How to Renew Your Insurance License in Delaware

Written by: Ethan Peyton

Last updated:

If you’re getting near your Delaware insurance license renewal date, keep your license active by taking your Delaware insurance continuing education (CE) courses in advance of your expiration date.

This guide will provide you all the information you need to ensure you fulfill your DE insurance license renewal and insurance CE requirements on time.

Delaware Insurance License Renewal and CE Requirements
Expiration TimeEvery 2 years
Required Continuing Education (CE)24 credit hours
Renewal Cost$100 per license + CE course cost
Recommended CE CourseKaplan Education Company

Delaware Insurance Continuing Education

In order to keep your Delaware insurance license in good standing with the state, you will need to renew your license by completing your Delaware Insurance CE requirements before your expiration date. 

In Delaware, insurance licenses expire every two years. The expiration will be on the last day of February of each even-numbered year, either February 28th or February 29th during a leap year. The renewal period begins on December 1st of each odd-numbered year.

Delaware Insurance Continuing Education Courses

Insurance CE comes in many forms. Most folks nowadays choose to take a self-paced course online, but you can also complete your credit hours by attending an in-person class or even a scheduled online webinar.

Self-paced Course

The most common method of continuing education today. These CE courses allow you to log in to an online platform any time of day to complete your credit hours. Most of these courses are a mixture of video and text combined with a knowledge exam at the end. Some platforms even allow you to take the course from your phone, which could be useful if you’re short on computer time.

In-person Class

This is how continuing education courses all began. Join your fellow insurance license holders for a live class taught by an industry professional. You may be able to find a “school” that provides all of your state’s required credits in a few full-day classes, or you might also take some shorter sessions to fill part of your requirements.

Scheduled Online Webinar

This is essentially the same as an in-person class, except you don’t have to travel away from your home or office. You will be taught by an instructor who will deliver the lesson at a specified time. Many webinars even allow you to interact with the instructor if you have specific questions.

Recommended Course

For Delaware insurance CE courses and credits, StateRequirement recommends:

4.7 out of 5 starsKaplan Education Company

Tip: Most courses certify completion by taking either a knowledge exam at the end or by counting attendance to all of the scheduled classes. If you want to save time, it’s best to go with a self-paced course. If you want no exam, try an in-person class or an online webinar.

Delaware Insurance Continuing Education Requirements

The Delaware Department of Insurance requires that all insurance producers and agents complete their continuing education requirements before their expiration date. In Delaware, these requirements include:

  • Twenty-four (24) total hours of insurance continuing education every renewal period, which is two (2) years
  • Three (3) of those hours must be in the subject of ethics or consumer protection


If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you do not need to take double hours. Your total amount of CE credit hours due is still twenty-four (24).

Once you completed the insurance CE course, your CE course provider will send a certificate of completion to the Delaware Department of Insurance. Make sure to keep a printed copy of your certificate for your records.


It is recommended to complete all continuing education credits 30 days prior to the expiration date of the license. This will give the CE provider time to report the successful completion to the department of insurance. Your CE courses can be taken at any time within your license term.

Delaware Insurance License Renewal

After you have completed your continuing education requirements, you may renew your Delaware insurance license to keep it active.

Follow the steps below to complete your Delaware insurance license renewal requirements ahead of your expiration date.

Step 1: Complete Delaware Insurance License Continuing Education

Follow the steps above to complete your required 24 hours of CE.

Step 2: Apply for Delaware Insurance License Renewal

According to the Delaware Department of Insurance, you may renew your Delaware insurance license by logging into NIPR. Choose the account where you signed up for during your Delaware insurance license application:

NIPR charges $5.60 for processing. The Delaware Department of Insurance provides no charge for processing, so it’s recommended to renew your license at least 30 days before your license expiration date.

Step 3: Pay the Delaware Insurance License Renewal Fee

The renewal fee is $100 per line of authority. To avoid paying late renewal fees, you must complete CE hours and apply for renewal at least 30 days before your license expires. The late fee is $200 per line of authority.

Pay the renewal fees via NIPR by credit card, electronic check, or your chosen online payment system.

Once you complete the steps above before your expiration date, you can renew your license in Delaware.


You’ve taken the steps you need to take and now your insurance license is good for another two years!

What Happens If My Insurance License Expires In Delaware?

In Delaware, the Delaware Department of Insurance will send you via email a renewal notice within 90 days before your license expires. If you don’t renew your license on time, there will be a $200 late renewal fee.

If you haven’t completed your CE requirements by February 28, you will pay the $200 CE late fee in addition to the late renewal fee. Not meeting your CE requirements prevents you from renewing your insurance license. Once your license expires, you will be subjected to late fines and not be able to transact business in the state.

Delaware Insurance License Lookup

You can look up the status of your Delaware insurance CE credits and Delaware insurance license renewal by using these resources:

  • View your current accrued CE credits using the Delaware State-Based Systems – NAIC tool.
  • Check your renewal status via NIPR.
  • If you don’t know your insurance license number (National Producer Number or NPN), you can find your name via State-Based Systems Lookup Search. Select Delaware as your jurisdiction and Licensee Search Type. Enter your information and click Search.
  • If you need proof that you have renewed your license in Delaware, you can ask for a letter of certification from the Delaware Department of Insurance by downloading and completing the Request for Letters of Certification/Clearance form. You will need to pay $5 per letter via check or money order. Send the form and payment to the Delaware Department of Insurance Producer Licensing Division.

Delaware Department of Insurance Contact Information

Mailing Address:
Delaware Department of Insurance
Producer Licensing Division
1351 West North Street 
Suite 101
Dover, DE 19904

Phone: (302) 674-7390

Fax: (302) 736-7906


Delaware Insurance License Renewal FAQ

How often do I need to renew my Delaware insurance license?

In Delaware, the expiration date or renewal date is most often based on the requirement to complete continuing education (CE) hours every two years. You must renew by this date and meet your CE hours. You can find out when you need to renew your insurance license on the front of the license itself. The expiration date will be printed directly on the license. Make sure that you renew your insurance before this date.

How much does it cost to renew my Delaware insurance license?

Delaware charges a $100 renewal fee + CE provider cost. Check on Delaware’s requirements to learn more about the costs you can expect to renew your insurance license. Renewing your insurance license through the NIPR (National Insurance Producer Registry) comes with a $5.60 processing fee.

What are the continuing education requirements for Delaware in renewing my insurance license?

You should check with the Delaware Department of Insurance and Financial Institutions (DIFI) to determine how many hours you need and if there are restrictions on what kind of CE will be accepted. Continuing education topics include insurance policies, ethics, insurance law, and more. Some topics apply to all insurance agents, such as claims and tax updates. Other classes will be geared toward specific lines, such as property and casualty or life and health. See above to find out more about Delaware Insurance CE courses and requirements.

How do I document the completion of my continuing education courses?

Sending in course completion paperwork to the state is typically the responsibility of the course provider. As the individual taking the course, you will not need to send in documentation. If you want to check your continuing education progress and make sure that all completed courses are in your state file, you can use your state’s online system to look up license information, including continuing education completion.

What is NPN for an insurance agent?

You will need your National Producer Number, or NPN, to renew your insurance license. This number is assigned to each individual working in insurance when they are first licensed. If you are unsure of your NPN, you can look it up on the National Insurance Producer Registry using your license number or social security number.

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