How to Renew Your Insurance License in Florida
Insurance licenses in Florida are perpetual and never expire. License holders must take continuing education classes every two years in order to keep their license current. The two-year period starts the year the initial insurance license was issued on the last day of the holder's birth month.
There is no requirement to take another exam from the state, though depending on the format of your continuing education, it is possible that you may take a short knowledge test at the end of the course to be sure that you understand important insurance concepts, laws, and regulations.
If this this is the state you reside in, then renewing your license will also keep any non-resident license you have in good standing. You will still need to pay the license renewal fee for non-resident licenses held in other states.
Florida Insurance Continuing Education Requirements
The state of Florida requires that resident individual licensees complete twenty-four (24) credit hours of continuing education every two year renewal period. Five (5) of those hours must be in Florida law and ethics coursework.
Note: It is recommended to complete all continuing education credits thirty (30) days prior to the expiration date of the license. This will give the CE provider time to report the successful completion to the department of insurance. Your CE courses can be taken any time within your license term
If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you do not need to complete double the hours.
You may take your continuing education courses either in person in a classroom setting or online as a self-paced course. The online courses usually require a reading of the subject at hand, then a test at the end.
Upon completion of these courses, the company who you took the course should send the certificate of completion directly to the state. You should, however, print a copy of this certificate to keep in your records just in case there is a dispute later.
How To Renew Your Insurance License In Florida
While there is no need to renew an insurance license in Florida, you do need to keep your license current with continuing education credits. It's required to take courses that are specifically approved for Florida insurance agents.
The education provider will report your fulfillment of courses to the state within 21 days after completion.
There is no fee or paperwork required to renew your license after you complete your required CE hours.
Florida Insurance License Lookup
If you want to see your licensing information, the continuing education credits you've taken and more, go to the MyProfile portal website through Florida's Department of Financial Services Bureau of Licensing.
Information on this page has been gathered by a multitude of sources and was most recently updated in November 2018.
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