How to Get a Property and Casualty License in Indiana

Written by: Mary Gerardine

Last updated:

Getting your Indiana property and casualty license is the first step toward becoming a P&C insurance agent in Indiana.

The Indiana Department of Insurance (IDOI) requires you to complete a four-step process to obtain your property & casualty license – from taking the P&C insurance exam to applying for a P&C license.

These steps will take a few weeks to complete so we recommend you bookmark this page so you can use it as a reference throughout the process.

How to Get Your Indiana Property and Casualty Insurance License

  1. Complete an Alabama Pre-License Education Course (Kaplan – $139)
  2. Take the Alabama Licensing Exam (The University of Alabama College of Continuing Studies – $75)
  3. Get a Fingerprint-Based Background Check (Gemalto – $47.35)
  4. Complete an Alabama License Application (National Insurance Producer Registry (NIPR) – $80 application fee + $5.60 transaction fee)
  5. Submit Your Proof of Citizenship
  6. Watch for Your Application Results

Property and Casualty Insurance License Indiana

Obtaining your Indiana P&C license is easy. Just follow these four simple steps to start your journey toward becoming a property and casualty insurance agent. Once you earn this license, check out our guide on how to get your Indiana life insurance license as well.

Step 1: Complete an Indiana Pre-License Education Course

Before you take the Indiana P&C insurance licensing exam, it’s important to make time to acquire the knowledge you’ll need to pass this exam on your first attempt. Completing a pre-license education course will equip you with the necessary information and tools you’ll need to prepare for your exam.

Indiana requires 20 hours of pre-license education for P&C insurance license applicants. To find approved courses, visit the Sircon website, select “Look Up Education Courses/Credits,” and then select “Approved Courses Inquiry.” You’ll receive a course completion certificate upon finishing the course.

A pre-license education course provides very specific industry knowledge that insurance professionals will encounter during the exam. There are very few questions on this test that you can answer with “common sense” information.

You can complete insurance licensing courses on your own schedule and at your own pace when you choose online courses. Taking a pre-license education course will also give you a solid understanding of your duties as a P&C insurance agent.


Doing a pre-licensing education course dramatically increases your chance of passing your exam on your first attempt, which can end up saving you both time and money in the long run. For pre-licensing education, StateRequirement recommends:

4.7 out of 5 starsKaplan Education Company

Step 2: Take the Indiana Licensing Exam

After you complete a pre-licensing education course and/or your own independent study, it’s time to take the Indiana P&C license exam. You must take and complete the exam within six months of the date on your pre-license course completion certificate.

Indiana uses Pearson VUE as its official testing service for delivering licensure exams.

The Indiana P&C insurance exam:

  • Includes a total of 135 scored questions that cover two sections: general and state-specific knowledge. The general section deals with basic property and casualty insurance product knowledge. The state-specific section covers P&C insurance concepts and terms, rules, regulations, and practices specific to Indiana.
  • Gives you 180 minutes to complete the test. The exam is a proctored test, meaning an official proctor will closely monitor you in a controlled environment.
  • Costs $69, a fee you must pay at the time of reservation by credit card, debit card, or voucher.

Passing the Indiana P&C license exam can prove challenging, but taking an exam prep course and following a good study program can help prepare you to pass on your first attempt. If you happen to fail the Indiana P&C insurance exam, you can schedule a time to retake it at Pearson VUE. You must wait 48 hours before retaking the exam.


Check out our in-depth insurance exam guide for tips to help you pass on the first attempt.

Step 3: Complete an Indiana License Application

Once you pass the P&C insurance exam, you can apply for your P&C insurance license.

In Indiana, you must apply online via Sircon or the NIPRThe application fee is $40 and the transaction fee is $5.60 (both Sircon and NIPR).

The IDOI will issue a P&C insurance license to individuals who are at least 18 years old and have passed the proper licensing exam. You should submit your completed license application within 12 months of passing the exam.

To apply for a P&C insurance license in Indiana, make sure you comply with the insurance licensing requirements as defined under the Indiana Insurance Code and Indiana Administrative Code.

If you have any questions or need to forward supporting documents related to your license application, send them to

Step 4: Watch for Your Application Results

After you complete the previous three steps, the IDOI will review your application. The process usually takes five to seven business days from the date you submit your application.

