How To Become An Insurance Agent In Georgia
Getting your insurance license is the first step to becoming an insurance agent in Georgia. Life insurance, car insurance, home insurance, or business insurance all require a license to sell in any state.
Follow our step-by-step guide to get your insurance license in Georgia.
How To Get Your Insurance License In Georgia
Step 1. Which Types of Insurance Licenses Do You Need?
Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get.
These are examples of the types of insurance policies you can sell with each type of license:
- Property & Casualty Insurance License – Car Insurance, Home Insurance, Business Insurance, etc…
- Life & Health Insurance License – Life Insurance, Annuities, Health Insurance, etc…
Most insurance agents choose to get both of these licenses, but if you will only sell one type of policy then you just need to choose which license fits your needs.
Step 2. Insurance Pre-License Education
After you’ve determined which licenses you need, you must now take your Georgia insurance pre-license education courses.
Most folks choose to take their insurance pre-license course online. These courses are created specifically to give you the skills you need to pass the test. The types of licenses you choose (also known as “lines of authority”) will determine which courses you take.
Each line of authority in Georgia requires twenty (20) hours of pre-license education. This means that if you wish to get a Property and Casualty license, you must take forty (40) hours of pre-licensing, and for Life, Accident, and Health you must also take forty (40) hours.
You will receive a certificate upon completion of the course. Keep this certificate, as you will need it when taking your exam.
Step 3. Georgia Insurance License Exams
The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each line of insurance you wish to carry. Life, Accident, & Sickness (LA&S) and Property & Casualty (P&C) lines are combined lines in Georgia, so you will take two exams if you wish to attain all of these lines of authority: Property, Casualty, Life, Accident.
This is a proctored test, which means that you will be in a controlled environment with a person watching over you. For people who haven’t tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam.
The fee for each attempt of the exams is $63 (one exam per combined lines of authority). When you show up you must have two forms of ID, including a photo ID, and any other documents that the testing facility has asked you to bring.
The Georgia Life, Accident, and Sickness test is 80 questions long, and you have two (2) hours to complete it. Here is a copy of the Georgia Life, Accident, and Sickness Exam Outline.
The Georgia Property and Casualty test is 80 questions long, and you have two (2) hours to complete it. Here is a copy of the Georgia Property and Casualty Exam Outline.
A passing score for the either Georgia Insurance License Exam is 70%. For more information on the exams, refer to the Pearson Vue Georgia Insurance Licensing Candidate Handbook.
Note: Failing the exam will trigger a two (2) week waiting period in which you cannot retake the test. If the exam is failed three (3) times, you will be required to retake your pre-license education through a different provider before you can attempt the test again.
Check out our Insurance Exam Guide. It’s extremely in-depth, and will hopefully help you pass the first time.
Insurance license tests are intentionally difficult, but not impossible by any means. You should study to the point of comfortability with the information before you attempt the test. Failing the exam isn’t the end of the world, but keep in mind that you will need to pay the fee each time you attempt the test.
Note: StateRequirement recommends that you study for one exam at a time, then after passing, starting on your next line. The exams are difficult enough on their own without confusing information from one line to another.
You may register to take your exams and find more information on the Pearson Vue Georgia Insurance web page. When you have passed your exams, you will receive a document showing your success. Keep this document, as you will need it in a later step.
Step 4. Fingerprinting And Background Check
The State of Georgia requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. For more information on this topic, call the Georgia Department of Insurance at (404) 656-2101 or email the Insurance Department.
The fee for fingerprinting services is $53.
Schedule your fingerprinting appointment with Cogent/3M. When you are finished with the fingerprinting appointment, you will receive a fingerprint card. Do not lose your fingerprint card, as you will need it in a later step.
Step 5. Citizenship Affidavit
The next step in getting your insurance license is filling out a citizenship affidavit. This affidavit can be found on this Georgia Insurance Department PDF.
Once you fill out this form, save it as a PDF and save it for the next step.
Step 6. License Application
Once you have completed your exams and fingerprinting, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines.
The fee for an online application is $115 per line.
Gather your Pearson Vue passed exam document, fingerprint card, and citizenship affidavit. During the application process, there will be a place for you to upload documents. Include these documents with your application.
Fill out and submit your online application and other documents on the Sircon Georgia web page.
Step 7. Application Review
Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.
If everything is to acceptable standards your license should be issued within 7-10 business days. If there are any items from your background check that need to be reviewed, it may slow down the process of issuance. If this is the case, you will need to contact the state so they can provide context to the issues that they have run into.
Once the review has been completed, you should receive an email from the insurance department regarding the status of your license. These emails have been known to not be received, so you should contact the Georgia Insurance Department at (404) 656-2101 or email them.
You’ve done the work, put in the time and effort, and now hold the key to your own success! We’re proud of you. Take five (5) minutes and celebrate.
Georgia Department Of Insurance Contact Information
PSI Services LLC
P.O. Box 742983
Atlanta, Georgia 30348
Phone: (404) 656-2101
Fax: (404) 657-8542
Email: [email protected]
Information on this page has been gathered by a multitude of sources and was most recently updated in October 2019.Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. For more information, please contact your state's authority on insurance. Disclosure: StateRequirement has an affiliation with Kaplan Education company, and may receive compensation based on user activity on this site. We truly believe that Kaplan offers excellent products and services, and compliments the mission of StateRequirement.