How to Get a Property and Casualty License in Alaska

Written by: Mary Gerardine

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How to Get a Property and Casualty License in Alaska

Getting your Alaska property and casualty license is the first step toward becoming a P&C insurance agent in Alaska.

The Alaska Division of Insurance requires you to complete a six-step process to obtain your property & casualty license – from taking the P&C insurance exam to applying for a P&C license.

These steps will take a few weeks to complete so we recommend you bookmark this page so you can use it as a reference throughout the process.

How to Get Your Alaska Property and Casualty Insurance License

  1. Complete an Alaska Pre-License Education Course (Kaplan – $139)
  2. Take the Alaska Licensing Exam (Pearson VUE – $89)
  3. Get a Fingerprint-Based Background Check (IdentoGO – $15 + Alaska Division of Insurance FBI processing fee – $48.25)
  4. Complete an Alaska License Application (National Insurance Producer Registry (NIPR) – $75 application fee + $5.60 transaction fee)
  5. Mail Your Fingerprint Card
  6. Watch for Your Application Results

Property and Casualty Insurance License Alaska

Obtaining your Alaska P&C license is easy. Just follow these six simple steps to start your journey toward becoming a property and casualty insurance agent. Once you earn this license, check out our guide on how to get your Alaska life insurance license as well.

Steps To Get an Alaska Property and Casualty Insurance License

Obtaining your Alaska P&C license is easy. Just follow these six simple steps to start your journey toward becoming a property and casualty insurance agent. Once you earn this license, check out our guide on how to get your Alaska life insurance license as well.

Step 1: Complete an Alaska Pre-License Education Course

Before you take the Alaska P&C insurance licensing exam, it’s important to make time to acquire the knowledge you’ll need to pass this exam on your first attempt. Completing a pre-license education course will equip you with the necessary information and tools you’ll need to prepare for your exam.

While Alaska doesn’t have any formal pre-license education requirements, most insurance professionals opt to take a pre-license education course online. Pre-license education courses are self-paced and include study materials like practice exams and flashcards. Others purchase books or self-study materials to prepare themselves for the exam.

A pre-license education course provides very specific industry knowledge that insurance professionals will encounter during the exam. There are very few questions on this test that you can answer with “common sense” information.

You can complete insurance licensing courses on your own schedule and at your own pace when you choose online courses. Taking a pre-license education course will also give you a solid understanding of your duties as a P&C insurance agent.

Recommended Course

Over 81% of our readers use Kaplan’s online courses — which come with a 93% pass rate — when preparing for their insurance license exam(s). For comprehensive study packages, StateRequirement recommends:

4.7 out of 5 starsKaplan Education Company

Step 2: Take the Alaska Licensing Exam

After you complete a pre-licensing education course and/or your own independent study, it’s time to take the Alaska P&C license exam.

Alaska uses Pearson VUE as its official testing service for delivering licensure exams.

In Alaska, property and casualty are two separate areas of licensure. That means you’ll need to either take only one exam (property or casualty) or both exams (property and casualty).

The Alaska property insurance exam and casualty insurance exam both:

  • Include a total of 90 scored questions each, covering two sections: general and state-specific knowledge. The general sections of these exams deal with basic property or casualty insurance product knowledge. The state-specific sections cover property or casualty insurance concepts and terms, rules, regulations, and practices specific to Alaska.
  • Give you 135 minutes to complete the test. The exam is a proctored test, meaning an official proctor will closely monitor you in a controlled environment.

You may take up to two exams (e.g., both property and casualty) during one exam session only at a Pearson VUE test center location for a single fee of $89, which you must pay at the time of reservation by credit card, debit card, or voucher.

Passing the Alaska P&C license exam can prove challenging, but taking an exam prep course and following a good study program can help prepare you to pass on your first attempt.

If you happen to fail one section of the property or casualty insurance exam and pass the other, you only need to retake the part you failed. You must wait at least 24 hours before registering to retake the exam. Your exam results are valid for up to one year from the date of the exam.

Tip

Check out our in-depth insurance exam guide for tips to help you pass on the first attempt.

Step 3: Get a Fingerprint-Based Background Check

After you take the Alaska P&C license exam, you must get a fingerprint-based background check from IdentoGO.

The fee for digital fingerprinting is $15 to cover the IdentoGO by IDEMIA service charge for capturing your fingerprints. You’ll also need to provide a check payable to the Alaska Division of Insurance for $48.25 to cover the cost of your criminal background check with the FBI. The total fee for fingerprinting services is $63.25.

Anchorage-based applicants can schedule their fingerprinting appointment online with Pearson VUE or call (866) 761-8069 for fingerprinting services available at their exam center.

All other applicants may contact IdentoGO by IDEMIA at 866-761-8069 to request an FBI FD-258 fingerprint card.

Once you complete your fingerprinting appointment, you’ll receive a fingerprint card. Keep your fingerprint card because you’ll need to mail it in as part of a later step. The required FD-258 card, which Pearson VUE or IdentoGO will send to you, will include a digital version of your fingerprints.

Step 4: Complete an Alaska License Application

Once you pass the P&C insurance exam and complete a fingerprint-based background check, you can apply for your P&C insurance license. 

In Alaska, you must apply online via the NIPRThe application fee is $75, and the NIPR will charge a $5.60 transaction fee for a total of $80.60.

The Alaska Division of Insurance will issue a P&C insurance license to individuals who are at least 18 years old and have passed the proper licensing exam. You must submit your completed license application to NIPR’s Alaska licensing section within 12 months of passing the exam.

