Getting your insurance license is the first step to becoming an insurance agent in Arizona. Life insurance, car insurance, home insurance, or business insurance all require a license to sell in any state.


    How To Get Your Insurance License In Arizona

    Follow our step-by-step guide to get your insurance license in Arizona.


    Step 1

    Step 1. Which Types of Insurance Licenses Do You Need?

    Depending on what type of insurance agent you want to be or what types of policies you need to sell, you will need to choose what type or types of insurance licenses you need to get.

    These are examples of the types of insurance policies you can sell with each type of license:

    Most insurance agents choose to get both of these licenses, but if you will only sell one type of policy then you just need to choose which license fits your needs.


    Step 2

    Step 2. Insurance Pre-Exam Education

    After you’ve determined which licenses you need, it’s time to begin studying for the Arizona insurance exams.

    Arizona does not require you to take a certain amount of pre-license credits before testing. This means that studying for your exam is 100% up to you.

    Most folks choose to take an insurance pre-license course online. These courses are created specifically to give you the skills you need to pass the test. Others purchase books or other self-study tools to prepare themselves.

    It’s wise to take a week or so to dedicate to your study of this exam. If you don’t feel as though you’re a strong test taker, take a little longer, but don’t let it drag out for long. We want you to pass your test the first time you take it, and we know that you can do it.

    Recommended Course

    For insurance license exam courses and study tools, StateRequirement recommends:

    Step 3

    Step 3. Arizona Insurance License Exams

    The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each line of insurance you wish to carry. Life, Accident, & Health (LA&H) and Property & Casualty (P&C) lines are combined lines in Arizona, so you will take two exams if you wish to attain all of these lines of authority: Property, Casualty, Life, Accident, Health.

    This is a proctored test, which means that you will be in a controlled environment with a person watching over you. For people who haven’t tested in a situation like this should be aware of this fact, and work on taming their nerves prior to sitting for the exam.

    The fee for each attempt of the exams is $56 per combined lineSingle line exams are $44 per attempt. When you show up you must have a photo ID any other documents that the testing facility has asked you to bring.

    Both the Life, Accident, & Health exam and the Property & Casualty exam consist of one hundred fifty (150) questions, and you have two and a half hours (2.5 hours) to complete each exam. Here is a copy of the exam content outline for the Life, Accident, & Health exam. Here is a copy of the exam content outline for the Property & Casualty exam. A total score of 70% is required to pass each exam. You have a limit of four (4) attempts at each exam per year.

    Check out our Insurance Exam Guide. It’s extremely in-depth, and will hopefully help you pass the first time.


    Insurance license tests are intentionally difficult, but not impossible by any means. You should study to the point of comfortability with the information before you attempt the test. Failing the exam isn’t the end of the world, but keep in mind that you will need to pay the fee each time you attempt the test.

    You may register to take your exams and find more information on the Prometric Arizona Insurance Test Page. When contacting Prometric about the exams, be sure to also ask them about fingerprinting, as it the next step in the licensing process. We recommend that you have your fingerprints taken with Prometric on the same day as you take your first exam.


    Step 4

    Step 4. Fingerprinting And Background Check

    The State of Arizona requires that all insurance license applicants provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. Call the Arizona Department of Insurance at (602) 364-4457 or email the License Department for more information. The fingerprinting fee is $20 plus the $22 FBI Fingerprint processing fee.

    We recommend that you have your fingerprints taken with Prometric on the same day as you take your first exam. When you are finished with the fingerprinting appointment, you will receive a fingerprint card. Do not lose your fingerprint card, as you will need to mail it in in a later step!


    Step 5

    Step 5. License Application

    Once you have completed your exams and fingerprinting, you are now ready to apply for your license. If you have more than one line of authority that you have passed the exam for, be sure to apply for all of those lines.

    The fee for an online application is $120, and NIPR will charge a $5 transaction fee for a total of $125. If you apply for your additional lines of authority, only the $5 transaction fee will be charged on later additions.

    Fill out and submit your online application on the NIPR website.


    Step 6

    Step 6. Mail Fingerprint Card and Form L-152

    After submitting your license application to the state, you will now mail in your fingerprint card. You will send this card to the Arizona Department of Insurance (address below).

    Arizona Department of Insurance
    100 North 15th Avenue Suite 261
    Phoenix, Arizona 85007-2630

    Arizona also requires Form L-152 to be sent in with all applications. You will find this form in this Arizona Department of Insurance PDF. This form is the verification of Identification. You must fill it out and attach a copy of whichever approved form of identity you choose from the list.

    Once you have filled this document out, email it to the License Department. Do not send this document until you have passed the exam and sent in your application.


    Step 7

    Step 7. Application Review

    Once you have submitted your application and have filled all the other requirements, your license application will be reviewed by the state. Your background check will also be reviewed.

    If everything is to acceptable standards your license should be issued quickly. If there are any items from your background check that need to be reviewed, it may slow down the process of issuance. If this is the case, the state may contact you to provide context to the issues that they have run into.

    Once the review has been completed, you should receive an email from NIPR regarding the status of your license. These emails have been known to not be received, so you should also do a license search on your name about a week to two weeks (1-2 weeks) after submitting your application.

    To check and see if your license has been issued, you may look yourself up in the Arizona Department of Insurance License Lookup Tool. Use this format to look up your license: LastName, FirstName.



    You’ve done the work, put in the time and effort, and now hold the key to your own success!  We’re proud of you. Take five (5) minutes and celebrate.

    After Licensing, What's Next?

    Now that you have your license, use the StateRequirement Job Board to find the opening to your new career.

    Arizona Department Of Insurance Contact Information

    Mailing Address:

    Arizona Department of Insurance
    100 North 15th Avenue, Suite 261
    Phoenix, Arizona 85007-2630

    Phone: (602) 364-4457

    Email: [email protected]


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    Information on this page has been gathered by a multitude of sources and was most recently updated in December 2020.

    Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. StateRequirement is not affiliated with any state, government, or licensing body. For more information, please contact your state's authority on insurance.

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