You can print your license from the Sircon or NIPR websites. There’s no charge to create an account or print a license. You can check the status of your application online through Sircon by selecting “Check License Application Status” or the NIPR via its “Check Your Application or Transaction Status” page.


You’re now ready to get started as a P&C insurance agent in Indiana.

Next Steps After Securing Your Indiana Property and Casualty Insurance License

Once you complete the above steps and have your Indiana P&C insurance license, here’s what you should pursue next.

Get a Job in the Insurance Field

Once you hold a P&C license, you can consider several different insurance-related careers. The P&C license gives you authorization within your state to sell P&C insurance policies and related products that’ll provide financial protection to your clients against loss or damage.

You can find P&C insurance job postings on our Insurance Jobs Board.

When applying for an insurance-related job, potential employers will request your license number and National Producer Number (NPN). You can request a letter of certification, which proves you have a P&C license in Indiana, by visiting the Sircon website. You’ll need to submit this letter along with your job applications.

Complete Continuing Education and Renew Your License

In Indiana, you must take 24 hours of continuing education (CE) courses every two years to renew your P&C license. Indiana CE requirements state that three of those hours must focus on ethics.

If you’re a non-resident who satisfies your home state’s CE requirements, then you’re exempt from taking CE courses in Indiana.

Before your license expires, you’ll receive a CE audit letter from the IDOI indicating you have 15 days to fax it copies of your CE Certificates of Completion. The IDOI maintains a record of producer CE hours in the Sircon or NIPR database. As a licensed P&C producer/agent, you’re responsible for maintaining such a record. Your certificates serve as proof of your course completion if you ever undergo an audit.

You can apply for renewal on the Sircon or NIPR websites. The renewal fee is $40 and the late fee is $160.

For more detailed information, check out how to renew your license with our Indiana insurance license renewal guide.

Indiana Department of Insurance Contact Information

Mailing Address:

311 West Washington Street, Suite 103
Indianapolis, IN 46204-2787

Phone: (317) 232-2389



License Search: Indiana Insurance License Lookup

Indiana Property and Casualty License FAQ

How much does it cost to get a property and casualty insurance license in Indiana?

The total cost of getting a property and casualty (P&C) insurance license in Indiana is at least $303.60, but can reach nearly $500 based on the type of pre-license course you choose. The costs include:
Insurance Pre-license Education Course Fee: $139 via Kaplan
Exam Fee: $69 via Pearson VUE
Application Fee: $40 application fee + $5.60 transaction fee via Sircon or the NIPR

How long does it take to process a property and casualty insurance license application in Indiana?

It will take up to five to seven business days for you to become an insurance agent. You’ll receive an email once the IDOI reviews your application.

Can I get a temporary property and casualty insurance agent license in Indiana?

Yes. Indiana provides a 180-day, temporary P&C insurance license. Requests for temporary licenses should go to

Can I get an emergency property and casualty insurance agent license in Indiana?

No. An emergency license isn’t available for P&C insurance agents in Indiana.

What can I sell with a property and casualty insurance license in Indiana?

With an Indiana P&C license, you can sell insurance products like homeowners insurance, renters insurance, auto insurance, general liability insurance, and workers’ compensation policies.

How much can you make with a property and casualty insurance license in Indiana?

According to ZipRecruiter, P&C insurance agents earn an average salary of between $30,000 and $44,500+ per year. P&C insurance agents who sell homeowners and auto insurance also can earn a 5 percent to 20 percent commission based on policy premiums.

What are the limitations of an Indiana property and casualty insurance license?

Unless you have multiple licenses to sell various types of insurance products, having an Indiana P&C license only gives you the authority to negotiate and sell P&C insurance policies. You’ll need additional licenses to sell other types of insurance.

Can I cancel my property and casualty license in Indiana?

Yes. To cancel your license, download and complete the Service Request Form. The IDOI no longer issues Letters of Clearance. Email your completed form to or mail it to:
Indiana Department of Insurance
c/o: Agency Services
311 West Washington Street
Indianapolis, IN 46204-2787

How hard is it to get a property and casualty insurance license in Indiana?

The process is quite simple! Follow the steps above and get started today!

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