How To Become An Insurance Agent In Connecticut
Getting your insurance license is the first step to becoming an insurance agent in Connecticut. Life insurance, car insurance, home insurance, or business insurance all require a license to sell in any state.
Follow our step-by-step guide to get your insurance license in Connecticut.
How To Get Your Insurance License In Connecticut
Step 1. Which Types of Insurance Licenses Do You Need?
Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get.
These are examples of the types of insurance policies you can sell with each type of license:
- Property & Casualty Insurance License – Car Insurance, Home Insurance, Business Insurance, etc…
- Life & Health Insurance License – Life Insurance, Annuities, Health Insurance, etc…
Most insurance agents choose to get both of these licenses, but if you will only sell one type of policy then you just need to choose which license fits your needs.
Step 2. Insurance Pre-License Education
After you’ve determined which licenses you need, you must now take your Connecticut insurance pre-license education courses.
Most folks choose to take their insurance pre-license course online. These courses are created specifically to give you the skills you need to pass the test. The types of licenses you choose (also known as “lines of authority”) will determine which courses you take.
Each line of authority in Connecticut varies in required hours of pre-license education. This means that if you wish to get a Property and Casualty license, you must take eighty (80) hours of pre-licensing, and for Life, Accident, and Health you must take forty (40) hours.
You will receive a certificate upon completion of the course. Keep this certificate, as you will need it when taking your exam.
Step 3. Connecticut Insurance License Exams
The next step after completing all of your pre-license coursework is to take the insurance exam. You will take one exam for each combined line of insurance you wish to carry. Life, Accident, & Health (LA&H) and Property & Casualty (P&C) are a total of four lines, but the licenses and exams are presented at two combined lines.
This is a proctored test, which means that you will be in a controlled environment with a person watching you. For people who haven’t tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam.
The fee for each attempt of the exams is $79. When you show up you must have two forms of ID, including a photo ID, and the original or a paper copy of the pre-license education certificate. An electronic copy of this certificate will not be accepted.
The Life, Accident, and Health exam is One hundred fifty (150) questions long, and you have two hours and thirty minutes (2:30) to complete the test. Here is a copy of the Life, Accident, and Health test outline, provided by Prometric.
The Property and Casualty exam is One hundred fifty (150) questions long, and you have two hours and thirty minutes (2:30) to complete the test. Here is a copy of the Property and Casualty test outline, provided by Prometric.
You must score 70% or higher on each of these tests to pass.
Check out our Insurance Exam Guide. It’s extremely in-depth, and will hopefully help you pass the first time.
Insurance license tests are intentionally difficult, but not impossible by any means. You should study to the point of comfortability with the information before you attempt the test. Failing the exam isn’t the end of the world, but keep in mind that you will need to pay the fee each time you attempt the test.
Note: StateRequirement recommends that you study for one exam at a time, then after passing, starting on your next line. The exams are difficult enough on their own without confusing information from one line to another.
You may register to take your exams and find more information on the Prometric Connecticut website. Prometric offers much more information regarding testing in the Prometric Connecticut Insurance Licensing Information Bulletin
Step 4. License Application
Once you have completed your exams, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines.
The fee for an online application is $140. If you want to add another line of authority to your license in the future the fee to amend the license is $130.
Fill out your online application on the NIPR Connecticut License Application page.
Step 5. Application Review
Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check from the application will also be reviewed.
If everything is to acceptable standards your license should be issued quickly. If there are any items from your background check that need to be reviewed, it may slow down the process of issuance. If this is the case, the state may contact you to provide context to the issues that they have run into.
The application review normally takes between seven and ten (7-10) business days. After this period, you will receive an email with confirmation that your license has been issued.
You’ve done the work, put in the time and effort, and now hold the key to your own success! We’re proud of you. Take five (5) minutes and celebrate.
Connecticut Department Of Insurance Contact Information
Connecticut Insurance Department
P.O. Box 816
Hartford, Connecticut 06142-0816
Phone: (860) 297-3800
Email: [email protected]
Information on this page has been gathered by a multitude of sources and was most recently updated in January 2020.Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. For more information, please contact your state's authority on insurance. Disclosure: StateRequirement has an affiliation with Kaplan Education company, and may receive compensation based on user activity on this site. We truly believe that Kaplan offers excellent products and services, and compliments the mission of StateRequirement.