How to Get a Property and Casualty License in Utah

Written by: Mary Gerardine

Last updated:

Getting your Utah property and casualty license is the first step toward becoming a P&C insurance agent in Utah.

The Utah Insurance Department requires you to complete a five-step process to obtain your property & casualty license – from taking the P&C insurance exam to applying for a P&C license.

These steps will take a few weeks to complete so we recommend you bookmark this page so you can use it as a reference throughout the process.

How to Get Your Utah Property and Casualty Insurance License

  1. Complete a Utah Pre-License Education Course (Kaplan – $139)
  2. Take the Utah Licensing Exam (Prometric – $44)
  3. Complete a Utah License Application (Sircon or the National Insurance Producer Registry (NIPR) – $75 application fee + $5.60 transaction fee)
  4. Get a Fingerprint-Based Background Check (Prometric – $28.25 FBI/BCI fee + $6 Prometric fingerprint processing fee)
  5. Watch for Your Application Results

Property and Casualty Insurance License Utah

Obtaining your Utah P&C license is easy. Just follow these five simple steps to start your journey toward becoming a property and casualty insurance agent. Once you earn this license, check out our guide on how to get your Utah life insurance license as well.

Step 1: Complete a Utah Pre-License Education Course

Before you take the Utah P&C insurance licensing exam, it’s important to make time to acquire the knowledge you’ll need to pass this exam on your first attempt. Completing a pre-license education course will equip you with the necessary information and tools you’ll need to prepare for your exam.

While Utah doesn’t have any formal pre-license education requirements, most insurance professionals opt to take a pre-license education course online. Pre-license education courses are self-paced and include study materials like practice exams and flashcards. Others purchase books or self-study materials to prepare themselves for the exam.

A pre-license education course provides very specific industry knowledge that insurance professionals will encounter during the exam. There are very few questions on this test that you can answer with “common sense” information.

You can complete insurance licensing courses on your own schedule and at your own pace when you choose online courses. Taking a pre-license education course will also give you a solid understanding of your duties as a P&C insurance agent.


Doing a pre-licensing education course dramatically increases your chance of passing your exam on your first attempt, which can end up saving you both time and money in the long run. For pre-licensing education, StateRequirement recommends:

4.7 out of 5 starsKaplan Education Company

Step 2: Take the Utah Licensing Exam

After you complete a pre-licensing education course and/or your own independent study, it’s time to take the Utah P&C license exam.

Utah uses Prometric as its official testing service for delivering licensure exams.

The Utah P&C insurance exam:

  • Includes a total of 150 scored questions across10 sections: insurance regulations, general insurance concepts, P&C insurance basics, types of policies specific to P&C, and other coverages and options.
  • Gives you 150 minutes to complete the test. The exam is a proctored test, meaning an official proctor will closely monitor you in a controlled environment.
  • Costs $44, a fee you must pay at the time of reservation by credit card, debit card, or voucher.

Passing the Utah P&C license exam can prove challenging, but taking an exam prep course and following a good study program can help prepare you to pass on your first attempt.

If you happen to fail the Utah P&C insurance exam, you can schedule a time to retake it as soon as 24 hours after your first attempt.


Check out our in-depth insurance exam guide for tips to help you pass on the first attempt.

Step 3: Complete a Utah License Application

Once you pass the P&C insurance exam, you can apply for your P&C insurance license.

In Utah, you must apply online via Sircon or the NIPRThe application fee is $75 and the transaction fee is $5.60 (for both Sircon and the NIPR). Immediately after the exam, go to a Prometric kiosk at your test location to complete your online license application. Because you can’t have your fingerprints taken (also via Prometric) until you submit your license application, you must apply while you’re still at the Prometric test center.

The Utah Insurance Department will issue a P&C insurance license to individuals who are at least 18 years old and have passed the proper licensing exam. You should submit your completed license application within 90 days of passing the exam.

To apply for a P&C insurance license in Utah, make sure you comply with the insurance licensing requirements as defined under the Utah Insurance Code and the Utah Administrative Code.

