Getting your insurance license is the first step to becoming an insurance agent in Idaho. Life insurance, car insurance, home insurance, or business insurance all require a license to sell in any state.


    How To Get Your Insurance License In Idaho

    Follow our step-by-step guide to get your insurance license in Idaho.


    Step 1

    Step 1. Which Types of Insurance Licenses Do You Need?

    Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get.

    These are examples of the types of insurance policies you can sell with each type of license:

    Most insurance agents choose to get both of these licenses, but if you will only sell one type of policy then you just need to choose which license fits your needs.


    Step 2

    Step 2. License Application

    The first step to get your insurance license in Idaho is to apply for your license. Apply for all of the lines of authority that you want to attain.

    The fee for an online application is $80. If you want to add a line of authority to your license later, there is no fee for amendment.

    Fill out and submit your online application on the NIPR Idaho page or the Sircon Idaho page.


    Step 3

    Step 3. Insurance Pre-Exam Education

    After you’ve determined which licenses you need, it’s time to begin studying for the Idaho insurance exams.

    Idaho does not require you to take a certain amount of pre-license credits before testing. This means that studying for your exam is 100% up to you.

    Most folks choose to take an insurance pre-license course online. These courses are created specifically to give you the skills you need to pass the test. Others purchase books or other self-study tools to prepare themselves.

    It’s wise to take a week or so to dedicate to your study of this exam. If you don’t feel as though you’re a strong test taker, take a little longer, but don’t let it drag out for long. We want you to pass your test the first time you take it, and we know that you can do it.

    Recommended Course

    For insurance license exam courses and study tools, StateRequirement recommends:

    Step 4

    Step 4. Idaho Insurance License Exams

    The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each line of insurance you wish to carry.

    This is a proctored test, which means that you will be in a controlled environment with a person watching over you. For people who haven’t tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam.

    The fee for each attempt of the exams is $60. When you show up you must have a photo ID any other documents that the testing facility has asked you to bring.

    The Idaho Life Insurance exam consists of eighty-five (85) questions. You have two hours and ten minutes (2:10) to complete the exam. PSI Exams offers this Idaho Life Insurance Examination Content Outline.

    The Idaho Disability and Health Insurance exam consists of eighty-five (85) questions. You have two hours and ten minutes (2:10) to complete the exam. PSI Exams offers this Idaho Disability and Health Insurance Examination Content Outline.

    The Idaho Property Insurance exam consists of seventy-eight (78) questions. You have two hours (2:00) to complete the exam. PSI Exams offers this Idaho Property Insurance Examination Content Outline.

    The Idaho Casualty Insurance exam consists of eighty (80) questions. You have two hours (2:00) to complete the exam. PSI Exams offers this Idaho Casualty Insurance Examination Content Outline.

    Check out our Insurance Exam Guide. It’s extremely in-depth, and will hopefully help you pass the first time.


    Insurance license tests are intentionally difficult, but not impossible by any means. You should study to the point of comfortability with the information before you attempt the test. Failing the exam isn’t the end of the world, but keep in mind that you will need to pay the fee each time you attempt the test.


    StateRequirement recommends that you study for one exam at a time, then after passing, starting on your next line. The exams are difficult enough on their own without confusing information from one line to another.

    You may register to take your exams on the PSI Exams Idaho Insurance page. For more information on the exams use the PSI Exams Insurance License Examination Candidate Information Bulletin.


    While scheduling your exams with PSI, ask them to also schedule you a time to have your fingerprints taken.


    Step 5

    Step 5. Fingerprinting and Background Check

    The State of Idaho requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. For more information on this topic, call the Idaho Department of Insurance at (208) 334-4339 or email the Insurance Department.

    You must schedule your fingerprinting appointment with PSI Exams. The easiest way to complete this requirement is to have your fingerprints taken on the same day as your exam.

    The fee for fingerprinting is $70. When completed, they will send the results directly to the Insurance Department.

    While at your fingerprint appointment, PSI will provide you with an FBI CHRI Request and Release Form. Fill this form out and email it to the Idaho License Department.


    Step 6

    Step 6. Application Review

    Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.

    If everything is to acceptable standards your license should be issued quickly. If there are any items from your background check that need to be reviewed, it may slow down the process of issuance. If this is the case, the state may contact you to provide context to the issues that they have run into.

    The background check normally takes around five to ten (5-10) business days to complete. After the background check has returned, it will take one to two (1-2) more business days for the state to issue your license. Once the license is issued, you will receive an email from the state verifying your license.



    You’ve done the work, put in the time and effort, and now hold the key to your own success!  We’re proud of you. Take five (5) minutes and celebrate.

    After Licensing, What's Next?

    Now that you have your license, use the StateRequirement Job Board to find the opening to your new career.

    Idaho Department Of Insurance Contact Information

    Mailing Address:

    Department of Insurance
    700 West State Street, 3rd Floor
    P.O. Box 83720
    Boise, Idaho 83720-0043

    Phone: (208) 334-4339

    Fax: (208) 334-4398

    Email: [email protected]


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    Information on this page has been gathered by a multitude of sources and was most recently updated in December 2020.

    Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. StateRequirement is not affiliated with any state, government, or licensing body. For more information, please contact your state's authority on insurance.

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