (National Producer Number or NPN), you can find it on the State-Based Systems Lookup Search. Select Tennessee as your jurisdiction and Licensee Search Type. Enter your information and click Search.

Tennessee Department of Commerce and Insurance – Insurance Division Contact Information

Mailing Address:
Tennessee Department of Commerce and Insurance
Insurance Division
500 James Robertson Pkwy
Nashville, TN 37243-0565

Phone: (615) 741-2241


Tennessee Insurance License Renewal FAQ

How often do I need to renew my Tennessee insurance license?

In Tennessee, the expiration date or renewal date is most often based on the requirement to complete continuing education (CE) hours every two years. You must renew by this date and meet your CE hours. You can find out when you need to renew your insurance license on the front of the license itself. The expiration date will be printed directly on the license. Make sure that you renew your insurance before this date.

How much does it cost to renew my Tennessee insurance license?

Tennessee charges a $60 renewal fee + CE provider cost. Check on Tennessee’s requirements to learn more about the costs you can expect to renew your insurance license. Renewing your insurance license through the NIPR (National Insurance Producer Registry) comes with a $5.60 processing fee.

What are the continuing education requirements for Tennessee in renewing my insurance license?

You should check with the Tennessee Department of Commerce and Insurance – Insurance Division to determine how many hours you need and if there are restrictions on what kind of CE will be accepted. Continuing education topics include insurance policies, ethics, insurance law, and more. Some topics apply to all insurance agents, such as claims and tax updates. Other classes will be geared toward specific lines, such as property and casualty or life and health. See above to find out more about Tennessee Insurance CE courses and requirements.

How do I document the completion of my continuing education courses?

Sending in course completion paperwork to the state is typically the responsibility of the course provider. As the individual taking the course, you will not need to send in documentation. If you want to check your continuing education progress and make sure that all completed courses are in your state file, you can use your state’s online system to look up license information, including continuing education completion.

What is NPN for an insurance agent?

You will need your National Producer Number, or NPN, to renew your insurance license. This number is assigned to each individual working in insurance when they are first licensed. If you are unsure of your NPN, you can look it up on the National Insurance Producer Registry using your license number or social security number.

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