How to Get a Life Insurance License in New Hampshire

Written by: Kevelyn Rodriguez

Last updated:

Getting your New Hampshire life insurance license is the first step toward becoming a life insurance agent in the state.

The New Hampshire Insurance Department requires you to complete a four-step process to become a life insurance agent in New Hampshire — from taking the life insurance exam to applying for a license.

These steps will take a few weeks to complete so we recommend you bookmark this page so you can use it as a reference throughout the process.

How to Get Your New Hampshire Life Insurance License

  1. Complete a New Hampshire Insurance Pre-license Course (Kaplan Education Company – $149+)
  2. Take the New Hampshire Life Insurance Licensing Exam (Prometric – $50)
  3. Complete a New Hampshire Life Insurance License Application (National Insurance Producer Registry (NIPR) – $215 application fee + $5.60 transaction fee)
  4. Watch for Your Application Results

Life Insurance License New Hampshire

Obtaining your New Hampshire life insurance license isn’t difficult. Just follow these four steps to start your journey toward becoming a life insurance agent. Once you earn this license, check out our guide on how to get your New Hampshire property and casualty (P&C) license as well.

Step 1: Complete a New Hampshire Insurance Pre-license Course

Before you take the New Hampshire life insurance licensing exam, it’s important to make time to acquire the knowledge you’ll need to pass this exam on your first attempt. Completing a pre-license education course will equip you with the necessary information and tools you’ll need to prepare for your exam.

While New Hampshire doesn’t have any formal pre-license education requirements, most insurance professionals opt to take a pre-license education course online. Others purchase books or self-study materials to prepare themselves for the exam.

A pre-license education course provides very specific industry knowledge that will be tested during the exam. There is very little information on the test that could be considered “common sense.” Pre-license education courses are self-paced and include study materials like practice exams and flashcards.

Beyond helping you effectively prepare for and pass the life insurance licensing exam on your first try, taking a pre-license education course also will give you a solid understanding of your duties as a life insurance agent.


Doing a pre-licensing education course dramatically increases your chance of passing your exam on your first attempt, which can end up saving you both time and money in the long run. For pre-licensing education, StateRequirement recommends:

4.7 out of 5 starsKaplan Education Company

Step 2: Take the New Hampshire Life Insurance Licensing Exam

After you complete a prep course and your own independent studying, it’s time to take the New Hampshire life insurance exam.

New Hampshire uses Prometric as its official testing service for delivering licensure exams.

The New Hampshire life insurance exam contains a total of 100 scored questions that cover two sections: general and state-specific knowledge. The general section deals with basic life insurance product knowledge. The state-specific section covers insurance concepts and terms, rules, regulations, and practices specific to New Hampshire.

You’ll have 120 minutes to complete the exam. The New Hampshire life insurance exam fee is $50, which you must pay at the time of reservation by credit card, debit card, or voucher. The exam is a proctored test, meaning an official proctor will closely monitor you in a controlled environment.

If you happen to fail the New Hampshire life insurance exam, you can schedule a time to retake it as soon as 24 hours after your first attempt. There’s no limit to the number of attempts you can make on the same exam.


Check out our in-depth insurance exam guide for tips to help you pass on the first attempt.

The best way to understand if you are prepared for the test is to take a Life Insurance Practice Exam.

Step 3: Complete a New Hampshire Life Insurance License Application

Once you pass the life insurance exam, you can apply for your New Hampshire life insurance license. The application fee is $215 plus the $5.60 transaction fee, and you must apply online via the NIPR.

The New Hampshire Insurance Department will issue a life insurance license to individuals who are at least 18 years old and have passed the proper licensing exam. You should submit your completed license application within 12 months of passing the exam.

To apply for a life insurance license in New Hampshire, make sure you comply with the insurance licensing requirements as defined under the New Hampshire Insurance Statutes.

Send any questions or supporting documents to

Step 4: Watch for Your Application Results

After you complete the previous three steps, the New Hampshire Insurance Department will review your application and background check. It reviews applications in the order it receives them, and this process usually takes one to five business days from the date you submit your application.

Once the New Hampshire Insurance Department finishes reviewing your application, it’ll email you with its decision or ask you to provide more information.

You can print your license from the NIPR website. There’s no charge to create an account or print a license. If you don’t remember your license number, you can find it by using the NAIC SBS Lookup Search tool.


You’re now ready to get started as a life insurance agent in New Hampshire.

