How To Become An Insurance Agent In Idaho

Idaho

What Kind Of Agent Are You Going To Be?

A majority of people who are applying for their insurance license have a plan in already in place of where they are going to use it. If you don't yet have a plan on how you will be using your insurance license, this is the place to start. Here are some of the questions that you should ask yourself:

  • What type of insurance am I going to sell?
  • Am I starting my own agency, or working inside of an existing agency? 
    • It may depend on how your agency is set up to tell you what type of licenses you need to hold.
  • What types of licenses does my company require me to hold? 

Answering these questions should give you tell you the types of insurance licenses you need. If you are still unsure of which lines to pursue, you can always ask the folks in the state licensing office at 208-334-4339 or email the Insurance Department.

How To Get Your Insurance License In Idaho

License Application

Once you have completed your exams and fingerprinting, you are now ready to apply for your license. Apply for all of the lines of authority that you want to attain.

The fee for an online application is $80. If you want to add a line of authority to your license later, there is no fee for amendment.

Fill out and submit your online application on the NIPR Idaho page or the Sircon Idaho page.

 Pre-Exam Education

The next step in getting an Idaho insurance license is passing your license exam. So why do we say the actual next step is pre-license education? The answer is simple. We want you to pass your test the first time you take it. These courses or study materials are not a required step in getting your insurance license in Idaho, but they are highly recommended.

Most applicants choose to take these courses online, as it fits their schedule better, but there are also in person courses available. You should choose which format in which to take your courses based on your preferred method of learning. The goal isn't just to get the courses out of the way, it's to prepare you to pass your license exam on the first attempt.

StateRequirement recommends Kaplan Education Company for all pre-license education courses.

Idaho does not keep a list of approved pre-license education providers, so visit the Sircon Idaho Continuing Education Search Tool, and contact them asking if they have any pre-license solutions.

 Insurance License Exams

The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each line of insurance you wish to carry.

This is a proctored test, which means that you will be in a controlled environment with a person watching over you. For people who haven't tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam.

The fee for each attempt of the exams is $60. When you show up you must have a photo ID any other documents that the testing facility has asked you to bring.

The Idaho Life Insurance exam consists of eight-five (85) questions. You have two hours and ten minutes (2:10) to complete the exam. PSI Exams offers this Idaho Life Insurance Examination Content Outline.

The Idaho Disability and Health Insurance exam consists of eight-five (85) questions. You have two hours and ten minutes (2:10) to complete the exam. PSI Exams offers this Idaho Disability and Health Insurance Examination Content Outline.

The Idaho Property Insurance exam consists of seventy-eight (78) questions. You have two hours (2:00) to complete the exam. PSI Exams offers this Idaho Property Insurance Examination Content Outline.

The Idaho Casualty Insurance exam consists of eight-five (80) questions. You have two hours (2:00) to complete the exam. PSI Exams offers this Idaho Casualty Insurance Examination Content Outline.

Check out our Insurance Exam Guide. It's extremely in-depth, and will hopefully help you pass the first time.

Insurance license tests are intentionally difficult, but not impossible by any means. You should study to the point of comfortability with the information before you attempt the test. Failing the exam isn't the end of the world, but keep in mind that you will need to pay the fee each time you attempt the test.

Note: StateRequirement recommends that you study for one exam at a time, then after passing, starting on your next line. The exams are difficult enough on their own without confusing information from one line to another.

You may register to take your exams on the PSI Exams Idaho Insurance page. For more information on the exams use the PSI Exams Insurance License Examination Candidate Information Bulletin.

Note: While scheduling your exams with PSI, ask them to also schedule you a time to have your fingerprints taken.

 Fingerprinting And Background Check

The state of Idaho requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. For more information on this topic, call the Idaho Department of Insurance at 208-334-4339 or email the Insurance Department.

You must schedule your fingerprinting appointment with PSI Exams. The easiest way to complete this requirement is to have your fingerprints taken on the same day as your exam.

The fee for the fingerprinting is $70. When completed, they will send the results directly to the Insurance Department.

While at your fingerprint appointment, PSI will provide you with an FBI CHRI Request and Release Form. Fill this form out and email it to the Idaho License Department.

Application Review

Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.

If everything is to acceptable standards your license should be issued quickly. If there are any items from your background check that need to be reviewed, it may slow down the process of issuance. If this is the case, the state may contact you to provide context to the issues that they have run into.

The background check normally takes around five to ten (5-10) business days to complete. After the background check has returned, it will take one to two (1-2) more business days for the state to issue your license. Once the license is issued, you will receive an email from the state verifying your license.

Congratulations!

You've done the work, put in the time and effort, and now hold the key to your own success!  We're proud of you. Take five (5) minutes and celebrate.

Idaho Department Of Insurance Contact Information

Mailing Address:

Department of Insurance
700 West State Street, 3rd Floor
P.O. Box 83720
Boise, ID 83720-0043

Phone: 208-334-4339
Fax: 208-334-4398
Email: agent@doi.idaho.gov
Website: http://www.doi.idaho.gov

Information on this page has been gathered by a multitude of sources, and was most recently updated in August 2017.

Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. Huge Hammer LLC and its members and affiliates are not responsible for any losses, monetary or otherwise. For more information, please contact your state's authority on insurance.

Disclosure: StateRequirement has an affiliation with Kaplan Education company, and may receive compensation based on user activity on this site. We truly believe that Kaplan offers excellent products and services, and compliments the mission of StateRequirement.