If you have any questions or need to forward supporting documents related to your license application, send them to

Step 4: Get a Fingerprint-Based Background Check

After completing your Utah insurance license application online, print out your Sircon or NIPR confirmation page. You’ll need to show it to the test center supervisor as proof you’ve paid the fingerprinting fees in order to be fingerprinted.

The total cost of fingerprinting is $34.25This covers the $28.25 FBI/BCI fee plus the $6 Prometric fingerprint processing fee. When completed, Prometric will automatically forward your fingerprinting results to the Utah Insurance Department.

Step 5: Watch for Your Application Results

After you complete the previous four steps, the Utah Insurance Department will review your application and background check. The process usually takes five to 10 business days from the date you submit your application.

Once the Utah Insurance Department finishes reviewing your application, it’ll email you with its decision or ask you to provide more information.

You can print your license from the Sircon or NIPR website. There’s no charge to create an account or print a license. If you don’t remember your license number, you can find it by using the Utah Insurance Company and Agent Search tool or Sircon’s License Inquiry Service.


You’re now ready to get started as a P&C insurance agent in Utah.

Next Steps After Securing Your Utah Property and Casualty Insurance License

Once you complete the above steps and have your Utah P&C insurance license, here’s what you should pursue next.

Get a Job in the Insurance Field

Once you hold a P&C license, you can consider several different insurance-related careers. The P&C license gives you authorization within your state to sell P&C insurance policies and related products that’ll provide financial protection to your clients against loss or damage.

You can find P&C insurance job postings on our Insurance Jobs Board.

When applying for an insurance-related job, potential employers will request your license number and National Producer Number (NPN). You can request a letter of certification, which proves you have a P&C license in Utah, by visiting the Sircon website. You’ll need to submit this letter along with your job applications.

Complete Continuing Education and Renew Your License

In Utah, you must take 24 hours of continuing education (CE) courses every two years to renew your P&C license. Utah CE requirements state that three of those hours must focus on ethics and at least 12 hours must occur in a classroom or as “classroom equivalent” courses.

If you have a non-resident license that meets the CE requirements in your home state, you don’t need to take CE courses in Utah.

You must complete the required CE hours at least 90 days before your license expires. You must apply for license renewal via Sircon or the NIPRThe renewal fee is $75 and the late fee is $50.

For more detailed information, check out how to renew your license with our Utah insurance license renewal guide.

Utah Insurance Department Contact Information

Mailing Address:

4315 S. 2700 W., Suite 2300
Taylorsville, UT 84129

Phone: (801) 957-9240



License Search: Utah Insurance License Lookup

Utah Property and Casualty License FAQ

How much does it cost to get a property and casualty insurance license in Utah?

The total cost of getting a property and casualty (P&C) insurance license in Utah is at least $347.85 but can reach nearly $500 based on the type of pre-license education course you choose. The costs include:
Insurance Pre-license Education Course Fee: $139 via Kaplan
Exam Fee: $44 via Prometric 
Application Fee: $75 application fee + $5.60 transaction fee via Sircon or the NIPR
Fingerprint-Based Background Check Fee: $28.25 FBI/BCI fee + $6 Prometric fingerprint processing fee via Prometric

How long does it take to process a property and casualty insurance license application in Utah?

It will take up to five to ten business days for you to become an insurance agent. You’ll receive an email once the Utah Insurance Department reviews your application.

Can I get a temporary property and casualty insurance agent license in Utah?

No. Utah isn’t currently accepting applications for temporary P&C insurance licenses.

Can I get an emergency property and casualty insurance agent license in Utah?

No. An emergency license isn’t available for P&C insurance agents in Utah.

How much can you make with a property and casualty insurance license in Utah?

According to ZipRecruiter, P&C insurance agents earn an average salary of between $30,000 and $44,500+ per year. P&C insurance agents who sell homeowners and auto insurance also can earn a 5 percent to 20 percent commission based on policy premiums.

Can I cancel my property and casualty license in Utah?

Yes. To cancel your license, complete Section 4 of the Individual/Agency Change Request Form. Sign and date your completed form, and then submit it via fax to 385-465-6055 or via email as an attached, portable document format (PDF) file to

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