How to Renew Your Insurance License in Arizona

Written by: Ethan Peyton

Cartoon woman holding Arizona insurance license renewal document

    If you’re getting near your Arizona insurance license renewal date, keep your license active by taking your Arizona insurance continuing education (CE) courses in advance of your expiration date.

    This guide will provide you all the information you need to ensure you fulfill your AZ insurance license renewal and insurance CE requirements on time.


    Arizona Insurance License Renewal and CE Requirements
    Expiration Time Every 4 years

    Required Continuing Education (CE)

    48 credit hours

    Renewal Cost

    $120 per license + CE course cost
    Recommended CE Course Kaplan Education Company


    Arizona Insurance Continuing Education

    In order to keep your Arizona insurance license in good standing with the state, you will need to renew your license by completing your Arizona Insurance CE requirements before your expiration date.

    In Arizona, insurance licenses expire every four years. The expiration will be on the last day of your birth month, between the third and fourth years from the date of issuance, and based on the anniversary of your original license year. If you have added any other lines to your license, they will expire on the same day as the original license.


    Arizona Insurance Continuing Education Courses

    Insurance CE comes in many forms. Most folks nowadays choose to take a self-paced course online, but you can also complete your credit hours by attending an in-person class or even a scheduled online webinar.

    Recommended Course

    For Arizona insurance CE courses and credits, StateRequirement recommends: Kaplan Education Company


    Self-paced Course

    The most common method of continuing education today. These CE courses allow you to log in to an online platform any time of day to complete your credit hours. Most of these courses are a mixture of video and text combined with a knowledge exam at the end. Some platforms even allow you to take the course from your phone, which could be useful if you’re short on computer time.


    In-person Class

    This is how continuing education courses all began. Join your fellow insurance license holders for a live class taught by an industry professional. You may be able to find a “school” that provides all of your state’s required credits in a few full-day classes, or you might also take some shorter sessions to fill part of your requirements.


    Scheduled Online Webinar

    This is essentially the same as an in-person class, except you don’t have to travel away from your home or office. You will be taught by an instructor who will deliver the lesson at a specified time. Many webinars even allow you to interact with the instructor if you have specific questions.


    Most courses certify completion by taking either a knowledge exam at the end or by counting attendance to all of the scheduled classes. If you want to save time, it’s best to go with a self-paced course. If you want no exam, try an in-person class or an online webinar.


    Arizona Insurance Continuing Education Requirements

    The Arizona Department of Insurance and Financial Institutions (DIFI) requires that all insurance producers and agents complete their continuing education requirements before their expiration date. In Arizona, these requirements include:

    • Forty-eight (48) total hours of Arizona insurance continuing education every renewal period, which is two (2) years
    • Six (6) of those hours must be in the subject of ethics


    All CE hours can be classroom instruction or self-study courses. To learn more about your CE requirements, Arizona DIFI recommends using the “Determining Your Arizona Insurance Continuing Education Requirement” online resource.


    If you have a producer license in more than one line of authority (ex. Property & Casualty and Life & Health), you do not need to take double hours. Your total amount of CE credit hours due is still forty-eight (48).

    Once you completed the insurance CE course, your CE course provider will send a certificate of completion to the Arizona DIFI. Make sure to keep a printed copy of your certificate for your records.


    It is recommended to complete all continuing education credits 30 days prior to the expiration date of the license. This will give the CE provider time to report the successful completion to the department of insurance. Your CE courses can be taken at any time within your license term.


    Arizona Insurance License Renewal

    After you have completed your continuing education requirements, you may renew your Arizona insurance license to keep it active.

    Follow the steps below to complete your Arizona insurance license renewal requirements ahead of your expiration date.


    Step 1: Complete Arizona Insurance License Continuing Education

    Follow the steps above to complete your required 48 hours of CE.


    Step 2: Apply for Arizona Insurance License Renewal

    According to the Arizona DIFI, you may renew your Arizona insurance license in two ways:


    NIPR charges $5.60 for processing. The Arizona DIFI provides no charge for processing, so it’s recommended to renew your license up to 90 days before your license expiration date.


