How to Get a Property and Casualty License in Maine

Written by: Mary Gerardine

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How to Get a Property and Casualty License in Maine

Getting your Maine property and casualty license is the first step toward becoming a P&C insurance agent in Maine.

The Maine Bureau of Insurance requires you to complete a four-step process to obtain your property & casualty license – from taking the P&C insurance exam to applying for a P&C license.

These steps will take a few weeks to complete so we recommend you bookmark this page so you can use it as a reference throughout the process.

How to Get Your Maine Property and Casualty Insurance License

  1. Complete a Maine Pre-License Education Course (Kaplan – $139)
  2. Take the Maine Licensing Exam (Pearson VUE – $80)
  3. Complete a Maine License Application (National Insurance Producer Registry (NIPR) – $25 application fee + $5.60 transaction fee)
  4. Watch for Your Application Results

Property and Casualty Insurance License Maine

Obtaining your Maine P&C license is easy. Just follow these four simple steps to start your journey toward becoming a property and casualty insurance agent. Once you earn this license, check out our guide on how to get your Maine life insurance license as well.

Step 1: Complete a Maine Pre-License Education Course

Before you take the Maine P&C insurance licensing exam, it’s important to make time to acquire the knowledge you’ll need to pass this exam on your first attempt. Completing a pre-license education course will equip you with the necessary information and tools you’ll need to prepare for your exam.

While Maine doesn’t have any formal pre-license education requirements, most insurance professionals opt to take a pre-license education course online. Pre-license education courses are self-paced and include study materials like practice exams and flashcards. Others purchase books or self-study materials to prepare themselves for the exam.

A pre-license education course provides very specific industry knowledge that insurance professionals will encounter during the exam. There are very few questions on this test that you can answer with “common sense” information.

You can complete insurance licensing courses on your own schedule and at your own pace when you choose online courses. Taking a pre-license education course will also give you a solid understanding of your duties as a P&C insurance agent.


Doing a pre-licensing education course dramatically increases your chance of passing your exam on your first attempt, which can end up saving you both time and money in the long run. For pre-licensing education, StateRequirement recommends:

4.7 out of 5 starsKaplan Education Company

Step 2: Take the Maine Licensing Exam

After you complete a pre-licensing education course and/or your own independent study, it’s time to take the Maine P&C license exam.

Maine uses Pearson VUE as its official testing service for delivering licensure exams.

The Maine P&C insurance exam:

  • Includes a total of 140 scored questions that cover two sections: general and state-specific knowledge. The general section deals with basic property and casualty insurance product knowledge. The state-specific section covers P&C insurance concepts and terms, rules, regulations, and practices specific to Maine.
  • Gives you 210 minutes to complete the test. The exam is a proctored test, meaning an official proctor will closely monitor you in a controlled environment.
  • Costs $80, a fee you must pay at the time of reservation by credit card, debit card, or voucher.

Passing the Maine P&C license exam can prove challenging, but taking an exam prep course and following a good study program can help prepare you to pass on your first attempt.

If you happen to fail the Maine P&C insurance exam, you can schedule a time to retake it as soon as 24 hours after your first attempt.


Check out our in-depth insurance exam guide for tips to help you pass on the first attempt.

Step 3: Complete a Maine License Application

Once you pass the P&C insurance exam, you can apply for your Maine P&C insurance license. The application fee is $25 plus a $5.60 transaction fee via the NIPR.

The Maine Bureau of Insurance will issue a P&C insurance license to individuals who are at least 18 years old and have passed the proper licensing exam. You should submit your completed license application within 12 months of passing the exam.

To apply for a P&C insurance license in Maine, make sure you comply with the insurance licensing requirements as defined under the Maine Insurance Code.

Send any questions or supporting documents to

Step 4: Watch for Your Application Results

After you complete the previous four steps, the Maine Bureau of Insurance will review your application. It reviews filings in the order it receives them, and this process usually takes one to three business days after it receives your application.

