How to Get a Property and Casualty License in Oklahoma

Written by: Kevelyn Rodriguez

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How to Get a Property and Casualty License in Oklahoma

Getting your Oklahoma property and casualty license is the first step toward becoming a P&C insurance agent in Oklahoma.

The Oklahoma Insurance Department requires you to complete a four-step process to obtain your property & casualty license – from taking the P&C insurance exam to applying for a P&C license.

These steps will take a few weeks to complete so we recommend you bookmark this page so you can use it as a reference throughout the process.

How to Get Your Oklahoma Property and Casualty Insurance License

  1. Complete an Oklahoma Pre-License Education Course (Kaplan – $139)
  2. Take the Oklahoma Licensing Exam (Prometric – $41)
  3. Complete an Oklahoma License Application (National Insurance Producer Registry (NIPR) – $60 application fee + $5.60 transaction fee)
  4. Watch for Your Application Results

Property and Casualty Insurance License Oklahoma

Obtaining your Oklahoma P&C license is easy. Just follow these four simple steps to start your journey toward becoming a property and casualty insurance agent. Once you earn this license, check out our guide on how to get your Oklahoma life insurance license as well.

Step 1: Complete an Oklahoma Pre-License Education Course

Before you take the Oklahoma P&C insurance licensing exam, it’s important to make time to acquire the knowledge you’ll need to pass this exam on your first attempt. Completing a pre-license education course will equip you with the necessary information and tools you’ll need to prepare for your exam.

While Oklahoma doesn’t have any formal pre-license education requirements, most insurance professionals opt to take a pre-license education course online. Pre-license education courses are self-paced and include study materials like practice exams and flashcards. Others purchase books or self-study materials to prepare themselves for the exam.

A pre-license education course provides very specific industry knowledge that insurance professionals will encounter during the exam. There are very few questions on this test that you can answer with “common sense” information.

You can complete insurance licensing courses on your own schedule and at your own pace when you choose online courses. Taking a pre-license education course will also give you a solid understanding of your duties as a P&C insurance agent.


Doing a pre-licensing education course dramatically increases your chance of passing your exam on your first attempt, which can end up saving you both time and money in the long run. For pre-licensing education, StateRequirement recommends:

4.7 out of 5 starsKaplan Education Company

Step 2: Take the Oklahoma Licensing Exam

After you complete a pre-licensing education course and/or your own independent study, it’s time to take the Oklahoma P&C license exam.

Oklahoma uses Prometric as its official testing service for delivering licensure exams.

The Oklahoma P&C insurance exam:

  • Includes a total of 150 scored questions that cover two sections: general and state-specific knowledge. The general section deals with basic property and casualty insurance product knowledge. The state-specific section covers P&C insurance concepts and terms, rules, regulations, and practices specific to Oklahoma.
  • Gives you 150 minutes to complete the test. The exam is a proctored test, meaning an official proctor will closely monitor you in a controlled environment.
  • Costs $41, a fee you must pay at the time of reservation by credit card, debit card, or voucher.

Passing the Oklahoma P&C license exam can prove challenging, but taking an exam prep course and following a good study program can help prepare you to pass on your first attempt.

If you happen to fail the Oklahoma P&C insurance exam, you can schedule a time to retake it as soon as 24 hours after your first attempt. There’s no limit to the number of attempts you can make on the same exam.


Check out our in-depth insurance exam guide for tips to help you pass on the first attempt.

Step 3: Complete an Oklahoma License Application

Once you pass the P&C insurance exam, you can apply for your P&C insurance license.

In Oklahoma, you must apply online via the NIPRThe application fee is $60 and the transaction fee is $5.60.

The OID will issue a P&C insurance license to individuals who are at least 18 years old and have passed the proper licensing exam. You should submit your completed license application within 12 months of passing the exam.

To apply for a P&C insurance license in Oklahoma, make sure you comply with the insurance licensing requirements as defined under the Oklahoma Insurance Code.

If you have any questions or need to forward supporting documents related to your license application, send them to

Step 4: Watch for Your Application Results

After you complete the previous three steps, the OID will review your application. This process usually takes up to five business days from the date you submit your application.

