How To Become An Insurance Agent In Georgia
What Kind Of Agent Are You Going To Be?
A majority of people who are applying for their insurance license have a plan in already in place of where they are going to use it. If you don't yet have a plan on how you will be using your insurance license, this is the place to start. Here are some of the questions that you should ask yourself:
- What type of insurance am I going to sell?
- Am I starting my own agency, or working inside of an existing agency?
- It may depend on how your agency is set up to tell you what type of licenses you need to hold.
- What types of licenses does my company require me to hold?
Answering these questions should give you tell you the types of insurance licenses you need. If you are still unsure of which lines to pursue, you can always ask the folks in the state licensing office at 404-656-2101 or email the Insurance Department.
How To Get Your Insurance License In Georgia
The first step in getting an Georgia insurance license is taking pre-license education courses. These are state required courses pertaining to the subject matter that will be on the license exam. To fill the pre-license requirement, you must complete forty (40) hours of education coursework per line of authority that you wish to hold. You will receive a certificate upon completion of the course. Keep this certificate, as you will need it when submitting your application.
Most applicants choose to take these courses online, as it fits their schedule better, but there are also in person courses available. You should choose which format in which to take your courses based on your preferred method of learning. The goal isn't just to get the courses out of the way, it's to prepare you to pass your license exam on the first attempt.
StateRequirement recommends Kaplan Education Company for all pre-license education courses.
You can find a list course of approved Georgia pre-license education providers on this Sircon Georgia Education Search Tool.
Insurance License Exams
The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each line of insurance you wish to carry. Life, Accident, & Sickness (LA&S) and Property & Casualty (P&C) lines are combined lines in Georgia, so you will take two exams if you wish to attain all of these lines of authority: Property, Casualty, Life, Accident.
This is a proctored test, which means that you will be in a controlled environment with a person watching over you. For people who haven't tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam.
The fee for each attempt of the exams is $63 (one exam per combined lines of authority). When you show up you must have two forms of ID, including a photo ID, and any other documents that the testing facility has asked you to bring.
The Georgia Life, Accident, and Sickness test is 80 questions long, but you have as long as you need to take the exam. Here is a copy of the Georgia Life, Accident, and Sickness Exam Outline.
The Georgia Property and Casualty test is 80 questions long, but you have as long as you need to take the exam. Here is a copy of the Georgia Property and Casualty Exam Outline.
A passing score for the either Georgia Insurance License Exam is 70%. For more information on the exams, refer to the Pearson Vue Georgia Insurance Licensing Candidate Handbook.
Note: If you fail your exam three (3) times, you will be required to retake your pre-license education through a different provider before you can attempt the test again.
Check out our Insurance Exam Guide. It's extremely in-depth, and will hopefully help you pass the first time.
Insurance license tests are intentionally difficult, but not impossible by any means. You should study to the point of comfortability with the information before you attempt the test. Failing the exam isn't the end of the world, but keep in mind that you will need to pay the fee each time you attempt the test.
Note: StateRequirement recommends that you study for one exam at a time, then after passing, starting on your next line. The exams are difficult enough on their own without confusing information from one line to another.
You may register to take your exams and find more information on the Pearson Vue Georgia Insurance web page. When you have passed your exams, you will receive a document showing your success. Keep this document, as you will need it in a later step.
Fingerprinting And Background Check
The state of Georgia requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have a prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. For more information on this topic, call the Georgia Department of Insurance at 404-656-2101 or email the Insurance Department.
The fee for fingerprinting services is $53.
Schedule your fingerprinting appointment with Cogent/3M. When you are finished with the fingerprinting appointment, you will receive a fingerprint card. Do not lose your fingerprint card, as you will need it in in a later step.
Step 4: Citizenship Affidavit
The next step in getting your insurance license is filling out a citizenship affidavit. This affidavit can be found on this Georgia Insurance Department PDF.
Once you fill out this form, save it as a PDF and save it for the next step.
Once you have completed your exams and fingerprinting, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines.
The fee for an online application is $115 per line.
Gather your Pearson Vue passed exam document, fingerprint card, and citizenship affidavit. During the application process, there will be a place for you to upload documents. Include these documents with your application.
Fill out and submit your online application and other documents on the Sircon Georgia web page.
Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.
If everything is to acceptable standards your license should be issued within 7-10 business days. If there are any items from your background check that need to be reviewed, it may slow down the process of issuance. If this is the case, you will need to contact the state so they can provide context to the issues that they have run into.
Once the review has been completed, you should receive an email from the the insurance department regarding the status of your license. These emails have been known to not be received, so you should contact the Georgia Insurance Department at 404-656-2101 or email them.
You've done the work, put in the time and effort, and now hold the key to your own success! We're proud of you. Take five (5) minutes and celebrate.
Information on this page has been gathered by a multitude of sources, and was most recently updated in August 2017.
Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. Huge Hammer LLC and its members and affiliates are not responsible for any losses, monetary or otherwise. For more information, please contact your state's authority on insurance.
Disclosure: StateRequirement has an affiliation with Kaplan Education company, and may receive compensation based on user activity on this site. We truly believe that Kaplan offers excellent products and services, and compliments the mission of StateRequirement.