To apply for a P&C insurance license in Alaska, make sure you comply with the insurance licensing requirements as defined under the Alaska Insurance Statutes and Alaska Admin Code.

If you have any questions or need to forward supporting documents related to your license application, send them to insurance@alaska.gov.

Step 5: Mail Your Fingerprint Card

After completing and submitting your license application, you must now mail your fingerprint card to the Alaska Division of Insurance:

Anchorage Mailing/Street Address

Division of Insurance
Robert B. Atwood Building
550 W 7th Ave., Ste. 1560
Anchorage, AK 99501-3567

Juneau Mailing Address

Division of Insurance
P.O. Box 110805
Juneau, AK 99811-0805

Step 6: Watch for Your Application Results

After you complete the previous five steps, the Alaska Division of Insurance will review your application and fingerprint-based background check. This process usually takes one or more business days from the date you mail your application.

Once your application review is complete, the Alaska Division of Insurance will email you with its decision or ask you to provide more information.

You can print your license from the NIPR website. There’s no charge to create an account or print a license. You can also search for your license by using the National Association of Insurance Commissioners (NAIC) State Based Systems (SBS) Alaska Lookup tool.

Congratulations!

You’re now ready to get started as a P&C insurance agent in Alaska.

Next Steps After Securing Your Alaska Property and Casualty Insurance License

Once you complete the above steps and have your Alaska P&C insurance license, here’s what you should pursue next.

Get a Job in the Insurance Field

Once you hold a P&C license, you can consider several different insurance-related careers. The P&C license gives you authorization within your state to sell P&C insurance policies and related products that’ll provide financial protection to your clients against loss or damage.

You can find P&C insurance job postings on our Insurance Jobs Board.

When applying for an insurance-related job, potential employers will request your license number and National Producer Number (NPN).

Complete Continuing Education and Renew Your License

In Alaska, if you hold a license for a full two-year period, you are required to complete 24 hours of continuing education (CE) to renew your license.

Alaska CE requirements state that three of those 24 hours should focus on ethics while no more than eight hours should focus on management, marketing, sales, and training.

If you have a non-resident license that meets CE requirements in your home state, you don’t need to take CE courses in Alaska.

When you complete an approved course, your course provider will issue you a certificate of completion and report your CE credits to the Alaska Division of Insurance within 10 days of the course’s completion. The NIPR verifies compliance with Alaska’s CE requirement before you can submit your license renewal application.

After you complete your continuing education and are within 90 days of your license expiration, you may renew your Alaska insurance license online using the NIPR Alaska Renewal SystemThe fee for renewing your license is $75 per application.

You also may contact the Alaska Division of Insurance for assistance with submitting a paper application for renewal. There is an additional $50 fee for this service.

For more detailed information, check out our Alaska insurance license renewal guide.

Alaska Division of Insurance Contact Information

Mailing Address:

Anchorage Office
Robert B. Atwood Building
550 W 7th Ave., Ste. 1560
Anchorage, AK 99501-3567 

Juneau Office:
P.O. Box 110805
Juneau, AK 99811-0805

Phone: 907-269-7900 (Anchorage) or 907-465-2515 (Juneau) 

Email: insurance@alaska.gov 

Website: https://www.commerce.alaska.gov/web/ins/ 

License Search: Alaska Insurance License Search

Alaska Property and Casualty License FAQ

How much does it cost to get a property and casualty insurance license in Alaska?

The total cost of getting a property and casualty (P&C) insurance license in Alaska is at least $421.85 but can reach $500 based on the type of pre-license course you choose. The costs include: 
Insurance Pre-license Education Course Fee: $139 via Kaplan
Exam Fee: $89 via Pearson VUE
Fingerprint-Based Background Check Fee: $15 via IdentoGO + $48.25 via the Alaska Division of Insurance for FBI processing
Application Fee: $75 application fee + $5.60 transaction fee via the NIPR

How long does it take to process a property and casualty insurance license application in Alaska?

It will take one or more business days for you to become an insurance agent after the date you submit your application online and mail your fingerprint card.

Can I get a temporary property and casualty insurance agent license in Alaska?

Yes. Alaska provides a 90-day, temporary insurance license for property or casualty insurance.

Can I get an emergency property and casualty insurance agent license in Alaska?

No. An emergency license isn’t available for property or casualty insurance producers in Alaska.

What can I sell with a property and casualty insurance license in Alaska?

With an Alaska P&C license, you can sell insurance products like homeowners insurance, renters insurance, auto insurance, general liability insurance, and workers’ compensation policies.

How much can you make with a property and casualty insurance license in Alaska?

According to ZipRecruiter, P&C insurance agents earn an average salary of between $30,000 and $44,500+ per year. P&C insurance agents who sell homeowners and auto insurance also can earn a 5 percent to 20 percent commission based on policy premiums.

What are the limitations of an Alaska property and casualty insurance license?

Unless you have multiple licenses to sell various types of insurance products, having an Alaska P&C license only gives you the authority to negotiate and sell P&C insurance policies. You’ll need additional licenses to sell other types of insurance.

Can I cancel my property and casualty license in Alaska?

Yes. To cancel your license, download and fill out the Request to Cancel License Form from the Alaska Division of Insurance Licensing Section.

How hard is it to get a property and casualty insurance license in Alaska?

The process is quite simple! Follow the steps above and get started today!

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