Connecticut Insurance Adjuster License

Written by: Kevelyn Rodriguez

Last updated:

You can obtain your Connecticut adjuster license by completing three quick steps:

  1. Study for the adjuster exam with the help of a pre-exam course.
  2. Take a Connecticut Pearson VUE adjuster exam line and achieve a passing grade.
  3. File your application to the Connecticut Insurance Department.

In this article, we offer everything you need to know in order to get started, helping you find the best way of getting your Connecticut insurance adjuster license.

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How to Become an Insurance Adjuster in Connecticut

Getting your Connecticut adjuster license can be a simple and easy process, but this will ultimately depend on how you go about completing the required steps.

Step 1: Adjuster Pre-Exam Education

Preparing for your exam is not something to take lightly. This is because the average pass rate of insurance exams nationwide is around 55% for first-time test-takers and even less for any following attempts.

This means that it is generally recommended that you complete some form of education — such as purchasing a study guide or a state-approved online course — before sitting your exam(s).

These courses are composed of video, audio, and text, and include short knowledge quizzes and practice exams which will help you obtain the necessary understanding of the material that you will need to know.

Even though this is not a legal prerequisite in Connecticut, we believe that purchasing a pre-exam course can go a long way in ensuring that you pass your exam(s) on your first attempt.

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Step 2: Connecticut Insurance Adjuster License Exam

Once you have completed all of your coursework, you will be able to take (and hopefully pass) the Connecticut insurance adjuster license exam.

This is a proctored test, which means that you will be in a controlled environment with a person watching over you. It is, therefore, a good idea to work on both your timing and nerves prior to sitting for your exam.

In Connecticut, there are four distinct adjuster lines available to applicants:

  • The All Lines Casualty Adjuster Insurance license exam — This consists of one hundred (100) questions, and you have two hours (2:00:00) to complete it
  • The All Lines except Worker’s Compensation Casualty Adjuster license exam — This consists of one hundred (100) questions, and you have two hours (2:00:00) to complete it.
  • Workers’ Compensation Only Casualty Adjuster license exam — This consists of fifty (50) questions, and you have one hour (1:00:00) to complete it
  • Auto Only Casualty Adjuster license exam — This consists of sixty (60) questions, and you have one hour (1:00:00) to complete it

Each attempt at the exam costs $70 and will be paid when you make your reservation.

A total score of 70% or more is required to pass this test. To further explain the scoring of the exam, we will quote the Pearson VUE Connecticut Department of Insurance Licensing Information Handbook:

The passing score of the exam is determined by the Connecticut Insurance Department. Through standardization and control, Pearson VUE ensures that no individual has an unfair advantage because of a particular examination format.

The passing score required on the Bail Bonds is 80%. The passing score required on all other examinations is 70%.

StateRequirement recommends that you study for one exam at a time. This is because insurance adjuster exams are difficult enough on their own without the possibility of confusing information from one line to another. This will allow you to work incrementally towards completing your final exam.

You can register to take your exams — as well as find out more information — on the Pearson VUE Connecticut Insurance website or by calling Pearson VUE at (866) 407-2057.

Note: Before registering for your exam, we recommend completing some form of pre-exam education. Even though this is not a legal requirement in Connecticut, it can go a long way in ensuring that you pass your exam(s) on your first attempt.

Step 3: Connecticut Insurance Adjuster License Application

Once you have completed your exams, you will be ready to apply for your independent adjuster license.

Note: The license fee for an online application is $130 and an additional $5.60 NIPR processing fee.

You can apply online with the Connecticut Insurance Adjuster License Application.

Step 4: Application Review

Once you have submitted your application, your license application will be reviewed by the state.

This process generally takes about seven to ten (7-10) business days. You may also check the status of your application at the Connecticut Insurance Department.

Depending on the results of your background check, the Connecticut Insurance Department may request more information or documentation.


You’ve done the work, put in the time and effort, and now hold the key to your own success! We’re proud of you. Take five minutes and celebrate.

What Kind of Insurance Adjuster Will You Be?

There are four main types of insurance adjustersstaff adjusters, independent adjusters, catastrophe adjusters, and public adjusters.

Each of these positions accomplishes essentially the same task: assess the damage to property brought about by some event and make an evaluation of what monetary value the insurance claim should carry.

The big difference between these different types of insurance adjusters is who pays them and, in the case of the public adjuster, who they are advocating for. Staff, independent, and catastrophe adjusters all require the same type of license, while a public adjuster license is a little different in its specifications.

  • Staff Adjuster – Works directly for one insurance company in order to investigate, evaluate, and potentially settle claims
  • Independent Adjuster – Works for a third-party company, often called an Independent Adjusting Firm, which has been contracted by insurance carriers to help settle their claims
  • Catastrophe (CAT) Adjuster – Can be an independent or staff adjuster who travels to an area that has been largely affected by an event (usually severe weather) and performs adjustment services to insurance claims en masse
  • Inside Adjuster – Inside adjusters, sometimes referred to as “desk” or “remote” adjusters, handle claims from an office. They are the policyholder’s main contact and the person who applies the policy terms and standards to the claim
  • Public Adjuster – Independent insurance adjusters that customers choose to hire in order to settle insurance claims. Public adjusters are not hired by insurance companies

Note: To become a public adjuster, you must obtain a standard adjuster license, get an appointment from a public adjusting firm, gain work experience, and eventually pass an additional exam.

Connecticut Insurance Department Contact Information

Mailing Address:

Connecticut Insurance Department
P.O. Box 816
Hartford, Connecticut 06142

Phone: (860) 297-3800



Connecticut Insurance Adjuster License FAQ

How do I get my adjuster license in Connecticut?

Getting your adjuster license in Connecticut can be broken down into three (3) simple steps: completing a pre-exam course, passing the state licensing exam, and submitting an application to the Connecticut Insurance Department. For guidance and tips on how to pass the Connecticut insurance adjuster exam on your first attempt, see our article on How to Pass the Insurance Adjuster Exam.

Does Connecticut require an adjuster license?

Yes, all insurance claims adjusters are legally required to have an adjuster license in order to practice in Connecticut. Our article on How to Become an Insurance Adjuster gives you a great overview to get you started on the process of getting your Connecticut adjuster license and starting to practice.

What states are reciprocal with the Connecticut adjuster license?

Connecticut grants reciprocal licenses in 30 other states, including Michigan, Texas, and Washington. This allows Connecticut resident license holders to apply for any of these equivalent licenses without extra exams. The full list of states Connecticut shares reciprocity with can be found in our Adjuster License Reciprocity article.

How much does a Connecticut adjuster license cost?

In total, acquiring your Connecticut adjuster license should cost you around $385. However, if you need to take the state exam multiple times, this cost will increase. The pre-exam education that you choose to undertake has a big impact on the overall cost. To see why we recommend AdjusterPro, check out our AdjusterPro Course Review.

How long is a Connecticut adjuster license good for?

Your Connecticut license must be renewed by its expiration date biennially for you to be able to keep practicing as an insurance claims adjuster. This date is set on the last day of the month you were born in. For more information on the renewal process, see our article on How to Renew Your Connecticut Insurance Adjuster License.

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