How To Become An Insurance Agent In Arizona
What Kind Of Agent Are You Going To Be?
A majority of people who are applying for their insurance license have a plan in already in place of where they are going to use it. If you don't yet have a plan on how you will be using your insurance license, this is the place to start. Here are some of the questions that you should ask yourself:
- What type of insurance am I going to sell?
- Am I starting my own agency, or working inside of an existing agency?
- It may depend on how your agency is set up to tell you what type of licenses you need to hold.
- What types of licenses does my company require me to hold?
Answering these questions should give you tell you the types of insurance licenses you need. If you are still unsure of which lines to pursue, you can always ask the folks in the state licensing office at 602-364-4457 or email the Insurance Department.
How To Get Your Insurance License In Arizona
The first step in getting an Arizona insurance license is passing your license exam. So why do we say the first step is pre-license education? The answer is simple. We want you to pass your test the first time you take it. These courses or study materials are not a required step in getting your insurance license in Arizona, but they are highly recommended.
Most applicants choose to take these courses online, as it fits their schedule better, but there are also in person courses available. You should choose which format in which to take your courses based on your preferred method of learning. The goal isn't just to get the courses out of the way, it's to prepare you to pass your license exam on the first attempt.
StateRequirement recommends Kaplan Education Company for all pre-license education courses.
You can find a list course of approved Arizona pre-license education providers on this Arizona Department of Insurance PDF.
Insurance License Exams
The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each line of insurance you wish to carry. Life, Accident, & Health (LA&H) and Property & Casualty (P&C) lines are combined lines in Arizona, so you will take two exams if you wish to attain all of these lines of authority: Property, Casualty, Life, Accident, Health.
This is a proctored test, which means that you will be in a controlled environment with a person watching over you. For people who haven't tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam.
The fee for each attempt of the exams is $56 (one exam per combined lines of authority). When you show up you must have a photo ID any other documents that the testing facility has asked you to bring.
Both the Life, Accident, & Health exam and the Property & Casualty exam consist of one hundred fifty (150) questions, and you have two and a half hours (2.5 hours) to complete each exam. Here is a copy of the exam content outline for the Life, Accident, & Health exam. Here is a copy of the exam content outline for the Property & Casualty exam. A total score of 70% is required to pass each exam. You have a limit of four (4) attempts at each exam per year.
Check out our Insurance Exam Guide. It's extremely in-depth, and will hopefully help you pass the first time.
Insurance license tests are intentionally difficult, but not impossible by any means. You should study to the point of comfortability with the information before you attempt the test. Failing the exam isn't the end of the world, but keep in mind that you will need to pay the fee each time you attempt the test.
Note: StateRequirement recommends that you study for one exam at a time, then after passing, starting on your next line. The exams are difficult enough on their own without confusing information from one line to another.
You may register to take your exams and find more information on the Prometric Arizona Insurance Test Page. When contacting Prometric about the exams, be sure to also ask them about fingerprinting, as it the the next step in the licensing process. We recommend that you have your fingerprints taken with Prometric on the same day as you take your first exam.
Fingerprinting And Background Check
The state of Arizona requires that all insurance license applicants provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. For more information on this topic, call the Arizona Department of Insurance at 602-364-4457 or email the License Department. There is a $20 fee for fingerprinting services if you have your them taken with Prometric.
We recommend that you have your fingerprints taken with Prometric on the same day as you take your first exam. When you are finished with the fingerprinting appointment, you will receive a fingerprint card. Do not lose your fingerprint card, as you will need to mail it in in a later step!
Once you have completed your exams and fingerprinting, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines.
The fee for an online application is $142, and NIPR will charge a $5 transaction fee for a total of $147. If you apply for your additional lines of authority, only the $5 transaction fee will be charged on later additions.
Fill out and submit your online application on the NIPR website.
Mail Fingerprint Card And Form L-152
After submitting your license application to the state, you will now mail in your fingerprint card. You will send this card to the Arizona Department of Insurance (address below).
Arizona Department of Insurance
2910 North 44th Street, Suite 210
Phoenix, AZ 85018-7269
Arizona also requires Form L-152 be sent in with all applications. You will find this form in this Arizona Department of Insurance PDF. This form is a verification of Identification. You must fill it out and attach a copy of whichever approved form of identity you choose from the list.
Once you have filled this document out, email it to the License Department. Do not send this document until you have passed the exam and sent in your application.
Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.
If everything is to acceptable standards your license should be issued quickly. If there are any items from your background check that need to be reviewed, it may slow down the process of issuance. If this is the case, the state may contact you to provide context to the issues that they have run into.
Once the review has been completed, you should receive an email from the NIPR regarding the status of your license. These emails have been known to not be received, so you should also do a license search on your name about a week to two weeks (1-2 weeks) after submitting your application.
To check and see if your license has been issued, you may look yourself up in the Arizona Department of Insurance License Lookup Tool. Use this format to look up your license: LastName, FirstName
You've done the work, put in the time and effort, and now hold the key to your own success! We're proud of you. Take five (5) minutes and celebrate.
Information on this page has been gathered by a multitude of sources, and was most recently updated in November 2016.
Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. Huge Hammer LLC and it's members and affiliates are not responsible for any losses, monetary or otherwise. For more information, please contact your state's authority on insurance.
Disclosure: StateRequirement has an affiliation with Kaplan Education company, and may receive compensation based on user activity on this site. We truly believe that Kaplan offers excellent products and services, and compliments the mission of StateRequirement.