    Step 3: Pay the Arizona Insurance License Renewal Fee

    The renewal fee is $120 per line of authority. To avoid paying late renewal fees, you must complete CE hours and apply for renewal at least 30 days before your license expires. The late fee is $220 per line of authority.

    Pay the renewal fees via NIPR by credit card, electronic check, or your chosen online payment system.

    Once you complete the steps above before your expiration date, you can renew your license in Arizona.



    You’ve taken the steps you need to take and now your license is good for another four years!


    What Happens If My Insurance License Expires In Arizona?

    In Arizona, the Arizona DIFI will send you via email a renewal notice within 90 days before your license expires. If you don’t renew your license on time, there will be a $220 late renewal fee.

    You have one year from your license expiration date to renew your license. You will not be able to conduct business once your license expiration date passed until you renew your license. Not meeting your CE requirements prevents you from renewing your insurance license so it’s recommended to complete your CE education as early as 30 days before the license expiration date.


    Arizona Insurance License Lookup

    You can look up the status of your Arizona insurance CE credits and Arizona insurance license renewal by using these resources:

    • View your current accrued CE credits using the Sircon Continuing Education Transcript Inquiry tool (as recommended by Arizona DIFI). Select Arizona as your state, enter your License Number and Last Name, then hit Submit.
    • Check your renewal status via NIPR.
    • If you don’t know your insurance license number (National Producer Number or NPN), you can find it via State-Based Systems Lookup Search. Select Arizona as your jurisdiction and Licensee Search Type. Enter your information and click Search.
    • Arizona DIFI does not provide paper license certificates. If you need proof that you have renewed your license in Arizona, access your license online via Arizona DIFI’s License Search option, which will take you to the State-Based Systems Lookup Search. Go through the same process as mentioned above.


    Arizona Department of Insurance and Financial Institutions Contact Information

    Mailing Address:
    Arizona Department of Insurance and Financial Institutions
    Insurance Licensing Section 
    100 North 15th Avenue, Suite 261
    Phoenix, Arizona 85007-2630

    Phone: (602) 364-4457


    Arizona Insurance License Renewal FAQ

    How often do I need to renew my Arizona insurance license?

    In Arizona, the expiration date or renewal date is most often based on the requirement to complete continuing education (CE) hours every four years. You must renew by this date and meet your CE hours.

    You can find out when you need to renew your insurance license on the front of the license itself. The expiration date will be printed directly on the license. Make sure that you renew your insurance before this date.


    How much does it cost to renew my Arizona insurance license?

    Arizona charges a $120 renewal fee + CE provider cost. Check on Arizona’s requirements to learn more about the costs you can expect to renew your insurance license.

    Renewing your insurance license through the NIPR (National Insurance Producer Registry) comes with a $5.60 processing fee.


    What are the continuing education requirements for Arizona in renewing my insurance license?

    You should check with the Arizona Department of Insurance and Financial Institutions (DIFI) to determine how many hours you need and if there are restrictions on what kind of CE will be accepted.

    Continuing education topics include insurance policies, ethics, insurance law, and more. Some topics apply to all insurance agents, such as claims and tax updates. Other classes will be geared toward specific lines, such as property and casualty or life and health.

    See above to find out more about Arizona Insurance CE courses and requirements.


    How do I document the completion of my continuing education courses?

    Sending in course completion paperwork to the state is typically the responsibility of the course provider. As the individual taking the course, you will not need to send in documentation.

    If you want to check your continuing education progress and make sure that all completed courses are in your state file, you can use your state’s online system to look up license information, including continuing education completion.


    What is NPN for an insurance agent?

    You will need your National Producer Number, or NPN, to renew your insurance license. This number is assigned to each individual working in insurance when they are first licensed. If you are unsure of your NPN, you can look it up on the National Insurance Producer Registry using your license number or social security number.

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    Information on this page has been gathered by a multitude of sources and was most recently updated in August 2022.

    Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. StateRequirement is not affiliated with any state, government, or licensing body. For more information, please contact your state's authority on insurance.

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