How to Get a Property and Casualty License in Nebraska

Getting your Nebraska property and casualty license is the first step toward becoming a P&C insurance agent in Nebraska.

The Nebraska Department of Insurance requires you to complete a four-step process to obtain your property & casualty license – from taking the P&C insurance exam to applying for a P&C license.

These steps will take a few weeks to complete so we recommend you bookmark this page so you can use it as a reference throughout the process.

Property and Casualty Insurance License Nebraska

Obtaining your Nebraska P&C license is easy. Just follow these four simple steps to start your journey toward becoming a property and casualty insurance agent. Once you earn this license, check out our guide on how to get your Nebraska life insurance license as well.

Step 1: Complete a Nebraska Pre-License Education Course

Before you take the Nebraska P&C insurance licensing exam, it’s important to make time to acquire the knowledge you’ll need to pass this exam on your first attempt. Completing a pre-license education course will equip you with the necessary information and tools you’ll need to prepare for your exam.

While Nebraska doesn’t have any formal pre-license education requirements, most insurance professionals opt to take a pre-license education course online. Pre-license education courses are self-paced and include study materials like practice exams and flashcards. Others purchase books or self-study materials to prepare themselves for the exam.

A pre-license education course provides very specific industry knowledge that insurance professionals will encounter during the exam. There are very few questions on this test that you can answer with “common sense” information.

You can complete insurance licensing courses on your own schedule and at your own pace when you choose online courses. Taking a pre-license education course will also give you a solid understanding of your duties as a P&C insurance agent.

Step 2: Take the Nebraska Licensing Exam

After you complete a pre-licensing education course and/or your own independent study, it’s time to take the Nebraska P&C license exam.

Nebraska uses Prometric as its official testing service for delivering licensure exams.

The Nebraska P&C insurance exam:

• Includes a total of 150 scored questions across 10 sections. Those sections cover insurance regulations, general insurance concepts, P&C insurance basics, various P&C policy types, and other coverages and options.
• Gives you 150 minutes to complete the test. The exam is a proctored test, meaning an official proctor will closely monitor you in a controlled environment.
• Costs $49, a fee you must pay at the time of reservation by credit card, debit card, or voucher.

Passing the Nebraska P&C license exam can prove challenging, but taking an exam prep course and following a good study program can help prepare you to pass on your first attempt.

If you happen to fail the Nebraska P&C insurance exam, you must repeat the licensing process. Prometric electronically notifies the Nebraska DOI of your test results within 48 hours.

Step 3: Complete a Nebraska License Application

Once you pass the P&C insurance exam, you can apply for your P&C insurance license.

In Nebraska, you must apply online via the NIPR. The application fee is $50 and the transaction fee is $5.60.

Please allow two to three days for Prometric to transmit your exam results to the Nebraska DOI before applying.

The Nebraska DOI will issue a P&C insurance license to individuals who are at least 18 years old and have passed the proper licensing exam. You should submit your completed license application within 12 months of passing the exam.

To apply for a P&C insurance license in Nebraska, make sure you comply with the insurance licensing requirements as defined under the Nebraska Rules and Regulations.

If you have any questions or need to forward supporting documents related to your license application, send them to DOI.Licensing@Nebraska.gov.

Step 4: Watch for Your Application Results

After you complete the previous three steps, the Nebraska DOI will review your application. This process usually takes two to three business days from the date you submit your application.

Two or three days after you submit your application, you can check the National Association of Insurance Commissioners (NAIC) State Based Systems (SBS) Nebraska Lookup tool to see if the Nebraska DOI issued your license.

You can print your license from the NAIC SBS License Manager page. There’s no charge to create an account or print a license. If you don’t remember your license number, you can find it by using the NAIC SBS Lookup Search tool.

Congratulations!

You’re now ready to get started as a P&C insurance agent in Nebraska.

Next Steps After Securing Your Nebraska Property and Casualty Insurance License

Once you complete the above steps and have your Nebraska P&C insurance license, here’s what you should pursue next.

Get a Job in the Insurance Field

Once you hold a P&C license, you can consider several different insurance-related careers. The P&C license gives you authorization within your state to sell P&C insurance policies and related products that’ll provide financial protection to your clients against loss or damage.

When applying for an insurance-related job, potential employers will request your license number and National Producer Number (NPN). You can request a letter of certification, which proves you have a P&C license in Nebraska, by visiting the NAIC SBS License Manager page.

Complete Required Continuing Education Credits

In Nebraska, you must take 24 hours of continuing education (CE) courses every two years to renew your P&C license. Nebraska CE requirements state that three of those hours must focus on ethics.

If you have a non-resident license with good standing in your home state, you don’t need to take CE courses in Nebraska.

To avoid delays in renewing your license, you must complete the required CE hours at least 90 days before your license expires. The renewal fee is $50 and the late fee is $90.

You can’t renew your license until you complete your CE hours and pay any outstanding fines.

For more detailed information, check out how to renew your license with our Nebraska insurance license renewal guide.

Nebraska Department of Insurance Contact Information

Mailing Address:

P.O. Box 95087
Lincoln, NE 68509-5087

Phone: (402) 471-4913

Fax: (402) 471-4610

Email: DOI.Licensing@Nebraska.gov

Website: https://doi.nebraska.gov/

License Search: Nebraska Insurance License Search