Steps After Securing Your New Hampshire Life Insurance License

Once you complete the above steps and have your New Hampshire life insurance license, there are a few steps you’ll need to take in order to a) excel as an insurance agent, and b) maintain your life insurance license.

Let’s take a brief look at these below.

Obtain All Relevant Securities Licenses

If you’re planning on selling advanced life insurance products, you’ll likely need to pass the Securities Industry Essentials (SIE) exam and obtain the relevant securities licenses (e.g., Series 6, 7, and 63).

For more information on this step, you can have a look at our in-depth Securities Licensing overview.

Choose a Means of Selling

You’ll have to decide whether you’d prefer working as a captive agent employed by one company, or running your own business as an independent agent.

If you’re just starting out, you’ll likely benefit from working as a captive agent, but this will ultimately depend on your personal aspirations and opportunities.

Develop Your Marketing Approach

To succeed as an insurance agent, you’ll need to adopt a marketing approach that’s effective for you.

We recommend finding and sticking to a niche, as well organizing all client appointments for the start of your week. This is because this can improve your overall client conversions.

Keep Your License Valid

In New Hampshire, you must complete 24 hours of continuing education (CE) every two years to renew your license and keep it in good standing.

Of these, at least three — but no more than 10 — must focus on the subject of ethics. To find a CE course that’s right for you, you can visit the National Association of Insurance Commissioners (NAIC) website and choose “New Hampshire” as your jurisdiction and “Course or Provider” as your search type. 

To avoid delays in renewing your license, you must complete the required CE hours at least 90 days before your license expires. Your CE provider will report your successful completion of the course to the New Hampshire Insurance Department. The renewal fee is $150 and the late fee is $50.

For a more in-depth look at each one of these steps, check out our Steps After Getting Your Insurance License guide.

New Hampshire Insurance Department Contact Information

Mailing Address

New Hampshire Insurance Department
21 South Fruit Street, Suite 14
Concord, NH 03301

Phone: (603) 271-2261



License Search: New Hampshire Insurance License Lookup

New Hampshire Life Insurance License FAQ

How much does it cost to get a life insurance license in New Hampshire?

Obtaining a life insurance license in New Hampshire requires these fees:
Insurance Pre-license Education Course Fee: $149+ via Kaplan Education Company
Exam Fee: $50 via Prometric
Application Fee: $215 + $5.60 transaction fee via the NIPR

How long does it take to process a life insurance license application in New Hampshire?

This process typically takes one to five business days. You’ll receive an email once the New Hampshire Insurance Department reviews your application.

Can I get a temporary life insurance agent license in New Hampshire?

Yes. The New Hampshire Insurance Department’s Commissioner may issue a temporary license that’ll allow you to serve as a producer for up to six months without taking an exam. In general, temporary licenses are intended for use when extenuating circumstances exist that require a designee to substitute for the producer (e.g., the death or induction into active military duty of an active agent or broker). The Commissioner may grant a temporary license if, in his or her opinion, such action would best serve the public interest. For more information, please contact the New Hampshire Insurance Department at

Can I get an emergency life insurance agent license in New Hampshire?

No. An emergency license isn’t available for life insurance agents in New Hampshire.

Do I need to get my securities license on top of a life insurance license in New Hampshire?

Probably. While you can sell certain basic life insurance products with just a life insurance license, a securities license removes the limits on what you can sell and puts you in a much better career position. As a securities license holder, you can provide your clients with products tied to the securities market as part of their retirement and life insurance plans. But, you’ll need FINRA accreditation to obtain your securities license.

What can I sell with a life insurance license in New Hampshire?

With a New Hampshire life insurance license, you can sell life insurance policies that pay a designated beneficiary when the insured person dies. You also can sell annuities that pay a set income at retirement.

How much can you make with a life insurance license in New Hampshire?

According to ZipRecruiter, life insurance agents earn an average of $79,730 per year.

What are the limitations of a New Hampshire life insurance license?

Unless you have multiple licenses to sell various types of insurance products (e.g., the combined life and health insurance license), having a New Hampshire life insurance license only qualifies you to sell life insurance policies as well as retirement plans and annuities. You can’t sell other types of insurance. A securities license on top of your life insurance license removes that limitation and enables you to offer securities, including stocks and bonds.

Can I cancel my life insurance license in New Hampshire?

Yes. To cancel your license, email a completed Request for Cancellation of License form to

How hard is it to get a life insurance license in New Hampshire?

The process is quite simple! Follow the steps above and get started today!

Ready for more?

Start Studying

Learn More