How to Make Money as a Notary

Written by: Mary Gerardine

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How to Make Money as a Notary

Becoming a notary public offers a unique opportunity to generate potential earnings as long as you take the right approach.

In this comprehensive article, we explore the different avenues available to those seeking to maximize their earnings as a notary.

Whether you’re a seasoned notary public or are simply looking to learn how to make money as a notary before starting your career, read on to discover how to maximize your full earning potential.

Recommended: Interested in getting started? Have a look at the National Notary Association’s state-approved packages, which come with E&O insurance, notary supplies, and a surety bond.

4.5 out of 5 starsNational Notary Association ($79+)

Making Money as a Notary

As a notary, you have the power to authenticate and certify important documents, providing a vital service to individuals, businesses, and government entities. In the section below, we explore some of the ways you can boost your earning potential as a notary public.

How to Make Money as a Notary Public

The primary way notaries public make money is by charging fees for notarizing documents. The fees vary based on your state and the type of document being notarized.

In addition to this, there are a number of other ways you can make money as a notary public, such as:

  • Loan signings: A loan signing agent walks parties through the final paperwork when loan documents are signed. Notaries will often need to first complete some additional requirements in order to specialize as loan signing agents
  • Document preparation: Many individuals and businesses require assistance in preparing legal documents such as contracts, affidavits, and power of attorney forms
  • Additional services: Explore other revenue streams related to a notary business. For instance, you could offer services such as fingerprinting, document translation, providing guidance on notarization requirements for international documents, or even acting as a wedding officiant

If a career as a notary public interests you but you’re not sure how to get started, make sure to check out our in-depth guide on How to Become a Notary.

How to Make Money as a Remote Online Notary

Offering remote online notarizations (RONs) is a great way to expand your sources of income. It enables you to cater to a broader demographic by reaching clients beyond your immediate geographical location and time zone.

Below, we’ve broken down some steps you can follow to get started with RONs:

  • Check the legal requirements: Familiarize yourself with your state’s legal requirements for remote online notarizations. This is important because not all states have implemented laws or regulations allowing remote online notarizations to occur
  • Become a remote online notary: If your state allows remote online notarizations, you may need to complete additional training or certification specific to remote notarizations. Check the requirements in your area and fulfill any qualifications to become a RON
  • Choose a RON platform: You’ll need to make use of a platform such as Notarize, DocVerify, or NotaryCam to be able to securely offer virtual notarizations. Make sure you look into these popular options to find the one that best fits your needs and budget
  • Promote your services: Utilize a professional website alongside a comprehensive social media marketing approach to reach potential clients and showcase your services, qualifications, and contact information
  • Advertise specializations: If you have expertise in specific areas, such as real estate transactions, immigration documents, or international notarizations, be sure to highlight these specializations to attract relevant clients
  • Pricing: Determine your pricing structure for remote online notarizations. Consider factors such as the complexity of the document, the time required, and any additional services offered
  • Offer additional services: Notaries that offer additional services, such as document preparation, translation services, or guidance on notarization requirements for international documents are far more attractive to clients

Being a remote online notary (RON) offers immense potential for earning a substantial income. Stay informed, adapt to changing regulations, and explore new service offerings to expand your remote online notarization business.

How to Become a Notary

As a notary, you have the authority to witness signatures, administer oaths, and certify the validity of various legal and financial transactions.

If these responsibilities interest you but you’re not sure how to get started, we’ve laid out a step-by-step guide for you on how to become a notary below.

Complete Education Requirements

Depending on your state, you may be required to complete a mandatory notary education course or training program as part of the commission process.

These courses provide comprehensive knowledge of notarial practices, state notary laws, and ethical responsibilities. Make sure to select an approved educational provider in your state.

Note: Even if your state does not require you to complete a notary training course, it is generally almost always recommended. This is because you will want to ensure that you are actually qualified to operate as a notary public after you have been commissioned.

Notary Public Exam

In addition to education requirements, a number of states require notary applicants to pass an examination in order to demonstrate they possess sufficient knowledge of notarial laws and procedures.

If an exam is necessary, ensure you study diligently and take advantage of the resources provided by your state to prepare thoroughly.

Surety Bond Requirement

Notaries in most states will be required to obtain a surety bond in order to get commissioned. However, the specific surety bond amount required will vary depending on your state or county.

The purpose of this surety bond is to protect the public in case a notary commits negligence or misconduct in the performance of their duties that could cause financial harm.

It’s important to note that a surety bond does not protect you from the financial consequences of your professional negligence. For that, you’ll need to obtain errors and omissions (E&O) insurance.

This type of insurance provides an extra layer of protection, giving notaries peace of mind and financial security in the event of a claim or lawsuit.

Recommended Course

We recommend the National Notary Association’s state-approved packages, which come with E&O insurance, a surety bond, and the required notary tools.

4.5 out of 5 starsNational Notary Association ($79+)

Notary Application

Submit your completed application along with the required supporting documents and fees to the secretary of state or similar governing authority.

This may involve sending the application by mail or submitting it online. Ensure that you include any requested identification or background check forms as specified by your state.

Notary Supplies

As a notary public, having the right supplies is essential for carrying out your duties effectively and maintaining accurate records.

Some common notary supplies that you may need include a notary seal or stamp, notary record book or journal, certificate pads, identification verification tools, notary public handbook, and writing instruments.

Other useful supplies for a notary may include a desk embosser (if allowed in your jurisdiction), adhesive labels with your name and contact information, a ruler, stapler, paper clips, rubber bands, and notary public business cards.

How to Make Money as a Notary FAQ

Which notary job makes the most money?

Being a notary signing agent specializing in loan signings can be one of the most lucrative notarial jobs. Notary signing agents deal with real estate transactions and their expertise in handling loan documents can earn higher fees due to the volume of transactions involved. For more information, visit our guide on How to Become a Notary Signing Agent

How much does a notary cost?

The cost of notary services can vary depending on various factors such as location, type of document, and the specific services required. The National Notary Association has a list of notary fees ranging from $2 to $20 per notarial act. Additional fees may apply for mobile notary services, travel fees, or specialized services.

What happens when you are a notary?

Notaries are responsible for verifying the authenticity of signatures, administering oaths or affirmations, and certifying the validity of documents. Additionally, they also witness the signing of documents and confirm the identity of signers to prevent fraud. To learn more about this, see our What Does a Notary Do article. 

Can I work part-time as a notary?

Yes. Many notaries have flexible schedules and offer their services on a part-time basis, allowing them to earn income while pursuing other professional or personal commitments. You can even perform mobile notary services part-time, where you travel to clients’ locations to provide notary services for an additional fee. For more information, see our How to Become a Notary article.

Can I make money as a notary public?

Yes. Notaries charge a fee for each notarial act they perform, which will typically involve notarizing various documents. However, they may also be allowed to charge for the travel costs involved with a notarization depending on the state. The fees you can charge are regulated by state law and may differ. See your secretary of state’s website for more information on your state’s fee structure.

Is becoming a notary expensive?

Becoming a notary does involve some expenses, such as application fees, education or training costs, notary supplies, and obtaining any required bonds or insurance. Your specific cost will depend on which extras you decide to go for (e.g., a loan signing system course). For a better idea of how much it will cost you, see our How Much Does it Cost to Become a Notary article.