You can print your license from the NIPR website. There’s no charge to create an account or print a license. You can request a duplicate copy of your license on the Maine Bureau of Insurance’s Regulatory Licensing & Permitting page. Simply click on the “Request a copy of my license” radio button followed by the “Continue” button, and then enter your license number. Once you submit your request, you’ll receive your license via email.

If you prefer to receive a hard copy of your license in the mail, you can request a duplicate by completing a paper application via NAICThe fee for a hard copy is $10 and you’ll receive the license via mail within two weeks.


You’re now ready to get started as a P&C insurance agent in Maine.

Next Steps After Securing Your Maine Property and Casualty Insurance License

Once you complete the above steps and have your Maine P&C insurance license, here’s what you should pursue next.

Get a Job in the Insurance Field

Once you hold a P&C license, you can consider several different insurance-related careers. The P&C license gives you authorization within your state to sell P&C insurance policies and related products that’ll provide financial protection to your clients against loss or damage.

You can find P&C insurance job postings on our Insurance Jobs Board.

When applying for an insurance-related job, potential employers will request your license number and National Producer Number (NPN).

Complete Required Continuing Education Credits

In Maine, you must take 24 hours of continuing education (CE) every two years to maintain your license in good standing. Maine CE requirements state that three of those 24 hours must focus on ethics.

If you have a non-resident license with good standing in your home state, you don’t need to take CE courses in Maine.

You can’t renew your license until you complete your CE hours and pay any outstanding fines.

The Maine Bureau of Insurance will send you a notice via email six months before the due date of your required CE hours. Your license will automatically renew one business day after the due date as long as you fulfill your CE requirements.

You can check your due date and renew your license at the Maine Bureau of Insurance’s Regulatory Licensing & Permitting page. There is no renewal fee for insurance producers.

Learn how to renew your license with our Maine insurance license renewal guide.

Maine Department of Professional and Financial Regulation Contact Information

Mailing Address:

Bureau of Insurance
34 State House Station
Augusta, ME 04333-0034

Phone: (207) 624-8475



License Search: Maine Insurance License Search

Maine Property and Casualty License FAQ

How much does it cost to get a property and casualty insurance license in Maine?

The total cost of getting a property and casualty (P&C) insurance license in Maine is at least $299.60 but can reach nearly $400 based on the type of pre-license education course you choose. The costs include:
Insurance Pre-license Education Course Fee: $139 via Kaplan
Exam Fee: $80 via Pearson VUE 
Application Fee: $25 application fee + $5.60 transaction fee via the NIPR

How long does it take to process a property and casualty insurance license application in Maine?

It will take up to one to three business days for you to become an insurance agent after the Maine Bureau of Insurance approves your license application.

Can I get a temporary property and casualty insurance agent license in Maine?

No. Effective Feb. 1, 2021, the Maine Bureau of insurance discontinued its temporary producer licensing program.

Can I get an emergency property and casualty insurance agent license in Maine?

No. An emergency license isn’t available for P&C insurance agents in Maine.

What can I sell with a property and casualty insurance license in Maine?

With a Maine P&C license, you can sell insurance products like homeowners insurance, renters insurance, auto insurance, general liability insurance, and workers’ compensation policies.

How much can you make with a property and casualty insurance license in Maine?

According to ZipRecruiter, P&C insurance agents earn an average salary of between $30,000 and $44,500+ per year. P&C insurance agents who sell homeowners and auto insurance also can earn a 5 percent to 20 percent commission based on policy premiums.

What are the limitations of a Maine property and casualty insurance license?

Unless you have multiple licenses to sell various types of insurance products, having a Maine P&C license only gives you the authority to negotiate and sell P&C insurance policies. You’ll need additional licenses to sell other types of insurance.

Can I cancel my property and casualty license in Maine?

Yes. To cancel your license, download and complete the Voluntary Termination of License Request. Send to, fax (207) 624-8599, or mail to:
Maine Department of Professional & Financial Regulation
Bureau of Insurance
34 State House Station
Augusta, ME 04333-0034

How hard is it to get a property and casualty insurance license in Maine?

The process is quite simple! Follow the steps above and get started today!

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