Once it finishes reviewing your application, the OID will email you with its decision. If you need to provide more information, a specialist will contact you.

You can print your license from the National Association of Insurance Commissioners (NAIC) State Based Systems (SBS) License Manager page. There’s no charge to create an account or print a license. If you don’t remember your license number, you can find it by using the NAIC SBS Lookup Search tool. 


You’re now ready to get started as a P&C insurance agent in Oklahoma.

Next Steps After Securing Your Oklahoma Property and Casualty Insurance License

Once you complete the above steps and have your Oklahoma P&C insurance license, here’s what you should pursue next.

Get a Job in the Insurance Field

Once you hold a P&C license, you can consider several different insurance-related careers. The P&C license gives you authorization within your state to sell P&C insurance policies and related products that’ll provide financial protection to your clients against loss or damage.

You can find P&C insurance job postings on our Insurance Jobs Board.

When applying for an insurance-related job, potential employers will request your license number and National Producer Number (NPN). Oklahoma no longer issues letters of clearance because all states now have the capability to access real-time license information on the NIPR’s Producer Database (PDB). Individuals can create a statement of their license status from the NAIC SBS License Manager page.

Complete Continuing Education and Renew Your License

In Oklahoma, you must take 24 hours of continuing education (CE) courses every two years to renew your P&C license. Oklahoma CE requirements state that three of those hours must focus on ethics and two must focus on legislative updates.

If you have a non-resident license with good standing in your home state, you don’t need to take CE courses in Oklahoma.

To avoid delays in renewing your license, you must complete the required CE hours at least 90 days before your license expires. The renewal fee is $60.

You can’t renew your license until you complete your CE hours and pay any outstanding fines.

For more detailed information, check out how to renew your license with our Oklahoma insurance license renewal guide.

Oklahoma Insurance Department Contact Information

Mailing Address:

400 NE 50th St.
Oklahoma City, OK 73105

Phone: (405) 521-3916

Fax: (405) 522-3642



License Search: Oklahoma Insurance License Lookup

Oklahoma Property and Casualty License FAQ

How much does it cost to get a property and casualty insurance license in Oklahoma?

The total cost of getting a property and casualty (P&C) insurance license in Oklahoma is at least $295.60, but can reach nearly $500 based on the type of pre-license education course you choose. The costs include:
Insurance Pre-license Education Course Fee: $139 via Kaplan
Exam Fee: $41 via Prometric
Application Fee: $60 + $5.60 transaction fee via the NIPR

How long does it take to process a property and casualty insurance license application in Oklahoma?

It will take up to five business days for you to become an insurance agent. You’ll receive an email once the OID reviews your application.

Can I get a temporary property and casualty insurance agent license in Oklahoma?

No. Oklahoma no longer issue temporary property and casualty license.

Can I get an emergency property and casualty insurance agent license in Oklahoma?

No. An emergency license isn’t available for property and casualty insurance agents in Oklahoma.

What can I sell with a property and casualty insurance license in Oklahoma?

With an Oklahoma P&C license, you can sell insurance products like homeowners insurance, renters insurance, auto insurance, general liability insurance, and workers’ compensation policies.

How much can you make with a property and casualty insurance license in Oklahoma?

According to ZipRecruiter, P&C insurance agents earn an average salary of between $30,000 and $44,500+ per year. P&C insurance agents who sell homeowners and auto insurance also can earn a 5 percent to 20 percent commission based on policy premiums.

What are the limitations of an Oklahoma property and casualty insurance license?

Unless you have multiple licenses to sell various types of insurance products, having an Oklahoma P&C license only gives you the authority to negotiate and sell P&C insurance policies. You’ll need additional licenses to sell other types of insurance.

Can I cancel my property and casualty license in Oklahoma?

Yes. To cancel your license, submit a completed Oklahoma License Surrender Request form to

How hard is it to get a property and casualty insurance license in Oklahoma?

The process is quite simple! Follow the steps above and get started today!

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